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By timestaff
May 27, 2014

Once a year is plenty.

The priority should be on “rebalancing” your mix of stocks and bonds (known as your “asset allocation”). Not only does the ideal mix change as you age, but the balance can get out of whack when certain asset classes do better or worse than others. (After a big stock market run, for example, the percentage of your assets in stocks is probably too large.) What you need to do is take the money out of the overgrown asset class and reinvest them into the other.

One big benefit of rebalancing like this on a regular basis is that it forces you to buy low and sell high.

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Our mission is to help people at any stage of life make smart financial decisions through research, reporting, reviews, recommendations, and tools.

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Our content is free because our partners pay us a referral fee if you click on links or call any of the phone numbers on our site. If you choose to interact with the content on our site, we will likely receive compensation. If you don't, we will not be compensated. Ultimately the choice is yours.

Opinions are our own and our editors and staff writers are instructed to maintain editorial integrity, but compensation along with in-depth research will determine where, how, and in what order they appear on the page.

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