By turnercowles
October 25, 2015

Whether you hate your bank or just tolerate it, leaving might seem like a hassle. Yet “switching can be painless if you stay organized,” says Greg McBride of Bankrate.com.

After all, having the wrong bank can cost you: By moving to a bank with no monthly maintenance fees and no ATM fees, MONEY estimates, an average consumer could save more than $360 a year.

Check out MONEY’s full list of the Best Banks in America — and then read our tips for making the switch.

Here are MONEY’s picks for the Best Banks of 2015-2016:

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