By Ellen Stark
March 30, 2016

Obamacare is bringing another change this year: New tax forms in your mailbox. Here’s what to make of the information you may be getting.

As of last year, anyone who buys health insurance through an online marketplace, such as, will get a Form 1095-A.

This is a crucial document. You’ll need this information to claim or confirm the premium tax credit that helps some Americans offset the cost of insurance. If you ended up earning more than your expected last year, you’ll need this form to calculate how much of your subsidy you have to pay back.

What’s new this year is that your insurance company or employer will send you a Form 1095-B or 1095-C. Some Medicare recipients will also get one too.

Read More: How Obamacare Makes Tax Filing Trickier

These forms spell out what health insurance you had in 2015, or what policy you were offered and declined. But you don’t need one to file your tax return. You just check a box confirming that you had coverage.

In fact, the IRS is asking taxpayers not to attach the forms to their return. But do file it away with the rest of your tax records.

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