Best for: New Businesses (tie)
Branches: 673 in seven states
- Maintenance fee: $0
- ATM fee: $0
- Free transactions: unlimited digital; a total of five checks or in-branch withdrawals a month and two deposits at a branch a month
- Fee per additional transaction: $1–$4
- Cash deposit limit: $5,000
- Fee per additional $100 deposit: $0.125
Why it’s a winner: A fee-free account with the rare combination of unlimited free digital transactions and a median cash deposit limit.
Caveats: High fees for branch transactions make this account a better option for those who won’t use branches.