---
title: Federal Reserve Rate Cuts
description: Get the latest on Federal Reserve interest rate cuts and what they may mean for you. From mortgage rates to savings account APYs, we break down how fluctuations in the federal funds rate typically ripple throughout the economy — and ultimately impact your wallet.
top_level: true
total_pages: 2
canonical: https://money.com/fed-rate-cuts/
language: en
type: CollectionPage
source: category-blades
---

# Federal Reserve Rate Cuts

Get the latest on Federal Reserve interest rate cuts and what they may mean for you. From mortgage rates to savings account APYs, we break down how fluctuations in the federal funds rate typically ripple throughout the economy — and ultimately impact your wallet.

**Your Financial Toolkit**

## Analysis: What Experts Are Saying About the First Rate Cut in Years

- [Stock Market Sell-off: Why Investors Shouldn’t Panic About Monday's ‘Crash’](https://money.com/stock-market-crash-panic-sell-august/) — Stocks · 7 min read
- [How Low Will Interest Rates Go? Experts Predict the Fed's Upcoming Cut](https://money.com/fed-interest-rate-cut-size-predictions/) — Federal Reserve · 7 min read
- [From Airfare to Used Cars, These 6 Things Are Getting Cheaper as Inflation Cools](https://money.com/inflation-cools-things-getting-cheaper/) — Inflation · 5 min read
- [How Bad Is Inflation Under Biden, Really? A Global and Historical Analysis](https://money.com/how-bad-is-inflation-under-joe-biden/) — Inflation · 12 min read

## Action: How to Prepare Your Wallet for Lower Rates

- [4 Smart Ways to Get Ready for the Upcoming Fed Rate Cuts](https://money.com/how-to-prepare-for-fed-rate-cuts/) — Federal Reserve · 7 min read
- [Homeowners Are Refinancing Again as Rates Dip. Should You?](https://money.com/mortgage-rates-dip-homeowners-refinancing/) — Mortgage Refinance · 5 min read
- [Time Is Running out to Snag a CD With a 5% Yield](https://money.com/cd-rates-falling-2024/) — Certificates of Deposit · 5 min read

## Resources: Helpful Guides for Before (and After) the Fed Slashes Rates

- [CDs vs. Bonds](https://money.com/cds-vs-bonds/) — Certificates of Deposit · 15 min read
- [How to Pay Off Credit Card Debt](https://money.com/how-to-pay-off-credit-card-debt/) — Credit Card Debt · 13 min read

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