Best for: New Businesses (tie)
Branches: 3,174 in 25 states
- Maintenance fee: $0
- ATM fee: $2.50
- Free transactions: 150
- Fee per additional transaction: $0.50
- Cash deposit limit: $2,500
- Fee per additional $100 deposit: $0.17
Why it’s a winner: Combines free checking with a decent free cash handling limit and number of free transactions. Plus, U.S. Bank has lots of branches.
Caveats: The BBVA Compass account is better if you make mainly digital transactions.