By lauragoldstein2014
October 28, 2014

Best for: New Businesses (tie)

Branches: 673 in seven states

Account terms

  • Maintenance fee: $0
  • ATM fee: $0
  • Free transactions: ­unlimited digital; a total of five checks or in-branch withdrawals a month and two deposits at a branch a month
  • Fee per additional transaction: $1–$4
  • Cash deposit limit: $5,000
  • Fee per additional $100 deposit: $0.125

Why it’s a winner: A fee-free account with the rare combination of unlimited free digital transactions and a median cash deposit limit.

Caveats: High fees for branch transactions make this ­account a better option for those who won’t use branches.

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