Many companies featured on Money advertise with us. Opinions are our own, but compensation and
in-depth research determine where and how companies may appear. Learn more about how we make money.

By Jennifer Calfas
Updated: April 11, 2017 10:41 AM ET
Group of three coworkers in discussion in conference room
Group of three coworkers in discussion in conference room
Thomas Barwick, Getty Images

Do you think you’ll retire at the age of 65? For most, the answer is probably no.

In fact, even when Americans retire, a third of them plan to work a part-time job, according to a new Ipsos/USA Today poll. Four percent of Americans plan to have a full-time job during their retirement.

Surveying 1,152 American adults age 45-65, the study found that a third of Americans plan to delay retirement until after they are 65-years-old. Twenty-two percent say they will retire between the ages of 66 and 70, and 7% say they will wait until their 70s. Eight percent don’t plan to retire at all.

The growing need to keep working beyond the traditional benchmark age for retirement — and to keep working through it — may be a result of the 2008 recession.

“A lot of people got off track with their savings over the course of the recession and they’re still making up for that,” Jennifer Schramm, senior strategy policy adviser for the AARP Public Policy Institute, told USA Today.

The Labor Department and AARP found that 20% of Americans 65 and older were in the workforce last year, USA Today reports. That’s an increase from a decade ago in 2007, when 16% of Americans 65 years or older were working.

Still, about 61% of those surveyed said they are somewhat or very confident they will have enough money to fund a comfortable retirement.

A different survey released last month revealed that more Americans believe they will need at least $1 million for a comfortable retirement.