---
title: 'Best Big Bank: TD Bank'
description: If you travel and want to visit a local branch in person, MONEY's Best Big Bank, TD Bank, has 1,000-plus locations across the U.S.
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published: '2015-10-25T17:33:52.000Z'
modified: '2024-04-16T07:12:09.000Z'
section: Banking
canonical: https://money.com/collection-post/best-big-bank-td-2015/
type: Article
source: structured-blocks
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> **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/).

![BestBanks_TD](https://img.money.com/2015/10/bestbanks_td.png)

If you travel widely and frequently and want in-person service, you'll need one of the country's biggest banks. This category includes only banks with 1,000-plus branches across multiple states.

WHY IT'S A WINNER

TD tops this category easily. Its standout account doesn’t charge a fee if you use an out-of-network ATM (87% of big banks do); even better, the bank reimburses you for any fees charged by a third-party ATM operator.

TD branches are open 63 hours a week on average—well above most of their peers. Also, if you make recurring transfers from TD Premier Checking to a Growth Money Market account, TD will boost the money market account’s yield—from 0.15% to 0.2% on $10,000, for instance.

#### Caveat

As with most banks, TD’s checking account isn’t totally free; you need a minimum balance to duck account fees.

#### Branches

1,298 in 15 states and D.C.

#### Standout Account

*[TD Premier Checking](http://www.tdbank.com/accountguides/Premier.pdf)*

**Maintenance fee:** $25  
**How to waive the fee:** Keep a $2,500 minimum daily balance.  
**Outside ATM fee:** $0, plus reimbursements, if you maintain the $2,500 minimum.  
**Interest on $5,000:** 0.05%

**Here are Money's picks for the Best Banks of 2015-2016:**

-   [Best Banks at a Glance](https://money.com/collection-post/best-banks-2015-at-a-glance/)
-   Best Online Bank
-   [Best Mobile Banking App](https://money.com/collection-post/best-mobile-banking-app-bbva-compass-2015/)
-   Best Stand-Alone Bank Accounts
-   [Best Regional Banks](https://money.com/collection-post/best-regional-banks-midwest-firstmerit-2015/)
-   [Best Banks for Convenience](https://money.com/collection-post/best-banks-footprint-most-locations-wells-fargo-2015/)

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