---
title: The Best Ways to Protect Your Online Bank Account
description: Almost everyone does banking transactions from their phone or laptop, but is it safe?
authors:
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published: '2017-03-30T18:43:45.000Z'
modified: '2024-04-17T05:32:45.000Z'
section: Banking
tags:
  - Money
  - online banking
  - video
word_count: 142
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> **Disclosure:** We may earn a fee if you click on the links below. Compensation does not determine ranking. Not all brands are included. [Learn more](https://money.com/page/disclaimer/).

![The Best Ways to Protect Your Online Bank Account](https://img.money.com/2017/03/gettyimages-603705405.jpg)

Using a bank online can be more convenient and can sometimes [save](https://money.com/is-it-safe-to-use-an-online-bank/) you money.

But is using an online bank safe?

For the most part, the answer is yes. But it’s up to users to take extra steps to make sure their accounts are secure.

That includes enacting two-factor authentication on devices so it would take more than someone using your password to enter another person’s accounts. Additionally, users should not use free WiFi to log into and check their accounts.

Another tip: check to see if the online bank has a [FDIC seal](https://www.fdic.gov/bank/individual/online/safe.html). That will ensure up to $250,000 is protected if the bank goes under.

And finally, this may seem obvious, but delete any suspicious emails from the banking asking to change the password. Those emails are often scams.

Watch the video above for more tips on online banking safety.

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