--- title: Augusta Precious Metals Review 2027 description: We reviewed Augusta Precious Metals gold IRA, including its pros and cons, pricing, offerings, customer experience and who its best for. authors: - name: Mallika Mitra role: Contributing Editor url: https://money.com/author/mallika-mitra/ bio: Mallika Mitra is a contributing editor for Money, based in Chicago. She has covered investing and retirement for seven years and her work has appeared in CNBC, Bloomberg, Kiplinger, AARP, Barron’s, Bankrate, The Daily Upside, ETF.com, The Bond Buyer, PLANADVISER, PLANSPONSOR and Investopedia. education: Craig Newmark Graduate School of Journalism at CUNY Kalamazoo College at_money_since: 2020 articles: 400 covers: - Retirement - Banking - Business - Career Advice - Credit - Credit Cards - Debt - Economy and Politics - Education - Health and Wellness - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Pets - Professional Services - Shopping - Taxes - Technology also_seen_in: - CNBC - Bloomberg - Kiplinger - Barron's - Bankrate - WGN-TV - CBS News Radio - This Morning With Gordon Deal - Everyone's Talkin' Money social: - https://twitter.com/mitra_mallika - https://www.linkedin.com/in/mallika-mitra-4577a386/ editors: - name: Mike Ayers role: Executive Editor url: https://money.com/author/mike-ayers/ bio: Mike Ayers is the executive editor of Money. Previously, he’s held editorial roles at the Wall Street Journal, Rolling Stone and MTV. education: BA, Sociology, Virginia Tech. Masters of Arts, Sociology, Virginia Tech at_money_since: 2017 articles: 29 covers: - Retirement - Career Advice - Credit Cards - Economy and Politics - Health and Wellness - Housing - Insurance - Investing - Lifestyle - Money Archives - Mortgages - Personal Finance - Shopping also_seen_in: - The Wall Street Journal - Rolling Stone social: - https://x.com/themikeayers - https://linkedin.com/in/ayersmike published: '2026-11-05T18:54:59.000Z' modified: '2026-11-05T18:56:18.000Z' section: Retirement word_count: 1258 canonical: https://money.com/augusta-precious-metals-gold-ira-review/ type: Article source: structured-blocks --- > **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![Gold bullion and Australian coins](https://img.money.com/2023/03/Explainer-Augusta-Gold-IRA-mbci_h7704__axc3tx.jpg) ## Key Takeaways - Augusta Precious Metals requires a $50,000 minimum initial purchase for its gold IRA. - Third-party IRA fees total $285 in year one and $235 annually after that, though Augusta says it may cover them for up to 10 years for qualifying accounts. - The Better Business Bureau rates Augusta A+ with one complaint in the last three years. - Augusta does not guarantee a buyback. Augusta Precious Metals is a solid choice for gold investors with $50,000 or more in an existing retirement account who want a guided process. The main trade-off is the high investment minimum and fewer customer reviews than its competitors. ## Augusta Precious Metals at a glance Customers praise [Augusta's](https://money.com/pr/r3170f04a89a?ap_referrer=https%253A%252F%252Fmoney.com%252Faugusta-precious-metals-gold-ira-review%252F&apxa1=best-gold-ira-companies) educational resources for buyers, low-pressure sales process and knowledgeable and communicative employees. Complaints center on premiums and buyback expectations. The BBB shows just one complaint in the last three years. On TrustPilot, 92% of reviews have a five-star rating and just 1% have a one-star rating. ## Augusta Precious Metals fees and pricing Augusta Precious Metals charges $285 in third-party fees in the first year of opening a gold individual retirement account (IRA) and $235 annually after that. The company says it may cover those fees for up to 10 years on qualifying accounts. We like that they are up-front about these fees. Here’s the breakdown: a $50 one-time setup, $125 annual custodian charge and $110 annual depository storage and insurance fee. There is no annual portfolio-management fee. Metals pricing is separate and not posted online so you’ll have to call to get prices. Because they fluctuate throughout the day, your price is locked in on the order-confirmation call. That price includes Augusta’s dealer margin, which is the difference between the price the dealer pays to get the metals and the price that the customer is charged. The company notes that employees don’t receive sales commissions for recommending specific products. Before you make a purchase, Augusta will confirm how a buyback would work as well as the same-day bid on the item you are going to buy. The difference between what you pay and the same-day buyback bid is the purchase-to-buyback spread. August works towards a 5% purchase-to-buyback spread target. Here’s an example from the company’s FAQ: a $100 purchase could come with a $95 buyback bid, since the difference is $5 or 5% of the purchase price. But that 5% is the target, not a guaranteed future bid. ## Make sure your hard-earned money is protected with a Gold IRA ### Gold IRAs help you protect your investments by providing the asset diversification and stability you need. Click on your state to get started with Augusta Precious Metals. [Invest in Gold](https://money.com/pr/zce9518ebd41?ap_referrer=%2Faugusta-precious-metals-gold-ira-review%2F&apxa1=best-gold-ira-companies) ## Augusta Precious Metals minimum investment Augusta Precious Metals requires a $50,000 minimum initial purchase, whether the purchase is made through an IRA or with personal funds. The amount goes toward a metal purchase, so it’s not a fee. The $50,000 typically comes from an existing account via a rollover or a transfer, since the IRS caps annual IRA contributions. In 2026, the limit for IRAs is $7,500 (or $8,600 if you’re age 50 or older). The $50,000 minimum is high when compared to minimums for other gold IRA companies. ## Augusta Precious Metals buyback program Augusta Precious Metals does not guarantee it will repurchase metals, since reputable gold deals typically can’t guarantee a buyback. But it repurchases primarily from existing customers, targets about a 5% spread on qualifying structured sales and doesn’t charge a separate dealer liquidation fee. Augusta says on its website that it hasn’t declined a customer’s buyback request since 2012. The process begins with a private valuation, and if the company agrees to the buyback and the customer wants to sell, Augusta will provide live pricing and the sale goes through on a call. You cannot see prices ahead of time, and the buyback price may be different from your IRA custodian’s statement. That’s because custodians often use a spot-based metal-content calculation while gold dealers’ live prices reflect the current market, according to Augusta. Augusta offers customers a 24-hour window after the recorded confirmation call regarding a buyback during which they can seek a higher bid and cancel their buyback with Augusta. The company says that an immediate complete liquidation is priced differently and isn’t covered by the 5% purchase-to-buyback target. ## Augusta Precious Metals pros and cons The pros of purchasing gold with Augusta is the free education session, potential fee coverage up to 10 years, high customer reviews and 24-hour buyback price check. The cons include the high minimum, limited metals and fewer reviews compared to competitors. During the free one-on-one web conference education session, the team will walk you through the fundamentals of a gold IRA. These educators are salaried, meaning they’re not paid on commission, according to Augusta. The company also pays eligible custodian and storage fees for some eligible accounts, potentially for as long as 10 years. The 24-hour buyback price check gives customers the opportunity to find a higher price for their gold elsewhere before they sell to Augusta. ## Gold and silver products Augusta offers Augusta Precious Metals sells roughly 40 gold and silver IRA-approved coins, rounds and bars. The IRS has approved certain precious metals for investment in IRAs. Gold bars and coins must be, for the most part, 99.5% pure. Silver coins and bars must be 99.9% pure. Gold coins you can purchase for your IRA that Augusta highlights include: - Freedom Liberty Eagle - American Eagle - American Eagle Proof - Canadian Maple Leaf - Austrian Philharmonic - American Buffalo - Royal Canadian Mint Soaring Eagle Silver coins you can purchase for your IRA that Augusta highlights include: - Canadian Maple Leaf - American Eagle - Austrian Philharmonic - America The Beautiful - Freedom Liberty Eagle - Four Nations - Silver Rounds ## Take control of your financial future by investing in Gold ### Achieve greater financial security by providing effective solutions that can help protect your wealth. Click below to start investing today! [Invest in Gold](https://money.com/pr/z77ba7433973?ap_referrer=%2Faugusta-precious-metals-gold-ira-review%2F&apxa1=best-gold-ira-companies) ## How to open a gold IRA with Augusta Precious Metals You can start opening a gold IRA with Augusta Precious Metals by following these five steps: 1. **Choose your structure**: Determine whether you want a traditional or Roth gold IRA. 2. **Pick an independent custodian**: Augusta works with custodians who can help you open a self-directed gold IRA and says it can walk you through their roles and fees. 3. **Fund your account**: Transfer or roll over funds. 4. **Choose your metals**: Select IRA-eligible gold and silver. 5. **Ship to an approved depository**: Once you’ve chosen your metals, the custodian will ship it to a compliant depository for storage. Augusta says it handles about 95% of the paperwork. And keep in mind that a rollover does not require buying metals from Augusta. When it comes to storage, you’re not allowed to store precious metals in a gold IRA in your home. Instead, they have to be held by a qualified custodian or trustee — one that meets the IRS’ custody requirements. ## Augusta vs Goldco and American Hartford Gold [Augusta Precious Metals](https://money.com/pr/r3170f04a89a?ap_referrer=https%253A%252F%252Fmoney.com%252Faugusta-precious-metals-gold-ira-review%252F&apxa1=best-gold-ira-companies) has a higher minimum than most gold IRA companies and publishes ample educational content. Check out [Money's Best Gold IRA Companies](https://money.com/best-gold-ira-companies/) for the full ranking and to compare your options. Here’s a quick comparison of Augusta Precious Metals, [Goldco](https://money.com/pr/nef22c9745e8?data-trk-company=goldco-gold-iras-review&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=nef22c9745e8&encoded_id=&apxa1=best-gold-ira-companies) and [American Hartford Gold](https://money.com/pr/u3ef79664b8e?data-trk-company=american-hartford-gold-group-gold-iras-review&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=u3ef79664b8e&encoded_id=&apxa1=best-gold-ira-companies).
Augusta Precious MetalsGoldcoAmerican Hartford Gold
Investment minimum$50,000$25,000$10,000
Year-one fees$285$275-325$175-225
Buyback stanceBuyback program with ability to cancel within 24 hoursBuyback programBuyback program
BBB ratingA+A+A+
BBB customer review rating4.934.824.8
Trustpilot score4.84.44.8
Be sure to check customer reviews before you decide which gold IRA provider is best for you. To put the above figures in context, Augusta Precious Metals’ BBB customer review rating is based on just 136 reviews, while Goldco’s is based on 1,715 and Augusta Precious Metals’, 843. Augusta Precious Metals’ Trustpilot score is based on 377 reviews while Goldco’s is based on 1,795 and American Hartford Gold’s are based on 1,954. Check complaints, too. Augusta Precious Metals had just one BBB customer complaint in the last three years while Goldco had 72 and American Hartford Gold, 113. ## Who Augusta Precious Metals fits [Augusta Precious Metals](https://money.com/pr/r3170f04a89a?ap_referrer=https%253A%252F%252Fmoney.com%252Faugusta-precious-metals-gold-ira-review%252F&apxa1=best-gold-ira-companies) makes the most sense for people with $50,000 or more in an existing IRA or 401(k) who want a guided process. It’s not a fit for people with under $50,000 or who want a broad menu beyond gold and silver. ## Augusta Precious Metals gold IRA FAQs ### What is the safest gold IRA company? While there’s no guaranteed “safest” gold IRA company, you can check whether a company works with IRS-approved custodian, follows the IRS’ purity rules regarding gold and silver and is transparent regarding its fees. ### Is it smart to invest in precious metals right now? Precious metals can offer portfolio diversification, serve as a hedge against inflation and act as a safe haven for investors. But whether they’re a smart way to invest depends on your goals and risk tolerance. Gold prices recently pulled back from a record high, which may present an opportunity for some investors. ### What is the downside of a gold IRA? A gold IRA can come with high costs. Gold also doesn’t offer interest or dividends like other investments may. ![](https://s3.consumersadvocate.org/prd/image/image/31339/medium_3b3cf6d5-62e2-410b-9221-8742bac91a03.webp) Augusta can help you take control of your financial future [Invest in Gold](https://money.com/pr/g7919f48edbb?ap_referrer=%2Faugusta-precious-metals-gold-ira-review%2F&apxa1=best-gold-ira-companies) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "BreadcrumbList", "@id": "https://money.com/augusta-precious-metals-gold-ira-review/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://money.com" }, { "@type": "ListItem", "position": 2, "name": "Retirement", "item": "https://money.com/retirement/" }, { "@type": "ListItem", "position": 3, "name": "IRAs", "item": "https://money.com/iras/" }, { "@type": "ListItem", "position": 4, "name": "Augusta Precious Metals Review 2027" } ] }, { "@type": "WebSite", "@id": "https://money.com/#website", "url": "https://money.com", "name": "Money", "publisher": { "@id": "https://money.com/#organization" } }, { "@type": "WebPage", "@id": "https://money.com/augusta-precious-metals-gold-ira-review/#webpage", "url": "https://money.com/augusta-precious-metals-gold-ira-review/", "name": "Augusta Precious Metals Review 2027", "isPartOf": { "@id": "https://money.com/#website" }, "datePublished": "2026-11-05T18:54:59.000Z", "mainEntity": { "@id": "https://money.com/augusta-precious-metals-gold-ira-review/" }, "inLanguage": "en-US", "breadcrumb": { "@id": "https://money.com/augusta-precious-metals-gold-ira-review/#breadcrumb" }, "dateModified": "2026-11-05T18:56:18.000Z" }, { "@type": "Article", "headline": "Augusta Precious Metals Review 2027", "articleSection": "Retirement", "image": [ { "@type": "ImageObject", "url": "https://img.money.com/2023/03/Explainer-Augusta-Gold-IRA-mbci_h7704__axc3tx.jpg", "width": 2700, "height": 1800, "caption": "Explainer-Augusta-Gold-IRA" } ], "author": [ { "@type": "Person", "name": "Mallika Mitra", "url": "https://money.com/author/mallika-mitra/", "@id": "https://money.com/author/mallika-mitra/#author", "description": "Mallika Mitra is a contributing editor for Money, based in Chicago. 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