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Best CD Rates

Save and grow your money without incurring risk. If you want your money to work a little harder but aren't sure about investing in stocks or bonds, look into a Certificate of Deposit (CD).

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Earn 3.35% APY* with CIT's No-Penalty CD

Term: 11 months
Min. deposit required: $1,000

* APY as of 9/23/2025

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Earn 4.00% with Barclays' CD

Interest compounds daily
6 to 60-month terms available
No minimum deposit required

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Earn up to 3.60% with Discover®️ CDs

Term: 12 months & 18 months
No minimum deposit required.

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Earn 3.90% with Bread's CD

Term: 12 months
Min. deposit required: $1,500

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Earn 4.00% APY with Valley's CD

Term: 12 months
Min. deposit required: $500

_{CIT Bank

11 Month No Penalty CD:

¹APY — Annual Percentage Yield is accurate as of September 23, 2025. With a No-Penalty CD, you may withdraw the total balance and interest earned, without penalty, beginning 7 days after funds have been received for your CD. No withdrawals are permitted during the first 6 days following the receipt of funds.}

_{13-Month CD:

¹APY — Annual Percentage Yield is accurate as of September 23, 2025. $1,000 minimum deposit is required to open the account. A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings. Upon maturity, the 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published APY.}