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Best for: New Businesses (tie)

Branches: 3,174 in 25 states

Account terms

  • Maintenance fee: $0
  • ATM fee: $2.50
  • Free transactions: 150
  • Fee per additional transaction: $0.50
  • Cash deposit limit: $2,500
  • Fee per additional $100 deposit: $0.17

Why it’s a winner: Combines free checking with a decent free cash handling limit and number of free transactions. Plus, U.S. Bank has lots of branches.

Caveats: The BBVA Compass account is better if you make mainly digital transactions.