---
title: 'WATCH: Tips From the Pros: The Secret to Financial Success'
description: Wealth management advisers share the most important strategy for building up savings.
authors:
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published: '2014-06-19T10:00:04.000Z'
modified: '2020-07-07T10:29:49.000Z'
section: Personal Finance
tags:
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type: Article
source: structured-blocks
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> **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/).

![spending gap drawing1](https://img.money.com/2014/06/spending-gap-drawing1.png?crop=3px%2C0px%2C1276px%2C718px&quality=85)

*In this series of* [Tips from the Pros](https://money.com/topic/tips-from-the-pros/), *Money taps the collective wisdom of expert financial planners.*

The secret to financial success lies in how much money you spend and how much money you save over the course of your career. If you budget properly and live within or below your actual means, you will see a positive cash flow that will allow you to determine what you can afford so that you don't reach to high and fall. A positive cash flow will allow you to build your assets so that you can live comfortably later on.

Featured Advisers:

Erika Safran [Safran Wealth Advisors](http://www.safranwealthadvisors.com)

Benjamin Sullivan [Palisades Hudson Financial Group](http://www.palisadeshudson.com)

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