---
title: 401(k)
description: A 401(k) is an employer-sponsored account that helps you save for retirement. Learn about employer matches, 401(k) millionaires, contribution limits and more.
section: Retirement
parent: https://money.com/retirement/
total_pages: 13
canonical: https://money.com/401k/
language: en
type: CollectionPage
source: category-blades
---

# 401(k)

A 401(k) is an employer-sponsored account that helps you save for retirement. Learn about employer matches, 401(k) millionaires, contribution limits and more.

[View All Retirement Categories](https://money.com/retirement/)

## Featured

- [The Number of 401(k) Millionaires Hits a Record High](https://money.com/401k-millionaires-fidelity-retirement-savings/) — 401(k) · 4 min read

## More on 401(k)

- [The Number of 401(k) Millionaires Hits a Record High](https://money.com/401k-millionaires-fidelity-retirement-savings/) — 401(k) · 4 min read
- [Self-Employed and Behind on Retirement? The Solo 401(k) Door May Be Bigger Than an IRA's](https://money.com/solo-401k-self-employed/) — 401(k) · 4 min read
- [This Retirement Plan Document You May Not Read Explains When Your 401(k) Money Actually Vests](https://money.com/401k-vesting-schedule/) — 401(k) · 4 min read
- [A Hardship Withdrawal Can Solve Today’s Cash Problem — and Create Tomorrow’s Retirement Gap](https://money.com/should-you-take-a-401k-hardship-withdrawal/) — 401(k) · 4 min read
- [Part-Time for Years? The 401(k) Access Rule That Could Have Finally Put You in the Plan](https://money.com/part-time-workers-401k-eligibility/) — 401(k) · 4 min read
- [Your 401(k) Looks Big. Your Spendable Retirement Income May Be Much Smaller](https://money.com/401k-balance-vs-retirement-income/) — 401(k) · 4 min read
- [Why Your 401(k) Statement Shows a Monthly 'Paycheck' — and Why the Number Can Feel So Small](https://money.com/401k-lifetime-income-illustration/) — 401(k) · 4 min read
- [Taking a 401(k) Loan? Here's the Potential Job-Loss Tax Bomb Hiding in the Repayment Deadline](https://money.com/401k-loan-repayment-after-leaving-job/) — 401(k) · 4 min read
- [High Earners' Catch-Up Contributions Are Headed to Roth — Why 2027 Planning Starts Now](https://money.com/roth-catch-up-contributions-high-earners/) — 401(k) · 4 min read
- [The 'Still Working' RMD Exception That Can Delay 401(k) Withdrawals — But Not IRA Withdrawals](https://money.com/still-working-rmd-exception/) — 401(k) · 4 min read
- [The $1,000 Emergency 401(k) Withdrawal Is Real — But It’s Not Free Money](https://money.com/1000-emergency-401k-withdrawal/) — 401(k) · 3 min read
- [Company Stock in a 401(k)? The Tax Break That Can Beat a Plain IRA Rollover](https://money.com/net-unrealized-appreciation-401k/) — 401(k) · 4 min read
- [The Lost 401(k) Database Can Help you Find Old Accounts — But You Still Need to Know What to Search](https://money.com/lost-401k-database/) — 401(k) · 3 min read
- [Retiring at 55? Here’s the 401(k) Door That Can Slam Shut if You Roll the Money Into an IRA](https://money.com/401k-rule-of-55-ira-rollover/) — 401(k) · 5 min read
- [The Age 60 Catch-Up Rule That Can Supercharge a Late Retirement Push](https://money.com/age-60-retirement-catch-up-rule/) — 401(k) · 4 min read
- [Don’t Roll Over That Old 401(k) Until You Ask These 3 Questions](https://money.com/old-401k-rollover-questions/) — 401(k) · 4 min read
- [You May Not Know About This Rule That Could Boost Your Retirement Savings](https://money.com/little-known-rule-to-boost-retirement-savings/) — 401(k) · 4 min read
- [The Hidden Risk of Retiring With Every Dollar in Tax-Deferred Accounts](https://money.com/tax-deferred-retirement-accounts-risk/) — 401(k) · 3 min read
- [Your 401(k) Isn’t an Investment Plan. Here’s What Is](https://money.com/401k-isnt-an-investment-plan/) — 401(k) · 5 min read
- [After Years of Growth, the Number of 401(k) Millionaires Has Dropped](https://money.com/401k-millionaires-stock-market-drop/) — 401(k) · 3 min read
- [This 401(k) Proposal Could Give Retirees an Easier Way to Donate to Charity](https://money.com/401k-charity-donation-bill/) — 401(k) · 4 min read
- [Private Equity, Crypto and Other Risky Assets Are Coming to Your 401(k). Here's What to Know](https://money.com/private-equity-crypto-401k-risks-costs/) — 401(k) · 10 min read
- [The 401(k) Match Basics Everyone Needs to Know](https://money.com/401k-match-hidden-value/) — 401(k) · 4 min read
- [Average 401(k) Balances by Generation: How Do You Stack up Against Your Peers?](https://money.com/average-401k-balance-by-generation-2025/) — 401(k) · 5 min read

_Page 1 of 13._

[Next](https://money.com/401k.md?page=2) · [Last](https://money.com/401k.md?page=13)

## Explore More on Retirement

- [Annuity](https://money.com/annuity/)
- [Best Places to Retire](https://money.com/best-places-to-retire/)
- [IRAs](https://money.com/iras/)
- [Medicare](https://money.com/medicare/)
- [Pension](https://money.com/pension/)
- [Places to Retire](https://money.com/places-to-retire/)
- [Retirement Planning](https://money.com/retirement-planning/)
- [Social Security](https://money.com/social-security/)
- [401(k)](https://money.com/401k/)
- [Annuity](https://money.com/annuity/)
- [IRAs](https://money.com/iras/)
- [Medicare](https://money.com/medicare/)
- [Pension](https://money.com/pension/)
- [Social Security](https://money.com/social-security/)