Gold IRAs · 2026 Our #1 Choice
Diversify your retirement against inflation and currency risk with IRS-approved physical gold and silver.
Protect retirement savings against inflation and currency risk — diversify through a tax-advantaged Gold IRA, or take direct ownership of metals you can hold in your hand. The $500 credit applies to both.
Roll over your 401(k) or existing IRA into a self-directed Gold IRA holding IRS-approved physical metals in a secure depository. A long-recognized hedge against inflation and currency risk — with the tax advantages of your existing retirement account preserved.
Purchase gold, silver, platinum, or palladium coins and bars delivered directly to your door. A tangible store of value you can hold today and pass on to your children — no custodian, no market account, just your metal.
Comparing alternatives? Here's how 7 other vetted gold IRA partners stack up.
Why Lear Capital
On qualifying precious metals purchase, applied to shipping, insurance, or IRA custodial fees.
Build retirement diversification through a Gold IRA, or take direct ownership of gold, silver, platinum, or palladium.
A quarter-century of precious metals expertise serving retirement investors.
Trusted by thousands to facilitate precious metals purchases and Gold IRAs.
Independent reviewers rate Lear Capital five stars on Trustpilot.
Better Business Bureau Accredited Business with an A+ rating.
Free, no-obligation rollover walkthrough from 401(k) or existing IRA to a Gold IRA.
Match a competitor's price on eligible precious metals purchases.
"I trust Lear Capital for my gold purchases." — Judge Andrew Napolitano (paid spokesperson).
Our #1 Choice
Retirees with $30,000 or more in IRAs and 401(k)s are increasingly asking the same question: how do you protect what you've spent decades building against inflation, currency risk, and equity market volatility? Physical precious metals are one of the oldest answers — and choosing a provider matters as much as the strategy itself. When we evaluate Gold IRA companies, three factors dominate: the upfront incentive, the breadth of product offering, and the operational track record. Lear Capital scores at or near the top on all three.
Lear's $500 account credit on a qualifying precious metals purchase is among the most flexible offers in the category — applicable to shipping, insurance, or IRA custodial fees rather than locked to a single service. And crucially, it applies whether you're rolling over a Gold IRA or taking direct delivery of physical gold and silver for your home or private storage — a flexibility most competitors don't match.
The operational signals back the offer. 25+ years in business, over $3 Billion in trusted precious-metals transactions, an A+ BBB rating, and a 5-star Trustpilot score — these aren't credentials a flash-in-the-pan operator builds overnight. For retirees protecting a nest egg they intend to pass down, that longevity matters: you want the company handling your rollover today to still be answering the phone for your spouse, children, or executor decades from now.
FAQs
Lear Capital offers a $500 account credit with a qualifying precious metals purchase. The credit is placed in your account and can be applied toward shipping, insurance charges, or IRA custodial fees. The offer is subject to change at any time and requires a precious metals purchase to qualify. See Lear's site for full terms.
A Gold IRA is a self-directed individual retirement account that lets you hold physical precious metals — gold, silver, platinum, or palladium — in an IRS-approved depository. You roll over funds from an existing 401(k), IRA, or other retirement plan (most providers recommend $30,000 or more as a starting point), select IRS-eligible coins or bars, and Lear Capital coordinates secure storage. Gains grow tax-advantaged like a standard IRA, and the metals themselves are a long-recognized hedge against inflation and currency devaluation.
Lear Capital has been in business 25+ years and has facilitated over $3 Billion in precious metals transactions. They hold an A+ rating from the BBB and a 5-star rating on Trustpilot, and they offer a $500 account credit on qualifying purchases plus a free 2026 Gold IRA Kit. Lear is a for-profit retailer and does not provide financial advice.
Lear Capital's $500 account credit can be applied toward shipping, insurance, or IRA custodial fees on a qualifying purchase. Specific minimums, setup fees, annual custodial fees, and storage fees vary by depository and account type — request the Free 2026 Gold IRA Kit or click "Learn More" to see current pricing from Lear directly.
Claim your $500 credit on a Gold IRA rollover or physical metals purchase today — and put a portion of your retirement into a long-recognized inflation hedge.
*Requires purchase of precious metals. The $500 will be placed in your account and can be used for shipping, insurance charges or IRA custodial fees. Subject to change at any time.
Endorsements featured may include paid spokespersons. Lear Capital does not provide financial advice and is a for-profit retailer. Content presented is for general educational purposes and is not investment, tax, legal, or retirement-specific advice.