Best CDs 2026

CDs (Certificates of Deposit) are a safe and generally more profitable investment option than traditional savings accounts. We compiled a list of the best financial institutions and their CD offerings.
Top CDs in Columbus, Ohio
Our #1 Choice
  • Term: 11 months
  • Min. deposit required: $1,000

* APY as of 7/1/2026

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CIT Bank CDs

No-Penalty/11-MO CD:
1 APY — Annual Percentage Yield is accurate as of July 1,2026. $1,000 minimum to open the account.
2 Annual Percentage Yields (APYs) for all Term CDs are accurate as of July 1,2026. A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.

3 Upon maturity, the 13-Month CD will be automatically renewed as a One Year Term CD at the then-published APY. The exception to this are the 13-Month CD and the 18-Month CD; upon maturity, the 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published APY, and the 18-Month CD will be automatically renewed as a 2-Year Term CD at the then-published APY.

 

For complete list of account details and fees, see our Personal Account disclosures (link: https://www.cit.com/cit-bank/resources/forms).