What's the Difference Between Swiping My Card as Debit or Credit?

INDIA - JUNE 09: Credit Card in a ladies purse (Photo by Vivan Mehra/The India Today Group/Getty Images)
The India Today Group—India Today Group/Getty Images
We all hear that same question at the register when using plastic to pay for goods and services: Credit or debit? But does it matter which option you choose? As this Coinage video explains, there are many differences between what happens when you choose one or the other - but being informed as to where the money is coming from is the most important aspect to consider.