--- title: Health Insurance Premiums Could Spike 20% in These States Next Year description: Health insurance premiums could rise by double digits in 2027 as insurers cite rising medical and drug costs. authors: - name: Pete Grieve role: Lead News Reporter url: https://money.com/author/pete-grieve/ bio: Pete Grieve is a personal finance reporter. In his time at Money, Pete has covered everything from car buying to credit cards to the housing market. education: University of Chicago, BA Political Science at_money_since: 2022 articles: 597 covers: - Insurance - Banking - Business - Career Advice - Credit - Credit Cards - Debt - Economy and Politics - Education - Health and Wellness - Housing - Identity Theft - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Professional Services - Retirement - Shopping - Taxes social: - https://twitter.com/pete_grieve - https://linkedin.com/in/pete-grieve-b5aa02138 - https://www.facebook.com/petegrieve4 editors: - name: Katherine Peach role: Associate Editor url: https://money.com/author/katherine-peach/ bio: Katherine Peach is an associate editor with a focus on news and email at Money. She didn’t always intend to write about money. She’s a classically trained pianist who dreamed of becoming an archaeologist. However, in 2007 Katherine began working in financial publishing as an editor for Agora Inc. (Apparently, unearthing ideas about improving your personal finances isn’t such a bad career alternative!) Katherine’s writing and editing work has been featured in Investing Daily, Clever, Investor Junkie, The Palm Beach Letter, Truth & Plenty, Independence Monthly, NICHE, AmericanStyle, AntiqueWeek, Millennial Money, Money Done Right, TheStreet, Sure Dividend and many others. Katherine holds a Bachelor of Arts in Ancient Studies with concentrations in Archaeology and Ancient Languages and a minor in Literature from the University of Maryland, Baltimore County. She is a member of Phi Beta Kappa. education: University of Maryland, Baltimore County at_money_since: 2025 articles: 14 covers: - Insurance - Banking - Career Advice - Credit - Credit Cards - Debt - Economy and Politics - Education - Federal Reserve Rate Cuts - Health and Wellness - Housing - Identity Theft - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Professional Services - Retirement - Shopping - Taxes published: '2026-06-16T16:10:54.000Z' modified: '2026-06-16T16:10:54.000Z' section: Insurance tags: - News word_count: 509 canonical: https://money.com/health-insurance-premiums-rising-2027/ type: NewsArticle source: structured-blocks --- > **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![Pill box over stacks of money](https://img.money.com/2026/06/News-Health-insurance-up.jpg) Health insurance premiums for hundreds of thousands of people in states including Washington, Maine and Connecticut could rise by double-digit percentages next year as insurers request major increases. State insurance officials announcing recent filings for higher premiums have pledged to thoroughly scrutinize the requests in the coming months, meaning reductions are still possible. It's all part of a national trend as the costs of medical services, prescription [drugs](https://money.com/best-otc-drugs/) and new medical technologies mount. Insurers are also citing fallout from the end of pandemic-era federal subsidies. During the winter months, Congress [failed to extend](https://money.com/health-care-premiums-cost-increase-2026/) the enhanced tax credits that made Affordable Care Act Marketplace plans more affordable from 2021 to 2025. Consumers are now suffering the consequences. Washington state's insurance commissioner, Patty Kuderer, reported that all 13 insurers offering individual plans requested premium increases for 2027, averaging 22.4%. Kuderer said she understood such an increase would cause hardship for residents. “I know the requested rate changes will be difficult for individuals and families,” she said in a recent [release](https://www.insurance.wa.gov/about-us/news/2026/thirteen-health-insurers-request-average-224-rate-increase-2027-individual-market), pledging to closely review the proposed hikes. The premium increases described could affect more than 280,000 people in Washington who lack workplace health insurance and must secure their own coverage. ## Other states where health insurance costs are climbing The Connecticut Insurance Department recently confirmed that four health insurance providers filed for higher 2027 premiums. The requests apply to individual plans (157,000 people) and two small employer plans offered by Anthem Health Plans and UnitedHealthcare Insurance Company (covering 63,000 people). The Connecticut filings for 2027 hikes range from 12.8% average increases to 22.7% increases. The state's insurance commissioner said the requests would be reviewed for compliance with state law. “Connecticut families are under increasing pressure from rising healthcare costs, and the current trajectory is unsustainable,” Josh Hershman said in a June 5 [release](https://portal.ct.gov/cid/press-releases/2026-press-releases/2026-06-05-aca?language=en_US). The state insurance department is taking public comments through at least July 5 at its [website](https://www.catalog.state.ct.us/cid/portalApps/HealthCareFiling2027.aspx). According to Maine's Bureau of Insurance, four insurers filed for premium increases affecting individual and small employer plans. UnitedHealthcare requested an [average 18% increase](https://www.mainepublic.org/health/2026-06-11/insurance-companies-propose-double-digit-increases-for-maine-marketplace-plans-in-2027); Community Health Options requested 20% to 25% increases; and Anthem requested increases of up to 26%. "The Bureau is currently reviewing the proposed rates," it said in a June 8 [release](https://www.maine.gov/pfr/insurance/press/mending-health-notifies-maine-bureau-of-insurance-that-it-will-cease-offering-health-insurance-plans). According to a [KFF Health News](https://www.kff.org/affordable-care-act/what-we-know-so-far-about-2026-aca-marketplace-enrollment-premiums-and-deductibles/) report, Affordable Care Act Marketplace enrollment could fall by nearly 5 million people this year. The average monthly net premium payment is $178 in 2026, up from $113 a year ago, the report added. Healthier and cheaper-to-insure Americans affected by the end of tax credits will be more likely to let their health insurance lapse. That makes the remaining insured pool more expensive to cover. The Connecticut Insurance Department [said](https://www.catalog.state.ct.us/cid/portalApps/HealthCareFiling2027.aspx) insurers attributed the increases in their requested rates to "the increased morbidity with a market contraction as more healthy lives will lapse with significant increases in premium." [Open enrollment](https://money.com/obamacare-marketplace-open-enrollment-2025/) for 2027 plans begins on Nov. 1. That leaves several months for regulators to examine insurance companies' requests. Maine's rates will be finalized in August, while Connecticut and Washington expect decisions in September. ```json { "@context": "https://schema.org", "@graph": [ { "@type": "BreadcrumbList", "@id": "https://money.com/health-insurance-premiums-rising-2027/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://money.com" }, { "@type": "ListItem", "position": 2, "name": "Insurance", "item": "https://money.com/insurance/" }, { "@type": "ListItem", "position": 3, "name": "Health Insurance", "item": "https://money.com/health-insurance/" }, { "@type": "ListItem", "position": 4, "name": "Health Insurance Premiums Could Spike 20% in These States Next Year" } ] }, { "@type": "WebSite", "@id": "https://money.com/#website", "url": "https://money.com", "name": "Money", "publisher": { "@id": "https://money.com/#organization" } }, { "@type": "WebPage", "@id": "https://money.com/health-insurance-premiums-rising-2027/#webpage", "url": "https://money.com/health-insurance-premiums-rising-2027/", "name": "Health Insurance Premiums Could Spike 20% in These States Next Year", "isPartOf": { "@id": "https://money.com/#website" }, "datePublished": "2026-06-16T16:10:54.000Z", "mainEntity": { "@id": "https://money.com/health-insurance-premiums-rising-2027/" }, "inLanguage": "en-US", "breadcrumb": { "@id": "https://money.com/health-insurance-premiums-rising-2027/#breadcrumb" }, "dateModified": "2026-06-16T16:10:54.000Z" }, { "@type": "NewsArticle", "headline": "Health Insurance Premiums Could Spike 20% in These States Next Year", "articleSection": "Insurance", "image": [ { "@type": "ImageObject", "url": "https://img.money.com/2026/06/News-Health-insurance-up.jpg", "width": 2880, "height": 1920, "caption": "News-Health-insurance-up" } ], "author": [ { "@type": "Person", "name": "Pete Grieve", "url": "https://money.com/author/pete-grieve/", "@id": "https://money.com/author/pete-grieve/#author", "description": "Pete Grieve is a personal finance reporter. 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