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In this series, Tips from the Pros, Money taps the collective wisdom of expert financial planners.

Do you ever worry about the state of Social Security? It turns out that you might not have to spend too much time fretting over whether or not you will be covered. Financial advisers agree that Social Security will be around in the future, though it might look a little different. The amount of money you receive, the kind of benefits it covers, and the age you can actually retire will probably change. Well-off retirees may not be able to totally rely on Social Security to support them in retirement, but some portion will still be there fore everyone.

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