--- title: Your Social Life Is Probably More Important to You Than Paying the Bills description: When strapped for cash, Americans would delay paying important bills rather than give up going out with friends or ordering takeout. authors: - name: Megan Leonhardt url: https://money.com/author/megan-leonhardt/ at_money_since: 2016 articles: 204 covers: - Personal Finance - Banking - Business - Career Advice - Credit - Credit Cards - Economy and Politics - Education - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Retirement - Shopping - Taxes - Technology social: - https://x.com/Megan_Leonhardt former_staff: true published: '2016-08-22T13:44:48.000Z' modified: '2024-05-16T11:35:10.000Z' section: Personal Finance tags: - Baby Boomers - Leisure - Millennials - pubdesk - restaurants - Saving - Utilities word_count: 310 canonical: https://money.com/paycheck-social-life-paying-bills/ type: Article source: structured-blocks --- > **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![Paying bill](https://img.money.com/2016/08/gettyimages-145670255.jpg) When strapped for cash, about half of Americans would delay paying important bills rather than give up going out with friends or ordering takeout. More people (almost 50%) would miss payment on bills rather than modify their social life (almost 40%) if their next paycheck was delayed, according to a [new survey by Hyperwallet](http://www.hyperwallet.com/paydayreport/). At the same time, over half of 2,000 people surveyed are working two or more jobs, and most say they're doing so in order to save more money. It looks like the extra money being earned isn't going toward the essentials, but rather toward maintaining an enjoyable lifestyle. “Regardless of age or education level, more workers said a delayed paycheck would cause them to skip payment on important bills than modify their social life,” says Brent Warrington, Hyperwallet's CEO. Somewhat surprisingly, older workers are more likely than the young to feel more comfortable delaying payment on their bills. Over 51% of Baby Boomers and 56% of Gen Xers surveyed said they more likely to skip things like utility bills if their paychecks were delayed, compared to 47% of millennials. Other parts of the survey give an indication about how many Americans are living paycheck to paycheck. Three out of four people reported that a delayed paycheck would cause serious problems. And about a third of those surveyed said they feel anxious leading up to their next paycheck, even though many are picking up extra work. ***Read Next:* It’s the Millennials’ Fault You Can’t Take a Vacation** Among millennials, particularly men, the #1 reason to work more is to save more money, which Warrington says makes sense as they look forward to their future. But the survey found that as people get older, working two jobs is simply about making ends meet. 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