Best for Older Pets
Most pet insurance plans won’t write a new policy for an older pet — 12 is generally the typical cut-off age for dogs and cats.
Pets Best does not have a maximum age limit so you could still get coverage on your aging pet. But, like all insurers, Pets Best won’t cover pre-existing conditions.
If you have a healthy pet who’s getting on up there, Pets Best could be an option, with three different Accident & Illness policies to choose from (Essential, Plus, or Elite). And you can add two different wellness coverages to all three, for your pet’s routine care needs.
Plans go up to 90 percent reimbursement. If you’re on a budget and are ok with more limited protection, consider Pets Best’s 70 percent reimbursement rate, which could cost just $9 a month for an Accident-only policy.
Regardless of your choice, monthly fees rarely go over $50 for even the most comprehensive coverage levels.