Invest Smarter, Not Harder

SoFi Invest's Disclosures:

INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

Probability of a Member receiving $1,000 is a probability of 0.026%; If you don't make a selection in 45 days, you'll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify. Probability percentage is subject to decrease.

Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA / SIPC.

1. Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA / SIPC.
2. There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.
3. Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment. Before trading options please review the Characteristics and Risks of Standardized Options.
4. Utilizing a margin loan is generally considered more appropriate for experienced investors as there are additional costs and risks associated. It is possible to lose more than your initial investment when using margin. Please see margin disclosure for detailed information.
5. SoFi Plus members can schedule an unlimited number of appointments with a financial planner during periods in which the SoFi Plus member meets the eligibility criteria set forth in section 10(a) of the SoFi Plus Terms and Conditions. SoFi members who are not members of SoFi Plus can schedule one (1) appointment with a financial planner. The ability to schedule appointments is subject to financial planner availability. Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser.
6. Probability of Member receiving $1,000 is a probability of 0.026%; if you don't make a selection in 45 days, you'll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify. Probability percentage is subject to decrease.
7. Terms and conditions apply. For 401k rollovers and IRA contributions, see full terms and limitations.
8. Must be a SoFi Plus member at the time a recurring deposit is received into your SoFi Active or Automated investing account to qualify. Bonus calculated on net monthly recurring deposits made via ACH and paid out as Rewards Points. SoFi reserves the right to change or terminate this promotion at any time without notice.

Public's Disclosures:

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC.

*Rate as of 2/5/2025. APY is variable and subject to change.

**A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 6.7% yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 2/5/2025. A bond's yield is a function of its market price, which can fluctuate; therefore, a bond's YTW is not "locked in" until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The "locked in" YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more.

Plynk Disclaimers:

Access to the Plynk app is free. Transactional fees may apply.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.

Brokerage services are provided by Digital Brokerage Services LLC (DBS), member FINRA, SIPC, 499 Washington Boulevard, Jersey City, NJ 07310. Brokerage custody and clearing services are provided by Green Pier Fintech LLC, both members FINRA and SIPC.

*Commission-free applies to U.S. equity trades and funds for Digital Brokerage Services LLC (DBS) retail clients. Expenses charged by investments, interest charges, or other expenses for transactions still apply.

**The Simulated Trading tool is for informational purposes only. Past performance in the simulation does not indicate future results in actual trading. Investing involves risk, including risk of loss. Plynk marks are the property of FMR LLC. © 2026 FMR LLC. All rights reserved.

Kraken's Disclaimers:

*Other fees may apply. Securities and brokerage services offered by Kraken Securities LLC, member FINRA/SIPC.