---
title: Mortgage Refinance
description: Interest rates are constantly fluctuating, making the decision to refinance your mortgage a bit of a balancing act. Here's how to navigate the current rate environment and make the best choice for your budget.
section: Mortgages
parent: https://money.com/mortgages/
page: 4
total_pages: 5
canonical: https://money.com/mortgage-refinance/?page=4
language: en
type: CollectionPage
source: category-blades
---

# Mortgage Refinance

Interest rates are constantly fluctuating, making the decision to refinance your mortgage a bit of a balancing act. Here's how to navigate the current rate environment and make the best choice for your budget.

[View All Mortgages Categories](https://money.com/mortgages/)

## Featured

- [6 Best Mortgage Refinance Companies of October 2026](https://money.com/best-mortgage-refinance/) — Mortgage Refinance · 17 min read

## All Mortgage Refinance Articles

- [7 Things to Do Now if You Want to Refinance Your Mortgage in 2021](https://money.com/mortgage-refinance-lowest-rates-january-2021/) — Mortgage Refinance · 15 min read
- [A Controversial New Fee Adds an Extra $1,400 to the Average Mortgage Refinance](https://money.com/new-mortgage-refinance-fee-for-2021/) — Mortgage Refinance · 5 min read
- [Procrastinators, It's Not Too Late to Refinance Your Mortgage and Save Thousands](https://money.com/mortgage-refinance-fall-pandemic-lowest-rates/) — Mortgage Refinance · 7 min read
- [A ‘Middle Finger’ to Struggling Families: How a New Fee Is About to Make Refinancing Your Mortgage a Lot More Expensive](https://money.com/mortgage-refinance-fee-fannie-freddie/) — Mortgage Refinance · 6 min read
- [It's Becoming Harder to Refinance Your Mortgage. Here's What Lenders Say Will Get You Approved](https://money.com/mortgage-refi-credit-score/) — Mortgage Refinance · 5 min read
- [Mortgage Refinance Rates Are Near Record Lows — But Some Borrowers Face Hurdles](https://money.com/fha-mortgage-refinance/) — Mortgage Refinance · 6 min read
- [30-Year Mortgage Rates Are Back Near Record Lows — For Some Borrowers](https://money.com/mortgage-refinance-rates/) — Mortgage Refinance · 5 min read
- [Here's a Fast (And Overlooked) Way to Refinance Your Mortgage](https://money.com/heres-a-fast-and-overlooked-way-to-refinance-your-mortgage/) — Mortgage Refinance · 7 min read
- [The Overlooked Mortgage Refinance Move That Could Save You Thousands](https://money.com/mortgage-refinance-15-year/) — Mortgage Refinance · 5 min read
- [Mortgage Rates Just Spiked. Is It Still a Good Time to Refinance?](https://money.com/mortgage-rates-refinance-or-wait/) — Mortgage Refinance · 19 min read
- [Mortgage Rates Are Near Record Lows. Here's How to Figure Out If You Should Refinance](https://money.com/best-time-refinance-mortgage/) — Mortgage Refinance · 8 min read
- [Record Low Mortgage Rates Give Millennial Homeowners Much-Needed Breathing Room](https://money.com/millennial-mortgage-refinance/) — Mortgage Refinance · 8 min read
- [Mortgage Rates Just Hit an All-Time Low. Nearly 22 Million Homeowners Could Benefit](https://money.com/best-mortgage-refi-opportunity/) — Mortgage Rates · 5 min read
- [Mortgage Rates Have Hit Historic Lows. Here's How to Decide If You Should Refinance](https://money.com/mortgage-rates-refinance-options/) — Mortgage Rates · 4 min read
- [Why Right Now Is the Best Time to Refinance Your Mortgage, According to David Bach](https://money.com/mortgage-refinance-tips-david-bach/) — Mortgage Refinance · 6 min read
- [Should You Refinance to a 15-Year Mortgage?](https://money.com/refinance-mortgage-15-year/) — Mortgage Refinance · 3 min read
- [Why You Should Think About Refinancing Your Mortgage (Again)](https://money.com/refinance-mortgages-rates-low/) — Mortgage Refinance · 4 min read
- [Yes, Refinance Your Mortgage Now](https://money.com/refinance-mortgage-low-rates/) — Mortgage Refinance · 4 min read
- [When It Makes Sense to Refinance Your Mortgage](https://money.com/when-refinance-mortgage/) — Mortgage Refinance · 5 min read
- [If You Still Haven't Refinanced, Now's a Good Time (Again)](https://money.com/mortgage-refinance-low-rates/) — Mortgage Refinance · 5 min read

_Page 4 of 5._

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## Explore More on Mortgages

- [Adjustable-Rate Mortgage](https://money.com/adjustable-rate-mortgage/)
- [Calculators](https://money.com/calculators/)
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- [Closing Costs](https://money.com/closing-costs/)
- [FHA Loans](https://money.com/fha-loans/)
- [First-Time Home Buyers](https://money.com/first-time-home-buyers/)
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