--- title: 8 Best Tax Relief Companies of September 2026 description: Money's picks for the best tax relief companies of September 2026, including Larson (most affordable fees) and Anthem (best guarantee). authors: - name: Mallika Mitra role: Contributing Editor url: https://money.com/author/mallika-mitra/ bio: Mallika Mitra is a contributing editor for Money, based in Chicago. She has covered investing and retirement for seven years and her work has appeared in CNBC, Bloomberg, Kiplinger, AARP, Barron’s, Bankrate, The Daily Upside, ETF.com, The Bond Buyer, PLANADVISER, PLANSPONSOR and Investopedia. education: Craig Newmark Graduate School of Journalism at CUNY Kalamazoo College at_money_since: 2020 articles: 395 covers: - Taxes - Banking - Business - Career Advice - Credit - Credit Cards - Debt - Economy and Politics - Education - Health and Wellness - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Pets - Professional Services - Retirement - Shopping - Technology also_seen_in: - CNBC - Bloomberg - Kiplinger - Barron's - Bankrate - WGN-TV - CBS News Radio - This Morning With Gordon Deal - Everyone's Talkin' Money social: - https://twitter.com/mitra_mallika - https://www.linkedin.com/in/mallika-mitra-4577a386/ editors: - name: Julia Glum role: Managing Editor url: https://money.com/author/julia-glum/ bio: A graduate of the University of Florida, Julia has more than eight years of experience in personal finance journalism. In addition to overseeing news and newsletters, she leads Money’s tax coverage, which includes extensive reporting on tax credits, policy changes and the IRS. education: University of Florida at_money_since: 2018 articles: 453 covers: - Taxes - Banking - Business - Career Advice - Credit - Credit Cards - Debt - Economy and Politics - Education - Health and Wellness - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Professional Services - Retirement - Shopping - Technology also_seen_in: - Newsweek - International Business Times - CBS News - Good Morning America - WUSA9 - Pix 11 - The New York Times - Mashable - The Washington Post - CNBC - Politico social: - https://x.com/superjulia - https://www.linkedin.com/in/julia-glum updaters: - name: Liliana Hall role: Reporter url: https://money.com/author/liliana-hall/ bio: Liliana Hall joined Money in 2025. She is an Austin-based reporter for Money, where she covers a range of topics, including financial news, policy, banking, investing, passive income, financial planning and student loan debt. education: University of Texas at Austin at_money_since: 2025 articles: 131 covers: - Taxes - Banking - Business - Career Advice - Credit - Credit Cards - Debt - Economy and Politics - Education - Health and Wellness - Housing - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Pets - Retirement - Shopping social: - https://x.com/lilihallllllll - https://www.linkedin.com/in/liliana-hall/ published: '2026-08-31T18:55:04.000Z' modified: '2026-08-31T18:55:04.000Z' section: Taxes tags: - Guides word_count: 3421 canonical: https://money.com/best-tax-relief-companies/ type: Article source: structured-blocks --- > **Disclosure:** We may earn a fee if you click on the links below. Compensation does not determine ranking. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![8 Best Tax Relief Companies of September 2026](https://img.money.com/2023/12/Best-Tax-Relief-mbci_j7wy3__5lovlx.jpg?quality=85&w=1012&h=569&crop=1) ## Our Partners ### TOP PARTNER ![Get Started](https://s3.consumersadvocate.org/prd/image/image/14979/medium_d9420f2c-6d0b-4726-b903-60fb37740830.png) Our Partner [Get Started](https://money.com/go/b70b9bc8ebad?ap_referrer=%2Fbest-tax-relief-companies%2F&bidid=4016894945&ptid=660669757&ptoken=b8f1bcb79017a9afb042abcb38eec94f&zip=20149&apxa1=ai-data-centers-property-taxes) **Tax solutions for consumers with over $20,000 in owed taxes.** - Save money on your taxes, or get 100% of your fees back—guaranteed - Discover your tax reduction options with a free, no-obligation eligibility analysis - Provide comprehensive support for federal and state tax challenges - 10+ years of expert tax resolution experience - Trusted A+ rating from the BBB * * * ![Get Started](https://s3.consumersadvocate.org/prd/image/image/36123/medium_d8e31451-10fb-4690-a053-85981545c371.webp) Our Partner [Get Started](https://money.com/go/707c8fc91287?ap_referrer=%2Fbest-tax-relief-companies%2F&bidid=4016894951&ptid=660669757&ptoken=8c9a6c262ce1bbc071ece4cc0c760cf0&zip=20149&apxa1=ai-data-centers-property-taxes) **Assisting Taxpayers with $15,000 or more in Tax Debt** - Trusted Nationwide, 4.9★ Client Rating - Free Consultation & Direct IRS Access - Elite Team of Tax Pros: Attorneys, CPAs, Enrolled Agents * * * ![Get Started](https://s3.consumersadvocate.org/prd/image/image/19221/medium_21c467f5-9614-45a6-a827-5c1698cf1de6.png) Our Partner [Get Started](https://money.com/go/3d9a9a55dda9?ap_referrer=%2Fbest-tax-relief-companies%2F&bidid=4016894944&ptid=660669757&ptoken=06c4da58654f2329fdb7564e5acace49&zip=20149&apxa1=ai-data-centers-property-taxes) **Tax solutions for consumers with over $10,000 in owed taxes** - 12+ years of tax resolution experience - Free consultation with a tax resolution professional - BBB Torch Award for Ethics (two-time winner)   * * * ![Get Started](https://s3.consumersadvocate.org/prd/image/image/37015/medium_cb5bc133-3b62-412b-9420-e17d1c5aaa63.webp) Our Partner [Get Started](https://money.com/go/c4eb1a621bc7?ap_referrer=%2Fbest-tax-relief-companies%2F&bidid=4016894949&ptid=660669757&ptoken=1cb4904027d02da7f3ad3785cfa6bfa1&zip=20149&apxa1=ai-data-centers-property-taxes) **Specialize in individual & corporate tax relief over $20,000** - 23+ years in service - A+ Rating with the BBB - 15 Day Money Back Guarantee - Helps resolve back taxes, fight penalties and liens, stop collection efforts, and file accurate returns * * * ![Get Started](https://s3.consumersadvocate.org/prd/image/image/38669/medium_134094f5-0d61-4290-98dd-6ea7bc5551c2.webp) Our Partner [Get Started](https://money.com/go/48492d01b6bb?ap_referrer=%2Fbest-tax-relief-companies%2F&bidid=4016894947&ptid=660669757&ptoken=81154627ea47e775f8cb382702cfe6e6&zip=20149&apxa1=ai-data-centers-property-taxes) **Specialized in Helping Clients Resolve Tax Debt Over $10,000** - Receive guidance from specialized attorneys and CPAs  - Nearly 20 years of tax relief experience - 24/7 Client Portal Access * * * ![Get Started](https://s3.consumersadvocate.org/prd/image/image/19973/medium_5be6b9b9-02a4-4014-b06a-96e7ea50f626.webp) Our Partner [Get Started](https://money.com/go/6376ca5a98cc?ap_referrer=%2Fbest-tax-relief-companies%2F&bidid=4016894943&ptid=660669757&ptoken=a58aac3b1b1134e184349ee5d4813016&zip=20149&apxa1=ai-data-centers-property-taxes) **Family Owned and Operated since 2005 and A+ BBB Rating** - Specialized tax experts on IRS and state tax relief - 100% free, no-obligation consultation - Specializes in individual and corporate tax issues over $10,000 * * * ![Get Started](https://s3.consumersadvocate.org/prd/image/image/27424/medium_30568f73-324c-4067-b9ce-3de3630ae269.webp) Our Partner [Get Started](https://money.com/go/5925637ad2fc?ap_referrer=%2Fbest-tax-relief-companies%2F&bidid=4016894953&ptid=660669757&ptoken=72e0b890d41182bddc5a3be4e6f13342&zip=20149&apxa1=ai-data-centers-property-taxes) **Specialists in Complex Tax Issues Over $20k** - Reduce financial stress with tailored tax relief solutions - Transparent support to stay informed and In control - Tax Attorney with 30+ years of experience ## Key Takeaways - The best overall tax relief company for September 2026 is Community Tax, which stands out for its affordable fees, money-back guarantee, strong customer reviews and bilingual services. - Other companies we ranked include Precision Tax Relief, Anthem Tax Services, Larson Tax Relief, Victory Tax Lawyers, Optima Tax Relief, Tax Defense Network and J. David Tax Law. - Methodology: We contacted the companies listed to gather information and conducted interviews with experts. We then evaluated firms using 16 research-based data points, organized into four categories: availability, cost, credibility and services. Falling behind on your debt to Uncle Sam can be stressful — but you're not alone. According to the IRS's most recent Data Book, the agency collected roughly [$117.5 billion in back taxes](https://www.irs.gov/statistics/collections-activities-penalties-and-appeals), penalties and interest from delinquent accounts in 2025. Another silver lining? Help is available. If you're in this position, your first move should be to directly contact the IRS. It will help you come up with a plan. You can find the IRS's contact information, plus summaries of its tax relief offerings and advice, [on its website](https://www.irs.gov/help/let-us-help-you). But if you don't have the time to do that or you simply decide you need more help, you may want to consider hiring a tax relief company — generally, a firm that helps taxpayers manage tax debt by negotiating with the IRS or state tax agencies on their behalf. Tread carefully, though: These firms can be predatory, or at the very least overconfident, often guaranteeing to resolve your debt issue when they don’t actually have the power to do so. You’ll need to do careful research. To help you navigate your options, we've reviewed and rounded up the eight best tax relief firms available today. [Watch video](https://www.youtube.com/watch?v=YE5udNoZchA) ## Our top picks for tax relief companies [Community Tax](#community) — Best Overall [Precision Tax Relief](#precision) — Best Customer Service [Anthem Tax Services](#anthem) — Best Guarantee [Larson Tax Relief](#larson) — Most Affordable Fees [Victory Tax Lawyers](#victory) — Best for Large Tax Debts [Optima Tax Relief](#optima) — Best for Nationwide Availability [Tax Defense Network](#tdn) — Best for Bilingual Services [J. David Tax Law](#jdt) — Best for Complex Legal Issues ## The right Tax Relief firm makes all the difference, especially if you owe over $10,000 in taxes. ### Get the tailored experience that you expect from the tax litigation professionals in your area. Click on your state to get started! [Get Started](https://money.com/pr/kc0833a52be9?ap_referrer=%2Fbest-tax-relief-companies%2F&apxa1=ai-data-centers-property-taxes) ## Best Overall: Community Tax Relief ![](https://s3.consumersadvocate.org/prd/image/image/5031/large_776b7289-e9df-4a14-8dc5-b05214c28540.webp) [Get Started](https://money.com/pr/u3197d0e59da?ap_referrer=%2Fbest-tax-relief-companies%2F&apxa1=ai-data-centers-property-taxes) **Pros** - Has a mobile app - Bilingual services available - Offers tax preparation, filing and assurance services **Cons** - Not available in Minnesota - Limited state tax relief options ### HIGHLIGHTS Minimum debt required: $10,000 Certifications and memberships: IRS Approved Continuing Education Provider Cost: $549 for investigation fees, $2,000 to $7,000 for total tax relief Money-back guarantee: 14 days **Why we chose this company:** [Community Tax](https://money.com/pr/ze96e9081f3f?ap_referrer=https%253A%252F%252Fmoney.com%252Fbest-tax-relief-companies%252F&apxa1=ai-data-centers-property-taxes) secured its title as best overall tax relief company due to its affordable fees, money-back guarantee, positive customer reviews and bilingual services. Investigation fees are $549 for personal cases and $999 for business cases on average. The company generally has a minimum debt threshold of $10,000 and offers discounts to certain groups, like veterans. The company is fully staffed with native English and Spanish speakers, and it offers a money-back guarantee if it's unable to help. There is also a mobile app, which is rare for these types of companies, in both English and Spanish. It currently holds an A+ rating on the [BBB website](https://www.bbb.org/us/fl/jacksonville/profile/tax-consultant/community-tax-0403-236019130). Read Money’s [full Community Tax review](https://money.com/community-tax-relief-review/). ## Best Customer Service: Precision Tax Relief ![](https://s3.consumersadvocate.org/prd/image/image/15197/large_114dcd6c-3398-492d-85aa-f278100e2e93.webp) [Get Started](https://money.com/pr/l36a868132e3?ap_referrer=%2Fbest-tax-relief-companies%2F&url=&apxa1=ai-data-centers-property-taxes) **Pros** - 30-day money-back guarantee - Positive customer review ratings - Offers tax preparation and bookkeeping to help prevent future tax issues **Cons** - Limited state tax relief options - No minimum debt requirement means it may not be worth the money for some customers ### HIGHLIGHTS Minimum debt required: None Certifications and memberships: American Society of Tax Problem Solvers, National Association of Enrolled Agents, American Institute of CPAs Cost: Starts at $500 for clients only needing tax return help and $4,400 for those needing representation Money-back guarantee: 30 days **Why we chose this company:** [Precision Tax Relief](https://money.com/pr/tb7840a1e3eb?ap_referrer=https%253A%252F%252Fmoney.com%252Fbest-tax-relief-companies%252F&apxa1=ai-data-centers-property-taxes) stands out for its customer service reviews, including a 4.9 rating out of 5 on Trustpilot. The reviews say that clients are assigned to one person who becomes familiar with your situation as opposed to a team that might not know your particular case as thoroughly. They also mention that the tax professionals on staff are knowledgeable and helpful. While the company doesn’t have a minimum requirement for a balance owed to the IRS and will not turn away someone who owes less than $10,000, Precision Tax Relief tells Money that taxpayers who owe less than $10,000 often don’t find the value in hiring it. The fees start at $500 for clients only needing tax return help and $4,400 for those needing representation. Read Money’s [full Precision Tax Relief review](https://money.com/precision-tax-relief-review/). ## Best Guarantee: Anthem Tax Services ![](https://s3.consumersadvocate.org/prd/image/image/14979/large_d9420f2c-6d0b-4726-b903-60fb37740830.png) [Get Started](https://money.com/pr/tc7635265675?ap_referrer=%2Fbest-tax-relief-companies%2F&url=&apxa1=ai-data-centers-property-taxes) **Pros** - Money-back guarantee with no time limit - Assistance with filing for wage garnishment and tax levy release - Generally positive customer reviews **Cons** - Monthly income requirement - Some customers complained of waiting a long time to get their issue resolved ### HIGHLIGHTS Minimum debt required: $20,000 Certifications and memberships: National Association of Tax Professionals, National Association of Enrolled Agents, California Tax Education Council, American Society of Tax Problem Solvers Cost: Starts around $1,750 for tax resolution/relief Money-back guarantee: 100% if your tax situation does not improve **Why we chose this company:** While money-back guarantees are common in this industry, most have a time limit. That’s not the case for [Anthem Tax Services](https://money.com/pr/rf851e8ebd08?ap_referrer=https%253A%252F%252Fmoney.com%252Fbest-tax-relief-companies%252F&apxa1=ai-data-centers-property-taxes), which offers a 100% money-back guarantee if your tax situation does not improve. However, it's important to note that the money-back guarantee [doesn't apply](https://anthemtaxservices.com/) to bookkeeping and tax preparation services, nor does it apply to the minimum deposit. Services start at $1,750. Clients cannot be in active bankruptcy, and they also must have a monthly income of at least $2,000. Anthem Tax Services requires tax liabilities above $20,000. Read Money’s [full Anthem Tax Services review](https://money.com/anthem-tax-services-review/). ## Most Affordable Fees: Larson Tax Relief ![](https://s3.consumersadvocate.org/prd/image/image/19973/large_5be6b9b9-02a4-4014-b06a-96e7ea50f626.webp) [Get Started](https://money.com/pr/s66ded6b1f4d?ap_referrer=%2Fbest-tax-relief-companies%2F&url=&apxa1=ai-data-centers-property-taxes) **Pros** - Comparatively affordable fees - Positive customer service ratings - Provides business tax relief **Cons** - Minimum $10,000 tax debt required - Can be hard to get updates from staff on your case ### HIGHLIGHTS Minimum debt required: $10,000 Certifications and memberships: National Association of Enrolled Agents Cost: Starts at $400 for tax returns and $2,500 for tax representation Money-back guarantee: 15 days **Why we chose this company:** When you’re drowning in tax debt, the last thing you want to do is pay a ton of money to fix the issue. [Larson Tax Relief](https://money.com/pr/n258fb0c2dcc?data-trk-company=larson-tax-relief-review&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=n258fb0c2dcc&ap_referrer=https%253A%252F%252Fmoney.com%252Fbest-tax-relief-companies%252F&apxa1=ai-data-centers-property-taxes) charges less than some others on this list: Fees start at $400 to file tax returns and a minimum of $2,500 for full tax relief services. (The company also offers a $250 comprehensive account review option.) Larson Tax Relief experienced an uptick in good reviews in 2025, especially from customers who said they liked how frequent communication was throughout the tax relief process. It currently holds an A+ rating on the [BBB website](https://www.bbb.org/us/co/westminster/profile/tax-consultant/larson-tax-relief-inc-1296-5000459). Larson Tax Relief dropped its minimum debt requirement to $10,000 and offers a 15-day [money-back guarantee](https://larsontaxrelief.com/satisfaction-guarantee/). The company could be a good option if you’re specifically seeking business tax relief. Read Money’s [full Larson Tax Relief review](https://money.com/larson-tax-relief-review/). ## Best for Large Tax Debts: Victory Tax Lawyers ![](https://s3.consumersadvocate.org/prd/image/image/14103/large_423ff4e0-8ca2-4e5b-aed9-380de0486e0f.png) [Get Started](https://money.com/pr/b56106d7725d?ap_referrer=%2Fbest-tax-relief-companies%2F&url=&apxa1=ai-data-centers-property-taxes) **Pros** - Wide range of services, including tax liens, audit representation and tax preparation - All consultations are with a licensed attorney **Cons** - No money-back guarantee - $25,000 minimum debt required - High minimum fee ### HIGHLIGHTS Minimum debt required: $25,000 Certifications and memberships: American Society of Tax Problem Solvers, regulated by the California State Bar Cost: Starts at $5,500 Money-back guarantee: None **Why we chose this company:** [Victory Tax Lawyers](https://money.com/pr/b1b187aebb6e?data-trk-company=victory-tax-lawyers-tax-relief-review&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=b1b187aebb6e&ap_referrer=https%253A%252F%252Fmoney.com%252Fbest-tax-relief-companies%252F&apxa1=ai-data-centers-property-taxes) has a high minimum debt requirement ($25,000) and higher minimum cost than others on this list ($5,500), but it could be a good choice if you are dealing with large tax debts. Victory Tax Lawyers is a law firm, not just a resolution company, which means your consultation will take place with a licensed attorney. Although the firm offers a wide range of services, it does not appear to have a money-back guarantee. This information — as well as what's listed above — is current as of 2025, the last time we were able to get in touch with the company. ## Best for Nationwide Availability: Optima Tax Relief ![](https://s3.consumersadvocate.org/prd/image/image/19221/large_21c467f5-9614-45a6-a827-5c1698cf1de6.png) [Get Started](https://money.com/pr/n74a57d0ad36?ap_referrer=%2Fbest-tax-relief-companies%2F&apxa1=ai-data-centers-property-taxes) **Pros** - Expert staff of enrolled agents, CPAs and attorneys - Two-phase approach - Offers tax identity theft protection services - Mobile app with tax monitoring tools **Cons** - 15-day money-back guarantee is shorter than some others - Lower BBB customer ratings than others ### HIGHLIGHTS Minimum debt required: $10,000 Certifications and memberships: IRS Continuing Education Provider, National Association of Tax Professionals, member of the Business Consumer Alliance Cost: Starts at $495 Money-back guarantee: 15 days **Why we chose this company:** [Optima Tax Relief](https://money.com/pr/c5ce0dd00599?data-trk-company=optima-tax-relief-review&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=c5ce0dd00599&ap_referrer=https%253A%252F%252Fmoney.com%252Fbest-tax-relief-companies%252F&apxa1=ai-data-centers-property-taxes) stands out for offering a mobile app — a rarity in the tax relief industry. The company retired its legacy Optima mobile app and launched a [new version](https://play.google.com/store/apps/details?id=com.optimatax.oneapp&hl=en_US) earlier this year. Optima remains one of the largest tax relief providers in the country and offers a structured, two-phase resolution process backed by a 15-day money-back guarantee. As for tax relief services, the investigation fee is generally about $495. According to the company, this fee covers a review of a client's IRS transcripts and financial situation to determine the most viable resolution option. Optima can help with both IRS and state tax relief, though a $10,000 minimum debt is usually required for the service to make financial sense. For taxpayers with smaller balances, the company offers a free resource platform called Optima Tax Shield Free, which includes tools such as IRS balance tracking and identity theft alerts. Of note: Optima Tax Relief now holds an A+ rating with the [BBB](https://www.bbb.org/us/ca/santa-ana/profile/tax-return-preparation/optima-tax-relief-1126-100115586) after previously carrying a lower rating. At the time of the downgrade, the BBB website had received over 770 complaints about the company in the past three years. BBB ratings take into account factors such as complaint response and resolution, not just complaint volume. Optima says it views these metrics as an opportunity to improve its processes. Read Money’s [Optima Tax Relief review](https://money.com/optima-tax-relief-review/). ## Best for Bilingual Services: Tax Defense Network ![](https://s3.consumersadvocate.org/prd/image/image/6693/large_e1e13eba-c013-4ebf-82fe-7409b2af83d8.png) [Get Started](https://money.com/pr/j434183e015f?ap_referrer=%2Fbest-tax-relief-companies%2F&apxa1=ai-data-centers-property-taxes) **Pros** - Fully bilingual customer service - $5,000 minimum debt requirement - Robust tax education resources **Cons** - Reviews highlight service issues ### HIGHLIGHTS Minimum debt required: $5,000 Certifications and memberships: National Association of Enrolled Agents, American Society of Tax Problem Solvers, National Association of Tax Professionals, Association of International Certified Public Accountants Cost: Varies, but the average fee is $3,500 Money-back guarantee: 30 days **Why we chose this company:** The [Tax Defense Network](https://money.com/pr/o295900290f5?ap_referrer=https%253A%252F%252Fmoney.com%252Fbest-tax-relief-companies%252F&apxa1=ai-data-centers-property-taxes) is the clear winner of our best bilingual services category thanks to its English- and Spanish-speaking tax specialists and full website in both languages. The company also accepts a much lower minimum tax debt than its competitors at $5,000 — though, as always, customers should research whether the cost of services is worth the help they will receive. The Tax Defense Network offers both IRS and state tax relief services, as well as specialized business tax solutions including close corporate filing services for when businesses need to shut down permanently. The BBB put an alert on the Tax Defense Network's profile recently due to "a pattern of complaint \[sic\] alleging contract/service issues." Tamara Krause, senior manager of digital marketing at the Tax Defense Network, tells Money the company has addressed those issues internally by hiring additional case managers and implementing a new ticketing system, which have led to a "significant decrease in complaints." Read Money’s [full Tax Defense Network review](https://money.com/tax-defense-network-tax-relief-review/). ## Best for Complex Legal Issues: J. David Tax Law ![](https://s3.consumersadvocate.org/prd/image/image/37641/large_9a544f88-db8f-4420-bf42-9a6cd651a9ca.webp) [Get Started](https://money.com/pr/v307c9e5d9f8?ap_referrer=%2Fbest-tax-relief-companies%2F&url=&apxa1=ai-data-centers-property-taxes) **Pros** - Staffed by tax attorneys - Several locations nationwide - Positive customer reviews **Cons** - No clear pricing information available - No money-back guarantee ### HIGHLIGHTS Minimum debt required: None Certifications and memberships: National Association of Tax Professionals, American Society of Tax Problem Solvers Cost: Unclear but website says "most tax attorneys charge between $200 and $500 per hour" Money-back guarantee: None listed **Why we chose this company:** At [J. David Tax Law](https://money.com/pr/ocad1edc309e?data-trk-company=j-david-tax-law-tax-relief-review&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=ocad1edc309e&encoded_id=&apxa1=ai-data-centers-property-taxes) "only a tax attorney will handle your case," giving those with complex financial situations peace of mind throughout a stressful process. The company has both an English and Spanish version of its website available. It doesn't appear to have a minimum debt requirement, though it's likely best for large balances or disputes. What sets J. David Tax Law apart is its highly trained staff and more than 20 in-person locations, which stretch from Miami to Los Angeles. In addition to typical state and nationwide tax relief services, J. David Tax Law offers support for IRS passport revocation or denials, tax litigation and payroll tax compliance. But while prospective customers can get a free consultation, it doesn't appear to have a money-back guarantee. J. David Tax Law did not return our requests for clarification on pricing or details. J. David Tax Law was sued in 2024 by former customers alleging malpractice and unreasonably high fees. A proposed class-action lawsuit [was dismissed](https://news.bloombergtax.com/daily-tax-report/j-david-tax-wisconsin-clients-end-suit-claiming-malpractice) with prejudice in January 2025. ### Rated A+ by the BBB ![Get Started](https://s3.consumersadvocate.org/prd/image/image/14979/medium_d9420f2c-6d0b-4726-b903-60fb37740830.png) Our Partner [Get Started](https://money.com/go/39dc32de48fd?bidid=4016894960&ptid=660669759&ptoken=80e35d903d7b95cc6e54baa19dcb4fe8&apxa1=ai-data-centers-property-taxes) ### Over 15 years of Experience ![Get Started](https://s3.consumersadvocate.org/prd/image/image/36123/medium_d8e31451-10fb-4690-a053-85981545c371.webp) Our Partner [Get Started](https://money.com/go/a770ab5379ae?bidid=4016894963&ptid=660669759&ptoken=0902a09bc58419351093abc251229623&apxa1=ai-data-centers-property-taxes) ### 12+ years of tax resolution experience ![Get Started](https://s3.consumersadvocate.org/prd/image/image/19221/medium_21c467f5-9614-45a6-a827-5c1698cf1de6.png) Our Partner [Get Started](https://money.com/go/66d52983aa7b?bidid=4016894959&ptid=660669759&ptoken=e068108d67368948c240f18199eed02e&apxa1=ai-data-centers-property-taxes) ### 21+ years in service ![Get Started](https://s3.consumersadvocate.org/prd/image/image/37015/medium_cb5bc133-3b62-412b-9420-e17d1c5aaa63.webp) Our Partner [Get Started](https://money.com/go/1a544141d622?bidid=4016894962&ptid=660669759&ptoken=78b973b6f2b6d060138be54bc710f264&apxa1=ai-data-centers-property-taxes) ### 24/7 Client Portal Access ![Get Started](https://s3.consumersadvocate.org/prd/image/image/38669/medium_134094f5-0d61-4290-98dd-6ea7bc5551c2.webp) Our Partner [Get Started](https://money.com/go/b1e0252cf4e0?bidid=4016894961&ptid=660669759&ptoken=04db9eff08ab5717591589d28f76b7e4&apxa1=ai-data-centers-property-taxes) ## Other tax relief companies we considered We assessed many more tax relief companies that ultimately did not make the cut. Below are several companies that were not named on our list but that may still be a fit depending on your situation. ### [Priority Tax Relief](https://money.com/pr/o3c6a7ad1302?data-trk-company=priority-tax-relief-review&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=o3c6a7ad1302&ap_referrer=https%253A%252F%252Fmoney.com%252Fbest-tax-relief-companies%252F&apxa1=ai-data-centers-property-taxes) Priority Tax Relief offers both federal and state tax relief services nationwide, as well as bookkeeping, tax planning and more. As with the other companies on this list, the company offers complimentary tax consultations and will then provide a customized price for customer-specific services with fees starting as low as $500. However, the three-day [money-back guarantee](https://www.prioritytaxrelief.com/services/money-back-guarantee-policy/) is much shorter than the guarantees of most companies on our list. ### [Perfect Tax Relief](https://money.com/pr/tfe7b88b2a16?data-trk-company=perfect-tax-relief-review&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=tfe7b88b2a16&ap_referrer=https%253A%252F%252Fmoney.com%252Fbest-tax-relief-companies%252F&apxa1=ai-data-centers-property-taxes) Perfect Tax Relief offers both state and federal tax relief to people across the country, and its fees are relatively low ($2,000 to $7,500). While there’s a $10,000 minimum debt requirement if no tax preparation is needed, there’s no minimum if tax preparation is required. It does not offer a money-back guarantee. This information is current as of 2025. ## The bottom line on tax relief If you owe the IRS, don’t panic. You have options. The first step you should take is to speak to the IRS directly or use its online tools to see whether you can resolve the issue through one of its channels or programs (like by setting up a payment plan). If you owe state taxes, you’ll need to check on what’s possible through your state’s revenue department. But if you’re not able to make a plan to get out from under the debt with the IRS itself, there are professionals you can hire to help you. Enter tax relief companies, which will take on the burden of negotiating a payment plan with the IRS for a fee. That fee can be quite high and, in many cases, it may not be worth it (again, you should always check with the IRS directly about your options before hiring a third party). Read below for more on how tax relief works, the types of tax relief and how to choose a company. You can also read Money’s [full guide to tax relief](https://money.com/what-is-tax-relief/). ### How does tax relief work? Tax relief companies generally work with the IRS or your state’s revenue office to lower your tax burden. The process typically involves three steps: - **Free consultation**. You will meet, often by phone, with the tax relief company to go over your specific financial situation, and it will let you know if you’re a fit for its services. Many companies have a minimum requirement, such as $10,000. While that may seem high, it’s often the threshold of what you need to owe in order for a company’s services to be worth the cost, which can be high. Don’t be swayed by tax relief companies boasting a free consultation as a huge selling point; this is common practice. - **Investigation**. Once you’ve hired the tax relief company, it will do a deeper analysis of your situation, start communicating with the IRS or your state on your behalf, and review your options. - **Resolution (ideally)**. In a best-case scenario, you’ll eventually be able to lower your tax burden. This can take several months or even years. ### What are the types of tax relief? There’s a wide variety of tax relief programs that may be available to you, depending on your specific case and where you owe taxes. Many state and local governments offer similar relief programs to the IRS, which include: - **Payment plans:** If you can't pay your tax debt in full, you can apply for an IRS payment plan to pay what you owe over time. Individuals who owe $50,000 or less in combined tax, penalties and interest and have filed all required returns may qualify to apply online for a long-term [Simple Payment Plan](https://www.irs.gov/payments/simple-payment-plans-for-individuals-and-businesses). Those who owe less than $100,000 may qualify for a [short-term plan](https://www.irs.gov/payments/online-payment-agreement-application) of 180 days or less. Long-term payment plans require a $29 [setup fee](https://www.irs.gov/payments/online-payment-agreement-application) for automatic payments or $69 without, plus accrued penalties and interest. If you qualify for [low-income taxpayer status](https://www.irs.gov/payments/payment-plans-installment-agreements#feewaiver), this fee can be waived with automatic payments or reduced to $43 without automatic payments. - **Offer in compromise (OIC):** These programs allow you to settle your debt for less than what you owe based on factors like your income, expenses and ability to pay. It used to be called the Fresh Start program, which is language you may still see some tax relief companies use. - **Penalty abatement:** This is relief offered via a waiver under specific circumstances. The IRS says first-time abatement is the [most common administrative waiver](https://www.irs.gov/payments/administrative-penalty-relief) for both individuals and businesses. Eligible penalties include failure to file your taxes, failure to pay when the return is due, and failure to deposit the money to the IRS in the proper account or manner. You may qualify if you have a history of good tax compliance. - **Currently not collectible (CNC) status:** CNC is when the IRS agrees to delay when you need to pay your taxes, usually because you’re faced with a [financial hardship](https://www.irs.gov/businesses/small-businesses-self-employed/temporarily-delay-the-collection-process). The agency will review your situation regularly but won’t attempt to collect the money you owe until your financial situation improves. - **Innocent spouse relief:** If your spouse [makes an error while filing](https://www.irs.gov/individuals/innocent-spouse-relief), the IRS will not necessarily hold you accountable. Innocent spouse relief protects you from penalties that may be owed due to a mistake your spouse made, as long as you didn’t know about the error. ### How to choose a tax relief company Tax relief companies can be predatory, so if you choose this route, you need to do careful research. To reiterate: It’s always best to first determine whether you can directly set up a payment plan with the IRS or your state, or use another government-approved tool, to lower your tax burden. Only *then* may it make sense to work with a qualified tax attorney or tax relief company. “I would put \[third-party tax relief\] at the bottom of the list,” says Christine Damico, a certified financial planner with Domain Money. Here are a few factors to consider when selecting a tax relief company. #### Credibility Check the [BBB website](https://www.bbb.org/) to make sure that the company you’re considering is accredited. Firms will also usually include certifications and memberships — the National Association of Tax Professionals or National Association of Enrolled Agents, for example — on their website. It’s also a good idea to check customer reviews on Trustpilot, Yelp, the BBB and other review sites. If any company is telling you that you *definitely* qualify for tax relief, that’s a red flag, Damico says. “Only the IRS or the state can actually make that determination,” she adds. Another red flag is if a tax relief company provides any upfront guarantee about the results, like that you’ll only pay 10% of your tax burden. Companies cannot guarantee a certain outcome like this. You should also be wary of providers that push you to buy services immediately. After a consultation, you’ll want to revisit the IRS website to make sure what the company is telling you about your situation is accurate — and take the time to comfortably and thoroughly explore all your options. #### Cost Tax relief companies tend to have opaque fee structures because the amount you owe will come down to your specific situation (and how much work the company will have to do). None of the firms on our list provide specific fee information on their website, but once contacted by Money, many said the fees can begin at $2,000 to $3,500 for full tax relief services. Be careful of companies asking for a high lump sum payment upfront or high monthly fees, since they can drag out the process to increase your bill, Damico says. “The fee structure should be tied into the questions that are being asked,” she adds. “Are they trying to understand how this tax bill came into being in the first place, or is there a rush to get the payment from you before realizing what’s actually happening in your tax situation?” #### Services and availability Consider what the tax relief company can actually offer you. If your tax situation is simple, like if you need more time to pay your tax bill, you may only need help negotiating a payment plan with the IRS (though this is something you should likely first try to do on your own). But if your situation is more complicated, like you’ve owed the IRS thousands of dollars for multiple years, you may want help negotiating options like wage garnishments. You also want to make sure the company in question can help with both IRS and state relief, if that’s what you need, and that it operates in your state. Some companies also provide extra services like audit representation, bookkeeping and tax prep, while others don’t. ## Latest tax relief news ### IRS introduces automatic penalty relief for eligible taxpayers In July, the IRS announced a new [automatic exemption from penalty program](https://www.irs.gov/newsroom/irs-simplifies-penalty-relief-introduces-automatic-process-for-eligible-taxpayers) designed to help eligible taxpayers avoid certain penalties without having to request relief themselves. The program provides automatic exemptions for some failure-to-file, failure-to-pay and failure-to-deposit penalties when returns are processed. To qualify, taxpayers generally must have a track record of filing their returns on time and paying taxes owed for the previous three years. Taxpayers don't need to submit a separate request to receive the relief. If the IRS applies the exemption, it will send a notice confirming that the penalty was waived. Additionally, not all returns qualify, including certain information returns and those related to specific events, such as estate and gift tax filings. ## Tax relief FAQs ### Do tax relief companies actually work? Tax relief companies can help taxpayers negotiate with the IRS, set up payment plans or pursue options such as an offer in compromise — which is when you settle your tax debt for less than the full amount — wage garnishment and more. What they cannot do is guarantee that they’ll be able to reduce or eliminate your tax debt. ### What is the average cost of a tax relief service? The average cost of a tax relief service is about $200 to $7,000, although fees vary drastically based on your situation and the work required. Money found that Tax Defense Network charges an average of $3,500 for full tax relief services, while Larson Tax Relief starts at $2,500 for tax representation and Community Tax charges $2,000 to $7,000 for total tax relief. Fees are significantly less if you're only looking for help with your tax return. ### Can I negotiate with the IRS myself? Yes — you can negotiate with the IRS yourself, and Money recommends contacting the IRS directly or using its online tools before hiring a tax relief company. Depending on your situation, you may be able to set up a payment plan, request penalty relief or apply for an offer in compromise without paying a third party to do it for you. ### What is the best way to get out of IRS debt? The best way to start resolving IRS debt is to file any overdue tax returns and get current on your tax filings. The IRS says most payment plans and relief options require all returns to be filed. A good starting point for anyone trying to navigate IRS debt is the IRS’s Tax Debt Help tool to explore options such as payment plans, temporary collection delays, penalty relief and so on. ## Our methodology for picking the best tax relief companies To create our methodology, we did extensive research and pinpointed 16 data points we could use to assess companies. These fell into four categories: availability, cost, credibility and services. Credibility made up 35% of our weighting for each company, because tax relief companies can be predatory and illegitimate. Cost made up 30% of the scores, as it’s one of the main factors that customers should consider when deciding to work with these companies. Availability and services were weighed at 20% and 15%, respectively, because they determine how many people can actually use a given tax relief service. Below are more details on the data points considered within each category. - **Availability:** We considered the minimum debt required to work with a company, whether it provided both IRS and state tax relief, nationwide availability and whether it offered a mobile app. - **Cost:** For cost, we considered fees, whether the company offered a free consultation and money-back (or service) guarantees. These prices were accurate as of January 2026 if not otherwise specified. - **Credibility:** We checked that the companies were accredited by the BBB and evaluated their customer reviews from the BBB, TrustPilot, Yelp and other sources. We also assessed their certifications and memberships, like those with the National Association of Tax Professionals and American Institute of Certified Public Accountants, given that professional organizations often help develop guidelines and ethical standards that can hold members to a higher standard. - **Services:** The services factor included the type of tax relief and other tax-related services offered, customer service availability and hours, and whether there were bilingual services. ## Summary of our top picks for tax relief [Community Tax](#community) — Best Overall [Precision Tax Relief](#precision) — Best Customer Service [Anthem Tax Services](#anthem) — Best Guarantee [Larson Tax Relief](#larson) — Most Affordable Fees [Victory Tax Lawyers](#victory) — Best for Large Tax Debts [Optima Tax Relief](#optima) — Best for Nationwide Availability [Tax Defense Network](#tdn) — Best for Bilingual Services [J. 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