---
title: Personal Finance
description: 'This is our bread and butter: Money has decades of experience reporting on everything related to personal finance. Whether you''re seeking budgeting tips, advice for saving money or ways to pay off debt, we''ve got you covered.'
top_level: true
subcategories: 22
total_pages: 48
canonical: https://money.com/personal-finance/
language: en
type: CollectionPage
source: category-blades
---

# Personal Finance

This is our bread and butter: Money has decades of experience reporting on everything related to personal finance. Whether you're seeking budgeting tips, advice for saving money or ways to pay off debt, we've got you covered.

## Browse Personal Finance

- [Budgeting](https://money.com/budgeting/)
- [Debt Management](https://money.com/debt-management/)
- [Estate Planning](https://money.com/estate-planning/)
- [Financial Planning](https://money.com/financial-planning/)
- [Making Money](https://money.com/making-money/)
- [Saving Money](https://money.com/saving-money/)
- [529 Plan](https://money.com/529-plan/)
- [Asset Allocation](https://money.com/asset-allocation/)

## Dollar Scholar

- [Here's the One Thing You Should Never Say to a Debt Collector](https://money.com/how-to-deal-with-debt-collector/) — Debt Management · 7 min read
- [The True Cost of Owning a Car Is Probably Higher Than You Think](https://money.com/hidden-costs-of-buying-car/) — Dollar Scholar · 7 min read
- [The Most Annoying Number on Your Credit Card Might Be the Most Important](https://money.com/dollar-scholar-cvv-codes/) — Dollar Scholar · 6 min read
- [Kevin Warsh Is the New Head of the Fed. Here's Why This Matters for Your Money](https://money.com/new-fed-chair-kevin-warsh/) — Federal Reserve · 4 min read
- [If You're Planning to Travel This Summer, You Should Buy Flights Right Now](https://money.com/summer-airfare-prices-jet-fuel/) — Dollar Scholar · 7 min read

## Budgeting

- [Your Money Needs a Midyear Tune-up. Start Here](https://money.com/midyear-money-checkup-2026/) — Budgeting · 5 min read
- [Most Pet Owners Spend Over $4,000 a Year. Here’s Where the Money Goes](https://money.com/cost-of-owning-a-pet-4000-a-year-breakdown/) — Budgeting · 6 min read
- [Peer Pressure Is Making You Broke. Here Are 7 Ways to Set Smarter Money Boundaries](https://money.com/social-spending-tips/) — Budgeting · 10 min read
- [6 Game-Changing Money Resolutions That Actually Work](https://money.com/new-year-money-resolutions-that-work/) — Budgeting · 5 min read
- [Budgeting Apps Are Getting Smarter. Here’s How to Find One You’ll Actually Use](https://money.com/budgeting-apps-that-stand-out/) — Budgeting · 5 min read
- [Want to Cut Costs in Retirement? Here Are 8 Ways to Lower Your Expenses](https://money.com/how-to-lower-your-expenses-in-retirement/) — Budgeting · 13 min read
- [How to Prioritize Your Bills in a Financial Crunch](https://money.com/which-bills-to-pay-in-a-crunch/) — Budgeting · 11 min read
- [4 Tips to Plan (and Budget) for Unexpected Home Repairs](https://money.com/how-to-budget-for-home-repairs/) — Budgeting · 8 min read
- ['Loud Budgeting' Is the First Viral Money Trend of 2024 — but Does It Work?](https://money.com/what-is-loud-budgeting/) — Budgeting · 5 min read
- [Why 'Girl Math' Can Actually Make a Lot of Sense for Your Money](https://money.com/girl-math-money/) — Budgeting · 6 min read
- [Budgeting 101: How to Budget Money](https://money.com/budgeting-101-how-to-budget-money/) — Budgeting · 15 min read
- [How to Create a Personal Budget](https://money.com/how-to-create-a-personal-budget/) — Budgeting · 15 min read
- [3 Moves to Make if You're Retiring in 2023](https://money.com/retiring-in-2023/) — 401(k) · 6 min read
- [How to Budget for a New Dog](https://money.com/how-to-budget-for-new-dog/) — Budgeting · 16 min read
- [Money Classic: Don't Blow Your Budget on an Expensive Encyclopedia (1973)](https://money.com/money-classic-encyclopedia/) — Student Life · 5 min read
- [5 Lessons About Money (and Life) From the Budgetnista, the Financial Educator America Needs Right Now](https://money.com/the-budgetnista-tiffany-aliche-interview-profile/) — Budgeting · 14 min read
- [6 Moves to Make Right Now If You've Taken a Pay Cut](https://money.com/lower-salary-budget-help/) — Salaries and Wages · 10 min read
- [Is Now the Perfect Time to Take the Budgeting App Plunge?](https://money.com/pay-for-budgeting-app-subscription/) — Budgeting · 5 min read
- [From Nursing Bras to Chinese Takeout, Here Were My Biggest Expenses as a New Mom](https://money.com/how-to-budget-for-baby/) — Budgeting · 8 min read
- [Is My $1,000 iPhone a ‘Want’ or a ‘Need’? My 24 Hour Quest to Find Out](https://money.com/technology-budget-needs-vs-wants/) — Budgeting · 10 min read

## Money Management

- [Workers Want Help Managing Their Money. Should Employers Step In?](https://money.com/employees-want-financial-help-at-work/) — Money Management · 5 min read
- [How Mental Health, Birth Order and Even Movies Can Shape Your Money Habits](https://money.com/factors-influence-money-habits/) — Money Management · 5 min read
- [4 in 10 Americans Think AI Could Help Them Manage Their Money](https://money.com/ai-could-help-manage-money/) — Money Management · 5 min read
- [6 Best Buy Now, Pay Later Apps](https://money.com/best-buy-now-pay-later-apps/) — Money Management · 24 min read
- [Millennials and Gen Zers Are Losing Sleep Due to Financial Anxiety](https://money.com/millennials-genz-financial-anxiety/) — Money Management · 5 min read

_Page 1 of 48._

[Next](https://money.com/personal-finance.md?page=2) · [Last](https://money.com/personal-finance.md?page=48)

> **Disclaimer:** Bills.com, LLC d/b/a Freedom Financial Net (NMLS ID #138464), does not take applications, make credit decisions, offer, originate or make loans, negotiate loan terms, or offer or provide debt settlement services or other debt solutions. Nor do we collect any fees or other compensation from consumers. Loans and other debt solutions are offered by lenders and providers of other services and products, which may include either unaffiliated or affiliated entities, and are not available in all states.
>
> Personal loans are available through our affiliate Achieve Personal Loans (NMLS ID #227977), and are originated by Cross River Bank, a New Jersey state chartered commercial bank, Equal Housing Lender. All loan and rate terms are subject to state law requirements and eligibility requirements including but not limited to, credit score, usage and history, debt-to-income ratio, loan amount, and loan term. Loans are not available to residents of all states. Minimum loan amounts vary due to state-specific legal restrictions.
>
> Home loans are available through our affiliate Achieve Loans (NMLS ID #1810501). All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Terms and conditions apply. Loans are not available to residents of all states and available loan terms may vary by state where offered.
>
> Other debt solutions are available through our affiliate Freedom Debt Relief, LLC (NMLS ID # 1248929). Freedom Debt Relief does not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Its service is not available in all states, including New Jersey, and its fees may vary from state to state.