5 critical action steps every first-time homebuyer must know
David Bach’s
arrow First-Time Homebuyer Challenge
Get Access Now Learn More

Many companies featured on Money advertise with us. Opinions are our own, but compensation and
in-depth research determine where and how companies may appear. Learn more about how we make money.

Advertiser Disclosure

Money has partnered with CardRatings.com and ConsumersAdvocate.org, among other companies, for our coverage of credit card products. Money, CardRatings.com, and ConsumersAdvocate.org may receive a commission from card issuers. For example, Money receives a commission from Citi when you apply and are approved for a Citi product through the links on this site.

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

By amondalek
September 19, 2016
BankAmericard Travel Rewards

“Easy choice” cards are great for people who want a no-hassle option with no annual fee.


BankAmericard Travel Rewards is the best choice for overseas travelers on a budget. It’s the rare card that offers travel benefits—specifically, the ability to avoid foreign-transaction fees, typically 3%—without an annual fee. It also has a rewards rate equivalent to 1.5% cash back when you spend the miles on travel, plus a sign-up bonus worth $200. You also get a one-year 0% APR period—useful for financing at least part of your trip. And if you have a BofA checking or savings account, you’ll earn 10% more points.


Points are worth less if not redeemed on travel. Other travel cards deliver better rewards if you spend $2,000 a month.


Rewards: 1.5 points per dollar.
Sign-up bonus: 20,000 points if you spend $1,000 in first 90 days.
Annual fee: $0
Foreign-transaction fee: 0%
APR: 0% on purchases for 12 months, then 15.2% to 23.2%

You May Like