--- title: Best Gas Station Credit Cards of 2026 description: Money's picks for the best gas station credit cards include the BP Rewards Visa, Wawa Mastercard and others. editors: - name: Jordan Chussler role: Editor, Investing and Banking url: https://money.com/author/jordan-chussler/ bio: Jordan is an investment editor who specializes in topics ranging from traditional equities, retirement savings and income investing to alternative assets and commodities, specifically focusing on gold and other precious metals. He combines his personal interests and professional experience in finance and education to help readers increase their financial literacy and make better investment choices. Jordan is a Certified Personal Finance Counselor. education: Lynn University certifications: Certified Personal Finance Counselor at_money_since: 2023 articles: 130 covers: - Credit Cards - Banking - Credit - Economy and Politics - Housing - Identity Theft - Insurance - Investing - Loans - Mortgages - Personal Finance - Professional Services - Retirement also_seen_in: - Weiss Ratings - 24/7 Wall Street - Better Investing - Yahoo Finance - Nasdaq - Investing.com - Marketbeat - MSN Money social: - https://www.linkedin.com/in/jordan-chussler-b3597811/ published: '2026-03-26T16:24:06.000Z' modified: '2026-06-05T18:25:17.000Z' section: Credit Cards tags: - Best - Best Credit Cards word_count: 1149 canonical: https://money.com/best-gas-station-credit-cards/ type: Article source: structured-blocks --- > **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![Illustration of a credit card with a fuel hose gas station](https://img.money.com/2026/02/Best-Credit-Cards-Gas-Station-mbci_9j104__1b2ipx.jpg) ## Best Gas Station Credit Cards - The best gas station credit card is the BP Rewards Visa from FNBO, which offers customers savings of 30 cents per gallon at a network of 7,600 BP and Amoco gas stations for the first 60 days after an account is opened. After the promotional period, the BP Rewards Visa features savings of 15 cents per gallon. - Receiving a reward for your everyday purchases is probably one of the best reasons to use a credit card. That extends to gas stations, where the average American spends about $2,500 per year. But the best gas station credit cards help offset those costs while providing alluring sign-up bonuses, rewards and perks. - Methodology: We evaluated hundreds of credit cards based on APRs, promotional rates, fees and benefits. The best cash gas station credit cards offer high-value rewards for everyday spending, competitive sign-up bonuses and low or no fees. Our methodology analyzes these cards focusing on cash back rates, fee structure and additional benefits. *Money.com has partnered with CardRatings.com for our coverage of credit card products. Money and CardRatings may receive a commission from card issuers. Our site does not include all card companies or all available card offers.* ## Our Top Picks for the Best Gas Station Credit Cards of 2026 - **[Best Overall](#bp):** BP Rewards Visa - **[Best for Perks](#exxon):** Exxon Mobil Smart Card+ from Citi - **[Best for Cash Back](#sheetz):** Sheetz Visa Card from FNBO - **[Best for Accessibility](#shell):** Shell Fuel Rewards Credit Card from Citi - **[Best Sign-Up Bonus](#techron):** Techron Advantage Visa Credit Card from Synchrony Bank - **[Best Gas Discount](#wawa):** Wawa Mastercard from FNBO *All rates and data are current as of Feb. 24, 2026.* ## Credit Repair companies can help you repair and improve your credit so you can apply for the credit card of your choice ### Bad credit can weigh you down. Find out what credit repair can offer you. [View Plans](https://money.com/pr/ucb1000a6da2?ap_referrer=%2Fbest-gas-station-credit-cards%2F) ## Best Gas Station Credit Cards Reviews ## Best Overall: BP Rewards Visa ![](https://s3.consumersadvocate.org/prd/image/image/37531/large_5e66d840-d5fa-4785-8a44-86a73e28713b.webp) [Learn More](https://money.com/pr/ed751c324e92?ap_referrer=%2Fbest-gas-station-credit-cards%2F&url=) **Why we chose it:** The [BP Rewards Visa from FNBO](https://money.com/pr/w06d91a31204?data-trk-company=bp-rewards-visa-review&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=w06d91a31204&encoded_id=) offers customers savings of 30 cents per gallon at a network of 7,600 BP and Amoco gas stations for the first 60 days after an account is opened. After that sign-up bonus expires, the card features savings of 15 cents per gallon. While the BP Rewards Visa's 32.24% APR is high compared to other categories' winners, the card has no annual fee and provides 5x points on non-fuel purchases at BP and Amoco; 3x points on groceries, dining and food delivery; and 1x points on all other purchases. Those points can be used as actual cash back, you can redeem them as a statement credit, an ACH deposit or as a check. *Terms apply. Please click [here](https://www.firstbankcard.com/lynx/api/v1/lynx/soct/7BKNSRXTB9FG2) for applicable rates and fees.* ## Best for Perks: Exxon Mobil Smart Card+ from Citi ![](https://s3.consumersadvocate.org/prd/image/image/37673/large_45c849e9-cc0a-44ff-95e7-8960b5541e09.webp) **Why we chose it:** The Exxon Mobil Smart Card+ from Citi offers users a 5% statement rebate for convenience store purchases and car washes as a statement credit on the first $1,200 in non-fuel purchases per year. Additionally, the card provides saving of 12 cents per gallon on premium gasoline purchases and 10 per gallon on other fuel grade purchases at over 12,000 locations throughout the United States. There is no annual fee, and the variable APR is currently 33.24%. *Terms apply. Please click [here](https://citiretailservices.citibankonline.com/apply/exxon-mobil-credit-card?app=UNSOL&siteId=PLOC_EXXONMOBIL&sc=06001#tnc) for applicable rates and fees.* ## Best for Cash Back: Sheetz Visa Card from FNBO ![](https://s3.consumersadvocate.org/prd/image/image/37520/large_794b611e-c6be-488c-be85-3cc9e935202d.webp) [Learn More](https://money.com/pr/re4a841c053a?ap_referrer=%2Fbest-gas-station-credit-cards%2F&url=) **Why we chose it:** The [Sheetz Visa card from FNBO](https://money.com/pr/y11a2dc65c77?data-trk-company=sheetz-visa-card&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=y11a2dc65c77&encoded_id=) offers up to 10 cents off per gallon at the gas station's 817 locations. Additionally, the card's sign-up bonus includes up to 30 cents off per gallon for first 60 days the account is open. The Sheetz Visa card also offers 5% cash back at Sheetz for non-gas purchases and 1% everywhere else. Its variable APR is currently 30.24%, and there is no annual fee. *Terms apply. Please click [here](https://money.com/pr/y11a2dc65c77?data-trk-company=sheetz-visa-card&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=y11a2dc65c77&encoded_id=) for applicable rates and fees.* ## Best for Accessibility: Shell Fuel Rewards Credit Card from Citi ![](https://s3.consumersadvocate.org/prd/image/image/37519/large_afc83c51-1889-4bde-b187-9805f49542de.webp) [Learn More](https://money.com/pr/k8d5421fe11e?ap_referrer=%2Fbest-gas-station-credit-cards%2F&url=) **Why we chose it:** The [Shell Fuel Rewards Credit Card from Citi](https://money.com/pr/y11a2dc65c77?data-trk-company=sheetz-visa-card&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=y11a2dc65c77&encoded_id=) is accepted at 13,500 locations. The card's sign-up bonus includes a discount of 30 cents per gallon (up to 35 gallons on the first five Shell fuel purchases), and a discount of 10 cents per gallon (up to 35 gallon) thereafter. The Shell Fuel Rewards card also features annual 10% Shell rebates on the first $1,200 Shell non-fuel purchases and annual 2% Shell rebates on the first $10,000 spent on dining and groceries. The card's current variable APR is 32.49%, and there is no annual fee. *Terms apply. Please click [here](https://www.shell.us/rewards-and-savings/shell-credit-card.html) for applicable rates and fees.* ## Best Sign-Up Bonus: Techron Advantage Visa Credit Card from Synchrony Bank ![](https://s3.consumersadvocate.org/prd/image/image/37518/large_4050c164-f416-4046-961f-58b17b698707.webp) [Learn More](https://money.com/pr/sbfef5167c55?ap_referrer=%2Fbest-gas-station-credit-cards%2F&url=) **Why we chose it:** The [Techron Advantage Visa Credit Card from Synchrony Bank](https://money.com/pr/yae5ae1867f8?data-trk-company=techron-advantage-visa-credit-card&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=yae5ae1867f8&encoded_id=) offers a sign-up bonus that includes a discount of 65 cents per gallon for first 30 days the amount is open. After that, the card provides a discount of 3 cents per gallon as well as up to 10 cents per gallon in statement credits. Perks include $0 fraud liability, cell phone protection plans (up to $300 per claim) and access to the Synchrony Car Care Network. The Techron Advantage Visa can be used at 8,400 Chevron and Texaco locations. There is no annual fee, and the card's variable APR is currently 33.99%. *Terms apply. Please click [here](https://apply.syf.com/cs/groups/public/documents/et_tcdoc/e030542.pdf?_gl=1*1pjmczk*_gcl_au*OTA4NTE4NDgxLjE3NzE5NzkzMjY.) for applicable rates and fees.* ## Best Gas Discount: Wawa Mastercard from FNBO ![](https://s3.consumersadvocate.org/prd/image/image/37517/large_85fdb603-5dd0-4d42-8765-e85134f49e51.webp) [Learn More](https://money.com/pr/ubcd39cc9236?ap_referrer=%2Fbest-gas-station-credit-cards%2F&url=) **Why we chose it:** The [Wawa Mastercard from FNBO](https://money.com/pr/f578baf164c4?data-trk-company=fnbo-wawa-mastercard&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=f578baf164c4&encoded_id=) provides cardholders with a discount of 5 cents per gallon. Customers can also enjoy a sign-up bonus discount of 50 cents per gallon discount for the first 30 days the account is open. Additionally, the Wawa Mastercard provides 3x points for non-fuel Wawa purchases and 1x points everywhere else. Points can automatically be converted into Wawa gift cards. The card, which can be used at 1,200 Wawa locations, doesn't charge an annual fee. Its variable APR is currently 30.24%. ## Find a Credit Repair company that works for you ### šŸ„‡ Most Affordable Credit Help Company! ![View Plans](https://s3.consumersadvocate.org/prd/image/image/28241/medium_ae18ab6b-f004-4597-a78c-b5057ebf3778.png) Our Partner [View Plans](https://money.com/go/5bf2b0fd683b?bidid=4037336624&pmeta=p129-c527-u25367&ptid=663189751&ptoken=f0e5d45318cb09261842a10e346d1348) ### Take Steps Toward Improving Your Credit with a Trusted Legal Team ![View Plans](https://s3.consumersadvocate.org/prd/image/image/541/medium_AEPRGHMZaPsbrAuaWpZtkFWwSMTooS.png) Our Partner [View Plans](https://money.com/go/c708ef806444?bidid=4037336622&pmeta=p129-c527-u25367&ptid=663189751&ptoken=c39db5f7c4212b5846ecda01e431ed7d) ### Offers a single, low-cost credit repair package ![View Plans](https://s3.consumersadvocate.org/prd/image/image/1992/medium_Sky_Blue_Credit_Repair_Logo.png) Our Partner [View Plans](https://money.com/go/fa345bec4f50?bidid=4037336623&pmeta=p129-c527-u25367&ptid=663189751&ptoken=bfd1e16c9524993365d9dc79c0d6236b) ### All plans include unlimited disputes to all three credit bureaus ![View Plans](https://s3.consumersadvocate.org/prd/image/image/544/medium_AzCOfmOSdIObukHTtkAFkkVcednFPx.png) Our Partner [View Plans](https://money.com/go/b56449e2fb0b?bidid=4037336625&pmeta=p129-c527-u25367&ptid=663189751&ptoken=579ebc6bcba1d70b7462a65ee5b6fb94) ### Even the most basic packages include financial management tools ![View Plans](https://s3.consumersadvocate.org/prd/image/image/29349/medium_5f909068-0d8c-41f9-91b3-62c42c6b942c.webp) Our Partner [View Plans](https://money.com/go/11b71784650d?bidid=4037336626&pmeta=p129-c527-u25367&ptid=663189751&ptoken=737b7ce38e3dfd6b163b445a366953e3) *Terms apply. Please click [here](https://www.firstbankcard.com/lynx/#/soct/XB174W1JS5VR2) for applicable rates and fees.* ## Cash Back Credit Cards FAQs ### How do cash back credit cards work? Cash back credit cards return a percentage of what you spend on your credit card on a periodic basis. This percentage can be redeemed to buy certain products or services through the bank's online portal or as a check in the mail. It can also be redeemed as a statement credit to pay back part of your credit card bill. ### What is the best cash back credit card? According to Money, the best cash back credit card overall is the Blue Cash PreferredĀ® Card from American Express because of the high rate of cash back offered in certain categories, bonuses and promo offers. The best cash back card also depends on your spending habits and needs. ### Is cash back taxable? Cash back is not taxable since it's considered a rebate or discount. However, depending on the amount of cash back a sign-up bonus offers, this could, in fact, be taxable. If you earned many of these throughout the year, especially from business credit cards that offer higher amounts, keep in mind that you'll most likely have to pay taxes on them. ### When does my cash back expire? In the majority of cases, cash back does not expire unless the account is closed. ## How We Chose the Best Gas Station Credit Cards The best cash gas station credit cards offer high-value rewards for everyday spending, competitive sign-up bonuses and low or no fees. This methodology evaluates these cards focusing on cash back rates, fee structure and additional benefits.
Cash Back RewardsSign-Up BonusFeesOther Perks
40%35%20%5%
- **Cash Back Rewards:** Consistent and straightforward cash back or rewards rate for all purchases rather than categories. Enhanced rewards for everyday spending categories (e.g., groceries, gas). - **Sign-Up Bonus:** New cardholders can often earn hefty bonuses with the best cash back credit cards. - **Fees:** No-fee cards might include other fees, which can lower its rating. - **Other Perks:** Any other perks and benefits the card includes, whether travel, low-interest or building credit. Read our full methodology [here](https://money.com/best-credit-cards/methodology/). ## Summary of Money's Best Gas Station Credit Cards of 2026 - **[Best Overall](#bp):** BP Rewards Visa - **[Best for Perks](#exxon):** Exxon Mobil Smart Card+ from Citi - **[Best for Cash Back](#sheetz):** Sheetz Visa Card from FNBO - **[Best for Accessibility](#shell):** Shell Fuel Rewards Credit Card from Citi - **[Best Sign-Up Bonus](#techron):** Techron Advantage Visa Credit Card from Synchrony Bank - **[Best Gas Discount](#wawa):** Wawa Mastercard from FNBO *To see rates and fees for the Blue Cash PreferredĀ® Card from American Express, [visit this link](https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-preferred-credit-card/28009-10-0#offer-terms). Terms apply.* *\*Insurance disclosures for American Express Cards on this page:* *Trip Delay Insurance: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.* *Global Assist Hotline: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Card Members are responsible for the costs charged by third-party service providers.* *Extended Warranty, Purchase Protection, Baggage Insurance Plan: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.* *Car Rental Loss & Damage Insurance: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.* *Money.com may receive a commission from card issuers. Some or all of the card offers that appear on Money.com are from advertisers and may impact how and where card products appear on the site. 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