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Best for Competitive Rates and Flexible Terms

  • No fees whatsoever
  • Get pre-approved in 2 minutes
  • Easy-to-use loan calculator
  • Up to 20-year loan terms
  • Get a 0.125% discount on other SoFi loan products
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  • Rates based in part on your earning potential
  • Loan amounts between $5,000 and $500,000
  • Customizable payments, including skipping one payment per year
  • Zero fees of any kind
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