--- title: How to Buy Bitcoin and Crypto With a Debit Card description: If you want to buy crypto or bitcoin with a debit card, follow these steps to get started. authors: - name: Marc Guberti url: https://money.com/author/marc-guberti/ bio: Marc Guberti is a personal finance writer who hosts Breakthrough Success, a podcast where he teaches listeners how to grow their businesses and achieve personal transformations. at_money_since: 2024 articles: 432 covers: - Investing - Banking - Career Advice - Credit - Credit Cards - Debt - Economy and Politics - Health and Wellness - Housing - Identity Theft - Insurance - Lifestyle - Loans - Mortgages - Personal Finance - Pets - Professional Services - Retirement - Shopping - Taxes editors: - name: Jordan Chussler role: Editor, Investing and Banking url: https://money.com/author/jordan-chussler/ bio: Jordan is an investment editor and CPFC who specializes in traditional equities, gold and other precious metals, retirement savings and income investing. He combines his personal and professional interests in finance and education to help readers increase their financial literacy and make better investment choices. education: Lynn University certifications: Certified Personal Finance Counselor at_money_since: 2023 articles: 130 covers: - Investing - Banking - Credit - Credit Cards - Economy and Politics - Housing - Identity Theft - Insurance - Loans - Mortgages - Personal Finance - Professional Services - Retirement also_seen_in: - Weiss Ratings - 24/7 Wall Street - Better Investing - Yahoo Finance - Nasdaq - Investing.com - Marketbeat - MSN Money social: - https://www.linkedin.com/in/jordan-chussler-b3597811/ published: '2025-06-02T19:08:45.000Z' modified: '2026-08-06T19:35:25.000Z' section: Investing word_count: 989 canonical: https://money.com/how-to-buy-bitcoin-crypto-with-a-debit-card/ type: Article source: structured-blocks --- > **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![How to Buy Bitcoin and Crypto With a Debit Card](https://img.money.com/2025/05/Crypto-Debit-Card.jpg?quality=85&w=1012&h=569&crop=1) ## Our Partners ### TOP PARTNER ![Start Investing](https://s3.consumersadvocate.org/prd/image/image/35181/medium_5684f912-7a5b-41aa-9612-d176140b8756.webp) Our Partner [Start Investing](https://money.com/go/b0bdbbcb8c06?ap_referrer=%2Fhow-to-buy-bitcoin-crypto-with-a-debit-card%2F&bidid=4018529178&ptid=660892541&ptoken=a21d89fddce6ff7483e113c075b04a5d&zip=20149) **Own crypto—and bank, borrow, invest—all in one app** - The first national chartered bank where individuals can buy, sell, and hold crypto - Access cryptocurrencies like Bitcoin, Ethereum, Solana, and over 30 more coins  - Buy, sell, and hold crypto on a platform with the safeguards of a bank - Trade instantly when you transfer funds through SoFi Checking and Savings * * * ![Start Investing](https://s3.consumersadvocate.org/prd/image/image/37687/medium_e07d0277-9443-4943-95ae-3c4b5f116dda.webp) Our Partner [Start Investing](https://money.com/go/8a93f56ff47b?ap_referrer=%2Fhow-to-buy-bitcoin-crypto-with-a-debit-card%2F&bidid=4018529168&ptid=660892541&ptoken=94c568ebb517c7b7e0be9caa1982adac&zip=20149) **Watch 2,000 crypto markets across multiple exchanges** - 24/7 live customer support - High liquidity - Margin and futures trading - Custom alerts and charts - Mobile tools for trading on the go * * * ![Start Investing](https://s3.consumersadvocate.org/prd/image/image/21764/medium_697ebd7c-81e9-4b79-a9b5-4208486d7fc5.png) Our Partner [Start Investing](https://money.com/go/c800008dcd60?ap_referrer=%2Fhow-to-buy-bitcoin-crypto-with-a-debit-card%2F&bidid=4018529172&ptid=660892541&ptoken=8313ceb9f63182552dc913aaf020f35b&zip=20149) **Purchase crypto securely - directly to your wallet** - Powered by MPC cryptography  - 3-factor-authentication recovery model - Secure wallet recovery - never worry about losing your seed phrase again - 24/7 live in-app support. * * * ![Start Investing](https://s3.consumersadvocate.org/prd/image/image/25167/medium_6ffb8e26-c174-4c4b-b1bd-3da570a5fe64.png) Our Partner [Start Investing](https://money.com/go/b69133f9915d?ap_referrer=%2Fhow-to-buy-bitcoin-crypto-with-a-debit-card%2F&bidid=4018529174&ptid=660892541&ptoken=6ef263bedad1a8d78ad903cd3a9ee2e4&zip=20149) **Discover new tokens before they’re listed on other platforms** - Trade cryptocurrencies with a unique one step process - Buy, sell, exchange and hold 300+ digital assets\* - Robust security measures \*Capital at risk. 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However, neither of those indices has come anywhere close to bitcoin's enormous returns over the past five years, as the leader of crypto has [created innumerable millionaires](https://money.com/bitcoin-millionaires-increase-best-year-crypto/). As [alternative investments](https://money.com/young-investors-collectibles-crypto/) increase in popularity, some people continue to buy bitcoin, opting to go with the proven winner despite its meteoric rise. However, others have their sights set on altcoins — crypto assets other than bitcoin — that can potentially outperform BTC’s gains going forward. No matter which digital assets you target, if you want to buy cryptocurrencies, you will need a payment method like a debit card to make it work. You can also use your [credit card](https://money.com/how-to-buy-crypto-bitcoin-with-a-credit-card/), checking account and other options. But some people prefer using debit cards due to their ease of use, the fact that purchasing investments with them won’t immediately put you in debt and, as a bonus, receiving rewards in some instances. If you want to buy crypto or bitcoin with a debit card, you can follow the steps in this guide to get started. ## Jump start your crypto portfolio ### SoFi® is the easiest place to buy and sell cryptocurrency. Select your state and get started today! [Start Investing](https://money.com/pr/xa8a6fbbc40c?ap_referrer=%2Fhow-to-buy-bitcoin-crypto-with-a-debit-card%2F) Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures. ## Open a brokerage account Some crypto enthusiasts aren’t concerned with keeping their transactions private. They are happy to have a brokerage firm like Coinbase or [Robinhood](https://money.com/how-to-use-robinhood-beginners/) know about their transactions and offer a seamless experience. Brokerage accounts also let you keep your stocks and crypto in one place. If this includes you, all you have to do is create an account and start buying crypto. But some crypto traders prefer anonymity, which brokerage accounts do not allow even if you use an [anonymous crypto wallet](https://money.com/how-to-buy-crypto-bitcoin-anonymously-without-verification/). Companies like [Best Wallet](https://money.com/pr/m0c8d3d7bc2f?data-trk-company=best-wallet-review&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=m0c8d3d7bc2f&encoded_id=&ap_referrer=https%253A%252F%252Fmoney.com%252Fhow-to-buy-bitcoin-crypto-with-a-debit-card%252F), for example, allow you to make private crypto transactions, but the moment you connect your digital wallet to your brokerage account, it is no longer private. ## Create a crypto wallet For those who prefer anonymity when purchasing crypto or bitcoin with a debit card, an external [crypto wallet](https://money.com/best-crypto-wallets/) doesn’t go through scrutiny if you keep it private. That’s a nice perk for people who want to remain anonymous and one of the main appeals of crypto, since the use of [fiat currencies](https://money.com/what-is-fiat-money/) make it almost impossible to conduct private transactions. Financial institutions track your deposits, withdrawals, credit card usage, debit card usage and other information. However, if you use a debit card in conjunction with a digital wallet to buy crypto, the bank doesn’t receive any information. Digital — or hot — wallets like those offered by Best Wallet allow you to conduct crypto transactions without any oversight. You can keep your wealth a secret and use bitcoin for purchases in the future. ## Steps to buy crypto or bitcoin with a debit card using Best Wallet If you want to use a debit card to buy bitcoin or other crypto assets, you may want to do so by creating a digital wallet through a provider such as Best Wallet. You can follow these steps to accumulate crypto with your debit card. ### Step 1: Get the Best Wallet app You can download the [BestWallet](https://money.com/pr/m0c8d3d7bc2f?data-trk-company=best-wallet-review&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=m0c8d3d7bc2f&encoded_id=&ap_referrer=https%253A%252F%252Fmoney.com%252Fhow-to-buy-bitcoin-crypto-with-a-debit-card%252F) via the App Store or Google Play. Out of more than 2,600 reviews, the app has a 4.4 out 5 rating in the App Store. It also has a 4.3 rating out of 5 based on more than 28,500 reviews on Google Play. Best Wallet will request that you enable biometric authentication and set a PIN when you create an account. These measures will boost your digital wallet’s security. ### Step 2: Go to the “Buy” section The Best Wallet app has a simple interface that makes it easy to buy crypto. You can head over to the “Buy” section and choose which crypto you want to purchase. Best Wallet offers access to thousands of crypto assets. Very few platforms offer their users that many options. ### Step 3: Provide the amount you want to invest When you head to the “Buy” section, Best Wallet will ask you to select a cryptocurrency and how much you want to invest in it. The digital wallet allows you to make fractional investments. If you want to buy $5,000 worth of bitcoin, for example, Best Wallet will show you what fraction of a bitcoin you can purchase with $5,000 (since BTC is currently trading above $100,000). However, you can also choose from numerous altcoins that are less expensive and more volatile. ### Step 4: Enter your debit card details The order ticket will give you the opportunity to enter a payment method. Best Wallet will pull from this payment method and tack on a 3% transaction fee when you make the purchase. Because Best Wallet allows you to buy crypto with a debit card, you just have to enter the details on your card to get started. Then, the company saves your debit card information so it is easier to make more investments in the future. ### Step 5: Review and submit the order If you are happy with the order, you can submit the transaction and accumulate bitcoin or thousands of other cryptocurrencies in your digital wallet. Importantly, Best Wallet gives you anonymity when you trade crypto. Just make sure you do not connect your Best Wallet to any brokerage account to preserve your privacy. ## Is it worth it to buy crypto and bitcoin with a debit card? It’s better to use a debit card for crypto purchases than it is to buy the digital assets with a credit card. Debit cards have much lower transaction fees, meaning that your crypto position doesn’t have to go up as much just to break even. Debit cards also prevent you from getting into debt since you aren’t borrowing from a line of credit. However, you should not use a debit card to buy crypto if it will trigger an overdraft fee, so be mindful of your balance before proceeding with any purchase. ## Compare Crypto Wallets Today ### Own crypto—and bank, borrow, invest—all in one app ![Start Investing](https://s3.consumersadvocate.org/prd/image/image/35181/medium_5684f912-7a5b-41aa-9612-d176140b8756.webp) Our Partner [Start Investing](https://money.com/go/2bc8c84d0f83?bidid=4018529143&ptid=660892538&ptoken=600386e2706d6ca7ede1813abc7d0fb5) ### Watch 2,000 crypto markets across multiple exchange ![Start Investing](https://s3.consumersadvocate.org/prd/image/image/37687/medium_e07d0277-9443-4943-95ae-3c4b5f116dda.webp) Our Partner [Start Investing](https://money.com/go/e436e2f6579b?bidid=4018529133&ptid=660892538&ptoken=6e3a33d35f0973569755b4f9ccb5c469) ### Zero wallets hacked since 2018 ![Start Investing](https://s3.consumersadvocate.org/prd/image/image/21764/medium_697ebd7c-81e9-4b79-a9b5-4208486d7fc5.png) Our Partner [Start Investing](https://money.com/go/6618d6f388c9?bidid=4018529138&ptid=660892538&ptoken=993a4ea48230985650e83d30da270015) ### Robust security measures ![Start Investing](https://s3.consumersadvocate.org/prd/image/image/25167/medium_6ffb8e26-c174-4c4b-b1bd-3da570a5fe64.png) Our Partner [Start Investing](https://money.com/go/e92b49598808?bidid=4018529140&ptid=660892538&ptoken=4430babf1291e1451bcd23e6941fb9ed) ### Secure vault, user-friendly interface, and FDIC insured ![Start Investing](https://s3.consumersadvocate.org/prd/image/image/15529/medium_919a3dd7-f2c3-4ff2-a42d-661bfc3d4aec.png) Our Partner [Start Investing](https://money.com/go/a73e930f2f04?bidid=4018529131&ptid=660892538&ptoken=57626899bba6a60ce5af4cbb56b216b5) ![](https://s3.consumersadvocate.org/prd/image/image/35181/medium_5684f912-7a5b-41aa-9612-d176140b8756.webp) Start investing in crypto with SoFi® [Start Investing](https://money.com/pr/i0cab33ed2c9?ap_referrer=%2Fhow-to-buy-bitcoin-crypto-with-a-debit-card%2F) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "BreadcrumbList", "@id": "https://money.com/how-to-buy-bitcoin-crypto-with-a-debit-card/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://money.com" }, { "@type": "ListItem", "position": 2, "name": "Investing", "item": "https://money.com/investing/" }, { "@type": "ListItem", "position": 3, "name": "Cryptocurrency", "item": "https://money.com/cryptocurrency/" }, { "@type": "ListItem", "position": 4, "name": "How to Buy Bitcoin and Crypto With a Debit Card" } ] }, { "@type": "WebSite", "@id": "https://money.com/#website", "url": "https://money.com", "name": "Money", "publisher": { "@id": "https://money.com/#organization" } }, { "@type": "WebPage", "@id": "https://money.com/how-to-buy-bitcoin-crypto-with-a-debit-card/#webpage", "url": "https://money.com/how-to-buy-bitcoin-crypto-with-a-debit-card/", "name": "How to Buy Bitcoin and Crypto With a Debit Card", "isPartOf": { "@id": "https://money.com/#website" }, "datePublished": "2025-06-02T19:08:45.000Z", "mainEntity": { "@id": "https://money.com/how-to-buy-bitcoin-crypto-with-a-debit-card/" }, "inLanguage": "en-US", "breadcrumb": { "@id": "https://money.com/how-to-buy-bitcoin-crypto-with-a-debit-card/#breadcrumb" }, "dateModified": "2026-08-06T19:35:25.000Z" }, { "@type": "Article", "headline": "How to Buy Bitcoin and Crypto With a Debit Card", "articleSection": "Investing", "image": [ { "@type": "ImageObject", "url": "https://img.money.com/2025/05/Crypto-Debit-Card.jpg?quality=85", "width": 2880, "height": 1920 } ], "author": [ { "@type": "Person", "name": "Marc Guberti", "url": "https://money.com/author/marc-guberti/", "@id": "https://money.com/author/marc-guberti/#author", "description": "Marc Guberti is a personal finance writer who hosts Breakthrough Success, a podcast where he teaches listeners how to grow their businesses and achieve personal transformations.", "worksFor": { "@id": "https://money.com/#organization" } } ], "publisher": "https://money.com/#organization", "datePublished": "2025-06-02T19:08:45.000Z", "description": "If you want to buy crypto or bitcoin with a debit card, follow these steps to get started.", "abstract": "If you want to buy crypto or bitcoin with a debit card, follow these steps to get started.", "@id": "https://money.com/how-to-buy-bitcoin-crypto-with-a-debit-card/", "inLanguage": "en-US", "dateModified": "2026-08-06T19:35:25.000Z", "editor": [ { "@type": "Person", "name": "Jordan Chussler", "url": "https://money.com/author/jordan-chussler/", "@id": "https://money.com/author/jordan-chussler/#author", "description": "Jordan is an investment editor and CPFC who specializes in traditional equities, gold and other precious metals, retirement savings and income investing. 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