The purpose of this disclosure is to explain how we make money without charging you for our content.
Our mission is to help people at any stage of life make smart financial decisions through research, reporting, reviews, recommendations, and tools.
Earning your trust is essential to our success, and we believe transparency is critical to creating that trust. To that end, you should know that many or all of the companies featured here are partners who advertise with us.
Our content is free because our partners pay us a referral fee if you click on links or call any of the phone numbers on our site. If you choose to interact with the content on our site, we will likely receive compensation. If you don't, we will not be compensated. Ultimately the choice is yours.
Opinions are our own and our editors and staff writers are instructed to maintain editorial integrity, but compensation along with in-depth research will determine where, how, and in what order they appear on the page.
To find out more about our editorial process and how we make money, click here.
It’s that time of year again — time to pick the health insurance plan you’ll rely on for the next 12 months. People who need an Obamacare plan can start shopping on November 1; workers who get health insurance from their employers often hear from HR around this time.
For most people, open enrollment inspires a lot of questions — not least of all, what is open enrollment anyway? How much time do you have to decide on a plan? What’s a deductible? What’s a co-pay? What’s the best way to compare plans? And once you have a plan, which doctors can you see? To cut through the confusion, Money reporters Taylor Tepper and Kara Brandeisky explain it all.