--- title: Warren Buffett on Market Volatility — and 3 Ways You Can Take Advantage description: If you’re one of those people who get spooked by the ups and downs of the market, here are three money moves for keeping a clear head. authors: - name: Mike Ayers role: Executive Editor url: https://money.com/author/mike-ayers/ bio: Mike Ayers is the executive editor of Money. Previously, he’s held editorial roles at the Wall Street Journal, Rolling Stone and MTV. education: BA, Sociology, Virginia Tech. Masters of Arts, Sociology, Virginia Tech at_money_since: 2017 articles: 29 covers: - Investing - Career Advice - Credit Cards - Economy and Politics - Health and Wellness - Housing - Insurance - Lifestyle - Money Archives - Mortgages - Personal Finance - Shopping also_seen_in: - The Wall Street Journal - Rolling Stone social: - https://x.com/themikeayers - https://linkedin.com/in/ayersmike published: '2026-09-08T19:11:33.000Z' modified: '2026-09-08T21:00:03.000Z' section: Investing tags: - advertorial word_count: 434 canonical: https://money.com/warren-buffett-on-market-volatility-in-2025-and-3-ways-you-can-take-advantage/ type: Article source: structured-blocks --- > **Disclosure:** This article was made possible through advertising relationships with one or more of the advertisers listed on this page whose products and services we think our readers will find valuable. This article was written by our Ads team and doesn't necessarily reflect the views of Money's editorial team. [Learn more](https://money.com/page/disclaimer/) about how we make money. ![Portrait of Philanthropist Warren Buffett](https://img.money.com/2025/12/Explainer-Expert-Warren-Buffett-Bullish-Gold.jpg) Investing titan Warren Buffett has always been clear on how to invest during times of market volatility. And at the annual Berkshire Hathaway Shareholders Meeting earlier this year, he made his stance clear yet again. “I know people have emotions, but you’ve got to check them at the door when you invest,” [he said](https://www.cnbc.com/2025/05/07/warren-buffett-current-market-volatility-is-nothing.html). If you’re one of those people who get spooked by the ups and downs of the market, here are three money moves for keeping a clear head. ## **Use High-Yield Savings Accounts to Protect Cash and Earn Steady Returns** Whether you’ve got a healthy, growing savings account or are just starting to build, interest rates matter. And for the last several years, high-yield savings accounts have been [spitting off significantly better yields](https://money.com/best-high-yield-savings-accounts/) than those offered by traditional banks. Right now, SoFi is offering up to 4.30% for up to six months, and if you set up direct deposit, you may qualify for a sign-up bonus of up to $300. It’s one of the easiest ways to maximize your cash on hand. [Get started here.](https://money.com/pr/o3a4f32fe650?data-trk-company=sofi-savings-review&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=o3a4f32fe650&encoded_id=) ## **Consider Gold as a Diversification Hedge, Not a Growth Engine** The price of gold has been breaking [records this fall](https://money.com/gold-record-price-ray-dalio-jamie-dimon-investing-advice/), and if you’re looking to jump in, a gold IRA could be a good point of entry. In Money’s analysis of the best gold IRAs earlier this year, we named American Hartford Gold as one of the [best](https://money.com/best-gold-ira-companies/) options around. [Get started here.](https://money.com/pr/u3ef79664b8e?data-trk-company=american-hartford-gold-group-gold-iras-review&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=u3ef79664b8e&encoded_id=) ## **Utilize a HELOC Responsibly to Access Capital** If you’re a homeowner with built-up equity, a home equity line of credit (HELOC) is one option at your disposal. HELOCS are low-cost borrowing vehicles that can be used to pay off high interest debts or invest in low-risk, high-yield vehicles. Money recently named the HELOC from Figure as one of the [best home equity loans](https://money.com/best-home-equity-loans/) on the market: [To qualify,](https://money.com/best-home-equity-loans/#Figure) you’ll need a good credit score (640 minimum), so if that’s you, you’re good to start exploring. Also: approval doesn’t require this to happen in-person, and fixed rates start at 6.40% APR. This is a strategic decision, so think carefully before taking the plunge, and if necessary, talk to a financial advisor to make sure it fits with your long term goals. [Click here to get started with Figure.](https://money.com/pr/u5d29ebff92c?data-trk-company=figure-home-equity-loans-review&data-trk-imp=true&data-trk-pcu-type=direct_link&data-trk-pcu-uuid=u5d29ebff92c&encoded_id=) ## **Just Remember … Avoid the Hype Train** Remember that market hype and chatter may grab headlines, but they can derail your portfolio if you’re not careful. For the sake of your finances, learn to ignore the noise. “The world is not going to adapt to you,” Buffett said. “You’re going to have to adapt to the world.” ```json { "@context": "https://schema.org", "@graph": [ { "@type": "BreadcrumbList", "@id": "https://money.com/warren-buffett-on-market-volatility-in-2025-and-3-ways-you-can-take-advantage/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://money.com" }, { "@type": "ListItem", "position": 2, "name": "Investing", "item": "https://money.com/investing/" }, { "@type": "ListItem", "position": 3, "name": "Gold", "item": "https://money.com/gold/" }, { "@type": "ListItem", "position": 4, "name": "Warren Buffett on Market Volatility — and 3 Ways You Can Take Advantage" } ] }, { "@type": "WebSite", "@id": "https://money.com/#website", "url": "https://money.com", "name": "Money", "publisher": { "@id": "https://money.com/#organization" } }, { "@type": "WebPage", "@id": "https://money.com/warren-buffett-on-market-volatility-in-2025-and-3-ways-you-can-take-advantage/#webpage", "url": "https://money.com/warren-buffett-on-market-volatility-in-2025-and-3-ways-you-can-take-advantage/", "name": "Warren Buffett on Market Volatility — and 3 Ways You Can Take Advantage", "isPartOf": { "@id": "https://money.com/#website" }, "datePublished": "2026-09-08T19:11:33.000Z", "mainEntity": { "@id": "https://money.com/warren-buffett-on-market-volatility-in-2025-and-3-ways-you-can-take-advantage/" }, "inLanguage": "en-US", "breadcrumb": { "@id": "https://money.com/warren-buffett-on-market-volatility-in-2025-and-3-ways-you-can-take-advantage/#breadcrumb" }, "dateModified": "2026-09-08T21:00:03.000Z" }, { "@type": "Article", "headline": "Warren Buffett on Market Volatility — and 3 Ways You Can Take Advantage", "articleSection": "Investing", "image": [ { "@type": "ImageObject", "url": "https://img.money.com/2025/12/Explainer-Expert-Warren-Buffett-Bullish-Gold.jpg", "width": 2700, "height": 1844, "caption": "Explainer-Expert-Warren-Buffett-Bullish-Gold" } ], "author": [ { "@type": "Person", "name": "Mike Ayers", "url": "https://money.com/author/mike-ayers/", "@id": "https://money.com/author/mike-ayers/#author", "description": "Mike Ayers is the executive editor of Money. 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