--- title: You Can Now Get Free Credit Reports Weekly Through the End of 2022 description: Equifax, Experian and TransUnion are extending a pandemic policy that allows American to pull free credit reports online every week. authors: - name: Julia Glum role: Managing Editor url: https://money.com/author/julia-glum/ bio: A graduate of the University of Florida, Julia has more than eight years of experience in personal finance journalism. In addition to overseeing Money’s news coverage, she frequently reports on the ins and outs of credit scores, the credit bureaus and free credit reports. education: University of Florida at_money_since: 2018 articles: 453 covers: - Credit - Banking - Business - Career Advice - Credit Cards - Debt - Economy and Politics - Education - Health and Wellness - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Professional Services - Retirement - Shopping - Taxes - Technology also_seen_in: - Newsweek - International Business Times - CBS News - Good Morning America - WUSA9 - Pix 11 - The New York Times - Mashable - The Washington Post - CNBC - Politico social: - https://x.com/superjulia - https://www.linkedin.com/in/julia-glum editors: - name: Brad Tuttle role: Senior Editor url: https://money.com/author/brad-tuttle/ bio: Brad Tuttle is a former senior editor at Money with over 10 years’ experience covering a vast number of personal finance topics, including careers, cars, travel, budgeting, investing, insurance, credit cards, consumer psychology, real estate, banking, and shopping and deals. education: Columbia University School of Journalism, MS at_money_since: 2014 articles: 366 covers: - Credit - Banking - Business - Career Advice - Credit Cards - Economy and Politics - Education - Health and Wellness - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Pets - Professional Services - Retirement - Shopping - Taxes - Technology social: - https://twitter.com/bradrtuttle - https://linkedin.com/in/brad-tuttle-834b225 former_staff: true published: '2022-04-13T17:39:07.000Z' modified: '2024-05-17T04:49:47.000Z' section: Credit tags: - Credit - News word_count: 531 canonical: https://money.com/free-credit-reports-online-weekly/ type: NewsArticle source: structured-blocks --- > **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![Close-up of a man holding up a credit report application](https://img.money.com/2022/04/News-Free-Credit-Reports-Extension.jpg?crop=0px%2C169px%2C2576px%2C1449px&quality=85) Finishing up your spring cleaning? After you dust the blinds, don't forget to pull your credit report. Thanks to a pandemic policy from the three major credit bureaus — Equifax, TransUnion and Experian — you can access your credit reports on a weekly basis. For free. Through the end of the year. Usually, Americans are able to get one free online [credit report](https://money.com/what-is-a-credit-report/) from each of the three big credit agencies every 12 months. (After that, the agencies could charge up to $13.50 for each additional report.) But when COVID-19 hit in March 2020, the rules changed to allow people to get reports from all three bureaus every week — at no charge. It was a bid to help consumers "better manage their finances and take necessary steps to protect their credit standing," the bureaus' CEOs said in a [statement](https://www.prnewswire.com/news-releases/equifax-experian-and-transunion-announce-extension-of-free-weekly-credit-reports-to-help-americans-during-covid-19-301238638.html) at the time. The program was initially slated to end in April 2021. But last spring, the agencies announced they were extending the initiative another year — until April 20, 2022. This past January, they decided to prolong it yet again. You can now [pull free weekly credit reports](https://money.com/how-to-check-your-credit-report/) through Dec. 31, 2022. "The combined pressures of [job changes](https://money.com/workers-quitting-no-job-lined-up/), [inflation](https://money.com/inflation-highest-since-1981-gas-prices/), [market uncertainty](https://money.com/russia-ukraine-stock-market/) and health anxiety continue to present consumers with enormous challenges,” Equifax's Mark W. Begor, Experian's Brian Cassin and TransUnion's Chris Cartwright said in a [news release](https://newsroom.transunion.com/equifax-experian-and-transunion-extend-free-weekly-credit-reports-through-end-of-2022/). “Our industry’s hope is to support consumers as they make decisions — big and small — by making it easier to regularly track their financial health.” ## How to check your credit report for free Credit histories and [credit scores](https://money.com/what-is-a-credit-score/) are [used widely](https://money.com/credit-score-not-buying-house/) by lenders to gauge people's worthiness as borrowers, meaning they crop up when you're applying for an apartment, a mortgage, a car loan or even a cell phone contract. They can also influence the terms of the eventual agreement, like what your interest rate will be. Because of this, experts recommend regularly checking your credit report to make sure it's accurate and healthy. To do so, navigate to [annualcreditreport.com](https://www.annualcreditreport.com/index.action), click "Request your free credit reports," and follow the prompts. (Even though the website has "annual" in its name, it is indeed free to use once a week, for each of the three providers, for the rest of the year. If you figure there are 37 weeks left in 2022, that's 111 credit reports you can access without paying.) Once you've downloaded your report, scrutinize it. Is your personal information like date of birth, address and employer correct? Are all the right lines of credit listed? Are there mentions of [hard inquiries](https://money.com/hard-soft-check-credit-report/), bankruptcies or collections you weren't aware of? If you see something that doesn't seem right, contact the bureau you got the report from to [dispute the error](https://money.com/get-items-removed-from-credit-report/). Otherwise, look for [areas of improvement](https://money.com/repair-bad-credit/). Remember: Credit reports are more like summaries of a person's credit activity than they are judgments of it, meaning they don't generally include credit scores. If you're looking for a hard-and-fast number, a service like Credit Karma or Credit Sesame may be able to provide your credit score, as well as monitoring and tips on [how to increase it](https://money.com/7-ways-to-improve-credit-score/), for free. ## More on Credit & Credit Repair | | | --- | | **Money’s Top Selection** [Best Credit Repair Companies](https://money.com/best-credit-repair-companies/) **Guides for Improving Your Credit** [How to Get Negative Items Removed from Your Credit Report](https://money.com/get-items-removed-from-credit-report/) [How to Remove Verizon Collections from Your Credit Report](https://money.com/how-to-remove-verizon-collections-from-your-credit-report/) [How to Remove Jefferson Capital Systems from Your Credit Report](https://money.com/how-to-remove-jefferson-capital-systems-from-your-credit-report/) [More on Credit and Credit Collections](https://money.com/collections/) **Money’s Credit Repair Companies Reviews** [Lexington Law](https://money.com/lexington-law-credit-repair-review/) [Credit Saint](https://money.com/credit-saint-credit-repair-review/) [Sky Blue](https://money.com/sky-blue-credit-repair-review/) | ```json { "@context": "https://schema.org", "@graph": [ { "@type": "BreadcrumbList", "@id": "https://money.com/free-credit-reports-online-weekly/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://money.com" }, { "@type": "ListItem", "position": 2, "name": "Credit", "item": "https://money.com/credit/" }, { "@type": "ListItem", "position": 3, "name": "Credit Score", "item": "https://money.com/credit-score/" }, { "@type": "ListItem", "position": 4, "name": "You Can Now Get Free Credit Reports Weekly Through the End of 2022" } ] }, { "@type": "WebSite", "@id": "https://money.com/#website", "url": "https://money.com", "name": "Money", "publisher": { "@id": "https://money.com/#organization" } }, { "@type": "WebPage", "@id": "https://money.com/free-credit-reports-online-weekly/#webpage", "url": "https://money.com/free-credit-reports-online-weekly/", "name": "You Can Now Get Free Credit Reports Weekly Through the End of 2022", "isPartOf": { "@id": "https://money.com/#website" }, "datePublished": "2022-04-13T17:39:07.000Z", "mainEntity": { "@id": "https://money.com/free-credit-reports-online-weekly/" }, "inLanguage": "en-US", "breadcrumb": { "@id": "https://money.com/free-credit-reports-online-weekly/#breadcrumb" }, "dateModified": "2024-05-17T04:49:47.000Z" }, { "@type": "NewsArticle", "headline": "You Can Now Get Free Credit Reports Weekly Through the End of 2022", "articleSection": "Credit", "image": [ { "@type": "ImageObject", "url": "https://img.money.com/2022/04/News-Free-Credit-Reports-Extension.jpg?crop=0px%2C169px%2C2576px%2C1449px&quality=85", "width": 1012, "height": 569, "caption": "News-Free-Credit-Reports-Extension" } ], "author": [ { "@type": "Person", "name": "Julia Glum", "url": "https://money.com/author/julia-glum/", "@id": "https://money.com/author/julia-glum/#author", "description": "A graduate of the University of Florida, Julia has more than eight years of experience in personal finance journalism. 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