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Originally Published: Oct 12, 2020
Originally Published: Oct 12, 2020 Last Updated: Jul 14, 2022 4 min read
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With Americans traveling and eating out at historically low rates, you're probably spending more money at grocery stores than ever before. If so, it makes sense to find the credit card that offers you the most valuable rewards every time you go grocery shopping.

Thankfully, there are credit cards designed to offer great bonus rewards for these purchases, and you might be underestimating how much you can earn.

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5 Best Credit Cards for Groceries: Cash Back

Blue Cash Preferred® Card from American Express

With this card, you can earn 6% cash back on your first $6,000 spent each year at U.S. supermarkets. You also earn 6% back on select streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% cash back on other purchases.

New applicants earn $350 in statement credits after spending $3,000 on their card within first six months of account opening. That bonus more than makes up for this card's $95 annual fee. See Rates & Fees. Terms apply*

American Express® Gold Card

Among rewards cards enthusiasts, this card is a favorite, as it offers 4x points on up to $25,000 spent each year at U.S. supermarkets. These Membership Rewards points are extremely valuable as they can be redeemed for gift cards, merchandise or travel reservations. And you can often get the most value when you transfer them to airline miles or hotel points.

You also earn 4x points on purchases from restaurants, including takeout and delivery. Other benefits include $120 in annual dining credits ($10 a month at Grubhub and at select restaurants) and $120 in Uber Cash annually ($10 per month) that can be used towards Uber Eats orders or Uber rides. Finally, new applicants will earn 75,000 bonus points after spending $4,000 on purchases within six months of account opening. All of these extras go a long way to making up for this card's $250 annual fee. See Rates & Fees. Terms apply*

Chase Freedom Flex℠

This extremely popular rewards card earns 5% cash back on quarterly bonus categories like gas stations grocery store purchases (not including Walmart or Target) on up to $1,500 spent. For example, in Q4 of 2020 (October, November and December), the featured bonus purchases are Walmart and PayPal. There's no annual fee for this card.

Chase Freedom Unlimited®

The Chase Freedom Unlimited® is offering new applicants 5% cash back on gas station purchases on up to $6,000 spent in the first year. It earns 3% on dining at restaurants, including takeout and eligible delivery services, and on drugstores. You also get unlimited 1.5% cash back on all purchases, making it one of the best all-around cash back cards available. There's no annual fee for this card.

Blue Cash Everyday® Card from American Express

Here's a no-fee card that offers you 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). New applicants can earn a $200 statement credit after making $2,000 in purchases within first six months of account opening. You also earn 3% cash back at U.S. gas stations (on up to $6,000 per year, then 1%). See Rates & Fees. Terms apply*

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Bottom line

By choosing the best credit card for purchases at the supermarket, you'll earn great cash back and other rewards every time you go grocery shopping.

More From Money:

Best Rewards Credit Cards of 2020

Why the American Express Gold Is My Go-to Credit Card for Groceries and Restaurants

A Couple of the Best Cash Back Credit Cards Are Getting Even Better Rewards