APR: 0% on purchases and balance transfers for first year; 10% to 18% after that
Annual Fee: $0
Sign-up Bonus: $0
Why It’s a Winner: It boasts the lowest APR (starting at 10%) among no-annual-fee business cards. That makes the Business Edge
Platinum a good choice for entrepreneurs who need to use credit cards to get a business off the ground. Plus, the yearlong 0% intro period for purchases helps businesses finance major expenses.
Caveats: This card offers no rewards, so it’s really suited only to those who will need to carry a balance. Also, to get the 10% rate, you’ll need an outstanding FICO score.