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Banking is deeply personal: The best option for you might not meet your neighbor’s requirements. A mid-career professional with a full-time job, direct payroll deposits, and substantial savings, for instance, will have different priorities than a frequent traveler who just wants cheap, easy access to cash.

In its annual survey of the largest U.S. banks, Money sought out the lowest fees, highest yields, and best perks—then mapped them against different user preferences. Answer the following questions to determine the best bank for you, or read our complete Best Banks coverage.