WHY IT’S A WINNER
Capital One offers unlimited free transactions and a high cash deposit limit, a plus for busy firms. There are several ways to waive the maintenance fee.
Business owners in the Northeast can avoid ATM fees with Webster Bank’s Complete Business Checking. It has better terms but limited geographic reach.
850 in Connecticut, D.C., Delaware, Louisiana, Maryland, New Jersey, New York, Texas, and Virginia
Maintenance fee: $35
How to waive the fee: Keep a $25,000 balance or use other Capital One small-business products.
Outside ATM fee: $2
Free transactions Unlimited deposits, check payments, and withdrawals
Cash deposit limit: $40,000
Here are MONEY’s picks for the Best Stand-Alone Bank Accounts of 2015-2016: