---
title: 'More Money Monday roundup: Mutual fund pitfalls &amp; holiday tipping guidance'
description: 'Personal finance from around the Web on Monday: Charity begins at...eBay? As Christmas approaches, the auction site contains a growing number of listings that aren''t&hellip;'
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published: '2009-12-14T21:13:57.000Z'
modified: '2009-12-14T21:13:57.000Z'
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![More Money Monday roundup: Mutual fund pitfalls &amp; holiday tipping guidance](https://money.com/img/logo-social.png)

Personal finance from around the Web on Monday:

-   Charity begins at...eBay? As Christmas approaches, the auction site contains a growing number of listings that aren't selling anything, but instead are [asking people to donate money to families in need](http://redtape.msnbc.com/2009/12/sign-of-the-times-ebay-holiday-panhandling.html). It's unclear how many of these requests are authentic and how many are simply scams. \[The Red Tape Chronicles\]

-   A loophole in the Senate health care bill would permit insurers to put [annual limits on the money they pay for costly illnesses](http://news.yahoo.com/s/ap/20091211/ap_on_bi_ge/us_health_overhaul_senate_loophole). Patient advocates say this provision will gut a major consumer protection the bill is supposed to put in place. \[Associated Press\]

-   The House of Representatives has passed a bill tightening regulation of the financial services industry. But it's very possible that [some of its major features will be loosened up](http://economistsview.typepad.com/economistsview/2009/12/house-passes-bill-on-financial-regulation.html) as the bill makes its way through Congress. \[Economist's View\]

-   A star portfolio manager's departure from TCW Group highlights some [major pitfalls of mutual fund investing](http://moneywatch.bnet.com/investing/blog/fund-watch/hidden-risks-exposed-in-gundlachs-departure-from-tcw-group/338/). Chief among them: A fund company's interests can diverge markedly from those of the investors in the company's funds. \[Mutual Fund Insider\]

-   Not sure whom to tip this holiday season, or how much? Consult [these guidelines from Emily Post](http://www.fivecentnickel.com/2009/12/14/who-and-how-much-to-tip-during-the-holidays/). \[fivecentnickel.com\]

*Follow More Money on Twitter at [http://twitter.com/moremoneyblog](http://twitter.com/moremoneyblog)*.

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