---
title: Loans
description: Whether you're a parent figuring out how to pay for your kid's college or an entrepreneur looking into a small business loan, we'll guide you through every option there is.
top_level: true
subcategories: 10
total_pages: 17
canonical: https://money.com/loans/
language: en
type: CollectionPage
source: category-blades
---

# Loans

Whether you're a parent figuring out how to pay for your kid's college or an entrepreneur looking into a small business loan, we'll guide you through every option out there is.

## Browse Loans

- [Student Loans](https://money.com/student-loans-category/)
- [Personal Loans](https://money.com/personal-loans/)
- [Auto Loans](https://money.com/auto-loans/)
- [Mortgages](https://money.com/mortgages/)
- [Home Equity Loans](https://money.com/home-equity-loans/)
- [Mortgage Refinance](https://money.com/mortgage-refinance/)

## Student Loans

Learn how to manage your student loan debt — and find the best lender for your budget — with Money's expert guides.

- [7 Best Private Student Loans of September 2026](https://money.com/student-loans/) — Student Loans · 20 min read
- [Student Loan Interest Rates for September 2026](https://money.com/student-loan-interest-rates/) — Student Loans · 10 min read
- [Best Parent Loans for College: Parent PLUS vs. Private Loans](https://money.com/best-parent-loans-for-college-parent-plus-and-private/) — Student Loans · 14 min read
- [This New Student Loan Discount Cuts Your Interest Rate by 1%](https://money.com/student-loan-autopay-discount/) — Student Loans · 6 min read
- [New Student Loan Repayment Plan Launches Next Month. Here's What Borrowers Can Expect](https://money.com/repayment-assistance-plan-student-loans-guide/) — Student Loans · 10 min read
- [The Rules for Grad School Loans Are About to Change. Here's What Borrowers Need to Know](https://money.com/graduate-school-student-loan-changes/) — Student Loans · 7 min read
- [Student Loans Will Look Different Starting Next Month. Here Are 5 Big Changes to Watch](https://money.com/student-loan-changes-obbba-2026/) — Student Loans · 8 min read
- [9 Essential Steps to Take Before Choosing a Private Student Loan](https://money.com/private-student-loans-tips/) — Student Loans · 15 min read
- [Taking Out a Federal Student Loan Will Get More Expensive Next Year](https://money.com/federal-student-loan-interest-rates-increase-2026/) — Student Loans · 4 min read

[View All Student Loans](https://money.com/student-loans-category/)

## Personal Loans

Need help finding a personal loan that's tailored to your needs? We’ve got the rundown on which lenders offer the most competitive rates, how to read the fine print on loan term agreements and what to consider before you take the plunge.

- [Best Personal Loans of September 2026](https://money.com/best-personal-loans/) — Personal Loans · 20 min read
- [Most States Ban Predatory Loans. Lenders Are Using This Loophole to Charge 150% APRs Anyway](https://money.com/rent-a-bank-loophole-loan-aprs/) — Personal Loans · 14 min read
- [Too Many Personal Loan Borrowers Skip This Money-Saving Step](https://money.com/personal-loan-rate-comparison-savings/) — Personal Loans · 11 min read
- [More Americans Than Ever Are Relying on Personal Loans. Here's What You Need to Know](https://money.com/personal-loans-record-high-2026/) — Personal Loans · 4 min read
- [How to Prequalify for a Personal Loan](https://money.com/how-to-prequalify-for-a-personal-loan/) — Personal Loans · 7 min read
- [How to Get a Personal Loan With a Cosigner](https://money.com/how-to-get-a-personal-loan-with-a-cosigner/) — Personal Loans · 8 min read
- [How To Get a Personal Loan in 6 Steps](https://money.com/get-a-personal-loan/) — Personal Loans · 9 min read
- [What Are Home Improvement Loans and How Do They Work?](https://money.com/what-are-home-improvement-loans/) — Personal Loans · 15 min read
- [7 Best Home Improvement Loans](https://money.com/best-home-improvement-loans/) — Personal Loans · 30 min read

[View All Personal Loans](https://money.com/personal-loans/)

## Auto Loans

Here's everything you need to know about financing a vehicle.

- [8 Best Car Loan Rates](https://money.com/best-auto-loan-rates/) — Auto Loans · 26 min read
- [5 Best Auto Refinance Companies of September 2026](https://money.com/best-auto-refinance/) — Auto Loans · 22 min read
- [More Americans Than Ever Are Stuck With $1,000-Plus Car Payments](https://money.com/new-used-car-payments-1000-month/) — Auto Loans · 4 min read
- [Late Car Payments Are Piling Up at Record Levels as More Drivers Face Delinquency](https://money.com/car-loan-delinquencies-record-high/) — Auto Loans · 4 min read
- [Trump Wants to Give Americans With Car Loans a New Tax Break. Here's How It'd Work](https://money.com/car-loan-interest-tax-deductible-trump/) — Auto Loans · 8 min read
- [Used Car Prices Are Falling So Much They’re Driving Down Inflation](https://money.com/used-car-prices-driving-down-inflation/) — Vehicles · 4 min read
- [5 Tips to Lower Your Car Payment as Average Costs Reach a Record High](https://money.com/car-payment-record-high-save-money/) — Vehicles · 5 min read
- [Summer Car-Buying Guide: 3 Tips to Get the Vehicle You Want at the Best Price](https://money.com/summer-car-buying-guide-2024/) — Vehicles · 9 min read
- [Car Buyers Are Taking out Smaller Loans, but Monthly Payments Are Still Higher](https://money.com/car-loans-smaller-monthly-payments-higher/) — Vehicles · 3 min read

[View All Auto Loans](https://money.com/auto-loans/)

## Mortgages

The path to homeownership can be daunting, but our expert-approved resources are here to help. Whether you're considering a conventional mortgage, a refinance, an FHA loan or otherwise, we'll guide you through the ins and outs of each option.

- [What Is Mortgage Underwriting?](https://money.com/what-is-mortgage-underwriting/) — Mortgages · 7 min read
- [What Is an Assumable Mortgage?](https://money.com/what-is-an-assumable-mortgage/) — Mortgages · 9 min read
- [VA Loan vs Conventional Home Loans](https://money.com/va-loan-vs-conventional-loans/) — Mortgages · 13 min read
- [What Are Subprime Mortgages?](https://money.com/what-are-subprime-mortgages/) — Mortgages · 11 min read
- [What Is a Mortgage Bond: A Primer](https://money.com/what-is-a-mortgage-bond/) — Mortgages · 8 min read
- [What Is a Buydown Mortgage?](https://money.com/what-is-a-buydown-mortgage/) — Mortgages · 12 min read
- [Collateralized Mortgage Obligations (CMO) Explained](https://money.com/what-are-collateralized-mortgage-obligations/) — Mortgages · 14 min read
- [What Is a Balloon Mortgage?](https://money.com/what-is-a-balloon-mortgage/) — Mortgages · 13 min read
- [Rejection Rates for Credit Cards, Auto Loans and More Hit Historically High Levels](https://money.com/credit-card-rejection-rates-high/) — Credit Cards · 4 min read

[View All Mortgages](https://money.com/mortgages/)

## Home Equity Loans

Delve into the mechanics of home equity, HELOC and cash out refinance loans and learn how to shop around for a lender.

- [5 Best No-Appraisal Home Equity Loan Lenders of September 2026](https://money.com/best-no-appraisal-home-equity-loans/) — Home Equity Loans · 15 min read
- [10 Best Home Equity Loans of September 2026](https://money.com/best-home-equity-loans/) — Home Equity Loans · 18 min read
- [5 Best Home Equity Sharing Companies of September 2026](https://money.com/best-home-equity-sharing-companies/) — Home Equity Loans · 18 min read
- [What Is a Home Equity Agreement?](https://money.com/what-is-a-home-equity-agreement/) — Home Equity Loans · 22 min read
- [What Is a Home Equity Loan?](https://money.com/what-is-a-home-equity-loan/) — Home Equity Loans · 26 min read
- [How to Get a Home Equity Loan With Bad Credit](https://money.com/how-to-get-a-home-equity-loan-with-bad-credit/) — Home Equity Loans · 20 min read
- [What Is a Second Mortgage?](https://money.com/what-is-a-second-mortgage/) — HELOC · 14 min read
- [HELOC vs. Home Equity Loan: Compare Benefits, Interest Rates and More](https://money.com/heloc-vs-home-equity-loan/) — Home Equity Loans · 13 min read
- [How Much Equity Can I Borrow From My Home?](https://money.com/how-much-equity-can-i-borrow-from-my-home/) — Home Equity Loans · 9 min read

[View All Home Equity Loans](https://money.com/home-equity-loans/)

## Mortgage refinance

Interest rates are constantly fluctuating, making the decision to refinance your mortgage a bit of a balancing act. Here's how to navigate the current rate environment and make the best choice for your budget.

- [6 Best Mortgage Refinance Companies of September 2026](https://money.com/best-mortgage-refinance/) — Mortgage Refinance · 17 min read
- [Refi.com Mortgage Refinance Review](https://money.com/refi-com-mortgage-refinance-review/) — Mortgage Refinance · 11 min read
- [How Much Does It Cost to Refinance a Mortgage?](https://money.com/how-much-does-it-cost-to-refinance-mortgage/) — Mortgage Refinance · 8 min read
- [Homeowners Are Refinancing Again as Rates Dip. Should You?](https://money.com/mortgage-rates-dip-homeowners-refinancing/) — Mortgage Refinance · 5 min read
- [Buying Mortgage Points Can Lower Your House Payments. But What the Heck Are They?](https://money.com/mortgage-discount-points-refinance/) — Mortgage Refinance · 8 min read
- [Is Now a Good Time to Refinance Your Mortgage?](https://money.com/is-now-a-good-time-to-refinance/) — Mortgage Refinance · 13 min read
- [Mortgage Refi Calculator](https://money.com/mortgage-refinance-calculator/) — Mortgage Refinance · 10 min read
- [Can I Use My 401(k) To Buy a House?](https://money.com/use-401k-to-buy-a-house/) — Mortgage Refinance · 13 min read
- [How Much Does an Appraisal Cost?](https://money.com/how-much-does-an-appraisal-cost/) — Mortgage Refinance · 6 min read

[View All Mortgage refinance](https://money.com/mortgage-refinance/)

## Student loan refinance

From exploring all your options to choosing the right lender, here's everything you need to know about refinancing your student loans.

- [Best Student Loan Refinance Companies of September 2026](https://money.com/best-student-loan-refinance/) — Student Loan Refinance · 20 min read
- [5 Tips to Get the Lowest Interest Rate When Refinancing Your Student Loans](https://money.com/refinance-student-loans-interest-rate-tips/) — Student Loan Refinance · 7 min read
- [As Interest Rates Dip, Is Now a Good Time to Refinance Student Loans?](https://money.com/interest-rate-cuts-refinance-student-loans/) — Student Loan Refinance · 7 min read
- [How to Refinance Student Loans in 9 Steps](https://money.com/how-to-refinance-student-loans/) — Student Loan Refinance · 15 min read
- [Should You Refinance Federal Student Loans Now That Payments Are Back?](https://money.com/refinance-federal-student-loans-payments-restart/) — Student Loan Refinance · 8 min read
- [How Refinancing Student Loans Saves Money](https://money.com/how-refinancing-student-loans-saves-money/) — Student Loan Refinance · 10 min read
- [A Guide to Credit Scores and Student Loan Refinance](https://money.com/guide-to-credit-scores-and-student-loan-refinance/) — Student Loan Refinance · 11 min read
- [Should I Refinance My Student Loans?](https://money.com/should-i-refinance-my-student-loans/) — Student Loan Refinance · 16 min read
- [Should You Refinance Your Student Loans Before Federal Payments Restart?](https://money.com/refinance-student-loans-forbearance-ends/) — Student Loan Refinance · 8 min read

[View All Student loan refinance](https://money.com/student-loan-refinance/)

## Auto Refinance

Simplify your car payment, compare top lenders and learn how to snag a great deal with Money's guides to refinancing.

- [Does Refinancing a Car Hurt Your Credit?](https://money.com/does-refinancing-your-car-hurt-your-credit/) — Auto Refinance · 14 min read
- [How to Refinance a Car](https://money.com/how-to-refinance-a-car/) — Auto Refinance · 14 min read

[View All Auto Refinance](https://money.com/auto-refinance/)

## Cash-out refinance

- [8 Best Cash-Out Refinance Lenders of September 2026](https://money.com/best-cash-out-refinance-lenders/) — Cash-Out Refinance · 21 min read
- [HELOC vs. Cash-Out Refi](https://money.com/heloc-vs-cash-out-refi/) — HELOC · 15 min read
- [What is Cash-Out Refinance?](https://money.com/cash-out-refinance-guide/) — Cash-Out Refinance · 13 min read

[View All Cash-out refinance](https://money.com/cash-out-refinance/)

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## Explore More on Loans

- [Auto Loans](https://money.com/auto-loans/)
- [Auto Refinance](https://money.com/auto-refinance/)
- [Bad Credit Loans](https://money.com/bad-credit-loans/)
- [HELOC](https://money.com/heloc/)
- [Investment Property Loans](https://money.com/investment-property-loans/)
- [Peer-to-Peer Loans](https://money.com/peer-to-peer-loans/)
- [Personal Loans](https://money.com/personal-loans/)
- [Small Business Loans](https://money.com/small-business-loans/)
- [Student Loan Refinance](https://money.com/student-loan-refinance/)
- [Student Loans](https://money.com/student-loans-category/)
- [Mortgages](https://money.com/mortgages/)
- [Home Equity Loans](https://money.com/home-equity-loans/)
- [Mortgage Refinance](https://money.com/mortgage-refinance/)