---
title: Credit
description: Navigate the world of credit with Money’s expert guidance. Whether you’re building credit, repairing your score or trying to safeguard against identity theft, we have you covered.
top_level: true
subcategories: 16
total_pages: 12
canonical: https://money.com/credit/
language: en
type: CollectionPage
source: category-blades
---

# Credit

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> A great credit score can help you access the best credit cards and loan terms, along with lower interest rates. Read on for practical articles that can help you manage your credit wisely, tackle debt, improve your score and much more.
>
> [Get Started](https://money.com/pr/b6ba3e9b905f?data-trk-company=lexington-law-review&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=b6ba3e9b905f)
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> *Sponsored by Lexington Law. Our editorial team controls sponsored content creation, ensuring high standards for quality, relevance, and accuracy. Compensation for featuring sponsored content doesn't compromise our editorial objectivity.*

## Credit 101

- [Is Debt Impacting Your Mental Health? Here's What to Do About It](https://money.com/is-debt-impacting-your-mental-health/) — Credit · 10 min read
- [How to Check Your Credit Score](https://money.com/how-to-check-your-credit-score/) — Credit Score · 7 min read
- [How Are Credit Scores Calculated?](https://money.com/how-are-credit-scores-calculated/) — Credit Score · 6 min read
- [How to Choose the Best Credit Card for You](https://money.com/how-to-choose-a-credit-card/) — Credit Application · 18 min read
- [Why Did My Credit Score Just Drop? 6 Common Reasons](https://money.com/why-did-my-credit-score-drop/) — Credit Score · 7 min read
- [How to Get Out of Debt](https://money.com/how-to-get-out-of-debt/) — Debt Management · 12 min read
- [How to Build Credit Fast](https://money.com/how-to-build-credit/) — Building Credit · 8 min read
- [Will inflation hurt your credit score?](https://money.com/will-inflation-hurt-your-credit-score/) — 7 min read

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## Repairing Your Credit

- [How Do Medical Bills Affect Your Credit?](https://money.com/how-do-medical-bills-affect-your-credit/) — 4 min read
- [How to Protect Your Credit During Deployment](https://money.com/protecting-your-credit-during-deployment/) — 8 min read
- [How to build credit after a bankruptcy](https://money.com/how-to-build-credit-after-bankruptcy/) — Building Credit · 10 min read
- [How to Improve Your Credit Score to Buy a House](https://money.com/how-to-improve-your-credit-score-to-buy-a-house/) — Home Buying · 8 min read
- [How to Use a Credit Card to Build Credit](https://money.com/how-to-build-credit-with-a-credit-card/) — Building Credit · 15 min read
- [What Every Military Member Should Know About Their Credit](https://money.com/what-every-military-member-should-know-about-their-credit/) — Credit Utilization · 9 min read

## Getting Out of Debt

- [How to Negotiate with Debt Collectors](https://money.com/how-to-negotiate-with-debt-collectors/) — Collections · 7 min read
- [Debt Settlement, Credit Repair Or Credit Counseling: Which One Is Right For You?](https://money.com/debt-settlement-credit-repair-or-credit-counseling/) — Credit Repair · 5 min read
- [How Does Debt Settlement Work?](https://money.com/how-does-debt-settlement-work/) — Debt Management · 5 min read
- [How to Pay Off Credit Card Debt](https://money.com/how-to-pay-off-credit-card-debt/) — Credit Card Debt · 13 min read

## How to get an Excellent Credit Score

- [How To Get a Higher Credit Limit: A Step-By-Step Guide](https://money.com/how-to-get-a-higher-credit-limit/) — Credit Cards · 7 min read
- [How to Get an 800 Credit Score](https://money.com/how-to-get-an-800-credit-score/) — Credit Score · 9 min read
- [What is credit utilization and how does it impact your credit?](https://money.com/what-is-credit-utilization/) — Credit Repair · 5 min read
- [What Is A Good Credit Score For My Age?](https://money.com/what-is-a-good-credit-score-for-my-age/) — Credit Score · 8 min read

## Student Loans and Credit Resources

- [8 Steps to Boost your Credit Score Before — and After — Graduation](https://money.com/steps-to-boost-your-credit-score-before-and-after-graduation/) — 10 min read
- [Do Student Loans Affect Your Credit Score?](https://money.com/how-do-student-loans-affect-your-credit-score/) — Student Loan Debt · 8 min read
- [Why Student Loan Forgiveness Could Hurt Your Credit Score](https://money.com/student-loan-forgiveness-affects-credit-scores/) — Student Loan Debt · 4 min read
- [How to pay off student loans — and what to do if you can’t make your payments](https://money.com/paying-for-your-student-loans/) — Student Loan Debt · 12 min read
- [The Recent Grad’s Guide to Building Credit](https://money.com/college-grad-guide-to-building-credit/) — Credit · 7 min read

## Divorce and Credit Resources

- [7 Tips to Minimize the Financial Impact of Divorce](https://money.com/7-tips-to-minimize-the-financial-impact-of-divorce/) — Divorce · 7 min read
- [Who Is Responsible for Credit Card Debt in a Divorce?](https://money.com/who-is-responsible-for-credit-card-debt-in-a-divorce/) — Divorce · 5 min read
- [How Divorce Impacts Your Credit: What to Know](https://money.com/how-divorce-impacts-your-credit/) — 6 min read
- [Should You Freeze Your Credit During A Divorce?](https://money.com/should-you-freeze-your-credit-during-a-divorce/) — 5 min read
- [How to Protect Your Credit During a Divorce](https://money.com/how-to-protect-your-credit-during-a-divorce/) — Divorce · 9 min read

## ID Theft and Credit Resources

- [These Credit Repair Steps Can Help After ID Theft](https://money.com/how-credit-repair-can-help-after-id-theft/) — 7 min read
- [How Identity Theft Can Hurt Your Credit Score — And What You Can Do About It](https://money.com/how-id-theft-hurts-your-credit-score/) — Credit · 6 min read
- [Should You Freeze Your Credit After Identity Theft?](https://money.com/should-you-freeze-your-credit-after-identity-theft/) — Identity Theft Protection · 5 min read
- [Detecting ID Theft — And The 5 Steps You Need To Take Immediately](https://money.com/detecting-id-theft/) — 7 min read
- [What To Know About Data Breaches, ID Theft And Your Credit](https://money.com/what-to-know-about-data-leaks-id-theft-and-your-credit/) — Identity Theft Protection · 6 min read

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