On the campaign trail and in his address to Congress on Feb. 28, President Donald Trump proposed allowing Americans to buy health insurance across state lines. Giving consumers such “freedom” would increase competition, lower costs and improve care as part of the GOP’s overhaul of Obamacare, Trump told Congress. Sounds like a no-brainer, right?
Not so fast, experts say. Like other promises Republicans have made about health care reform, selling insurance across lines sounds good in theory but in practice won’t live up to the hype.
In the video below, Kaiser Health News’ Julie Rovner and Francis Ying explain why selling insurance across lines will weaken consumer protections for all and raise prices for some. The biggest surprise of all? The Affordable Care Act, also known as Obamacare, already allows interstate sales of insurance if the states involved can agree on the rules.