We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included.
Learn more

The purpose of this disclosure is to explain how we make money without charging you for our content.

Our mission is to help people at any stage of life make smart financial decisions through research, reporting, reviews, recommendations, and tools.

Earning your trust is essential to our success, and we believe transparency is critical to creating that trust. To that end, you should know that many or all of the companies featured here are partners who advertise with us.

Our content is free because our partners pay us a referral fee if you click on links or call any of the phone numbers on our site. If you choose to interact with the content on our site, we will likely receive compensation. If you don't, we will not be compensated. Ultimately the choice is yours.

Opinions are our own and our editors and staff writers are instructed to maintain editorial integrity, but compensation along with in-depth research will determine where, how, and in what order they appear on the page.

To find out more about our editorial process and how we make money, click here.

10 Smart Ways Seniors Are Earning Extra Money

Sure, you might know about some senior discounts at diners or retail stores. But what you might not know is there are a number of lesser-known programs that can help slash bills, reduce insurance costs, and unlock powerful financial perks — right now.

We pulled together some of the most valuable money moves for 2026. Cut expenses, boost your retirement, and recession-proof your finances. Check out these offers from our partners below!

Senior couple sitting together overlooking the ocean

1. Get Major Discounts From Top Retailers

You've earned every penny you've saved — so why leave free money on the table? Thousands of seniors are quietly pocketing extra savings every week just by knowing which retailers offer senior discounts and when to shop them.

Goodwill runs senior discount days where you can save an extra 10% to 20% off already low prices. Dates vary by location, so a quick call to your nearest store could unlock your next big bargain.

Kohl's rewards shoppers 60 and up with a 15% discount every single Wednesday. Plan your next wardrobe refresh for midweek, bring your ID, and watch the savings add up at checkout.

Walgreens offers shoppers 55 and older a 20% discount on regular-priced items one day per month during Seniors Day. Ask your local pharmacist for this month's date so you can time your next essentials run perfectly.

Amazon Prime is available at a dramatically reduced monthly rate if you receive Medicaid or SSI — giving you access to free shipping, streaming, and exclusive deals for a fraction of the normal price.

➡ Don't wait — call your local Goodwill today, mark next Wednesday on your calendar for Kohl's, and visit Amazon's Prime Access page right now to check if you qualify for the discounted rate. These deals are available right now, but only if you act on them.

2. Plug the "Gap" That's Draining Your Medical Savings

Here's something Medicare doesn't make obvious: Original Medicare only covers about 80% of your Part B medical expenses. That remaining 20% — made up of copayments, deductibles, and other out-of-pocket costs — can add up to thousands of dollars a year and quietly devastate a retirement budget.

A Medigap (Medicare Supplement) plan is designed to cover exactly those leftover costs, replacing unpredictable medical bills with one steady, manageable monthly premium. Because these plans are standardized by the federal government, the coverage is identical no matter which provider you choose — meaning the only thing that varies is the price you pay.

➡ Don't spend another month absorbing surprise medical costs. Compare Medigap rates right now and find a plan that puts a ceiling on what healthcare can cost you — before your next unexpected bill arrives.

3. Turn Your Downtime Into Real Cash

What if the time you spend relaxing on the couch could actually put money in your pocket? With Solitaire Cash, it can. You play the classic card game you already know and love — but instead of playing for nothing, you compete for real cash prizes of up to $443 per win.

It's completely free to download, and cashing out your winnings is simple through PayPal, Venmo, or Apple Pay. It won't replace your retirement income, but it's a whole lot smarter than playing games that give you nothing in return.

Download Solitaire Cash for free right now and start your first game today. Your next break could be worth real money — don't spend it playing for nothing.

4. See If You Qualify for $1,000s in Extra Tax-Free Cash

If you're 62 or older and have built up equity in your home, you may be sitting on a significant source of tax-free cash that most people never think to tap. A reverse mortgage lets you convert that equity into real money — without giving up ownership of your home and without making monthly mortgage payments for as long as you live there.

That cash can be used however you need it most: paying down credit card balances, covering healthcare expenses, handling everyday bills, or making the home updates that let you live more comfortably in the years ahead. And when the time comes, your heirs won't be left holding the bag — if the loan balance exceeds the home's value, the lender absorbs the loss. Your kids can simply walk away with no debt owed.

Longbridge makes it easy to find out if you qualify, starting with just a few simple questions. There's no service fee to use them, no pressure, and no obligation — just a straightforward look at whether this option makes sense for your situation.

(Note: You remain responsible for property taxes, homeowners insurance, and home maintenance.)

Don't leave thousands of dollars locked up in your walls. Complete Longbridge's simple 4-question form right now to see if you qualify — it only takes a minute and could change your financial picture significantly.

5. Take Advantage of These Everyday Senior Savings

Some of the best senior discounts aren't advertised loudly — you just have to know to ask. Here are three easy ways to keep more money in your wallet starting today.

Best Western offers guests 55 and older a minimum of 10% off room rates. Simply select the "Senior" rate when booking online to make your next trip, family visit, or weekend getaway noticeably more affordable.

Denny's has a dedicated senior menu with smaller portions and lower prices for guests 55 and up, and AARP members can stack an additional 15% off the entire bill. Just show your membership card or ID at your next breakfast to take advantage.

AMC Theatres sells discounted senior tickets to moviegoers 60 and better. Ask for the senior price at the box office or select it when booking online to enjoy the latest films without paying full price.

➡ Start using these discounts immediately — book your next hotel stay with the senior rate, bring your AARP card to your next Denny's visit, and ask for senior pricing the next time you head to the movies. Small savings add up fast.

American flag waving at sunset

6. Stop Getting Ripped Off by Credit Card Companies

If high-interest credit card debt is eating away at your fixed income month after month, you're not alone — and you don't have to keep suffering through it. Freedom Debt Relief has helped thousands of Americans pay off what they owe for significantly less than the original balance, without needing perfect credit to get started.

Their program is designed specifically for people carrying $20,000 or more in debt who are tired of watching interest charges wipe out their hard-earned savings. With a 4.7/5 star rating on Trustpilot, they've built a reputation as a trustworthy lifeline for people ready to stop the bleeding. Best of all, there are zero fees until your debt is fully resolved — meaning you have nothing to lose by simply checking your options.

Take 60 seconds right now to see what Freedom Debt Relief could do for your situation. Every month you wait is another month of interest charges — see your options today before it gets worse.

7. Stop Paying Out of Pocket for Expensive Home Repairs

A single broken air conditioner or burst water heater can wipe out months of carefully saved money in one afternoon. For seniors on a fixed income, that kind of financial shock shouldn't be something you have to live in fear of.

Since 1971, American Home Shield Home Warranties has been helping homeowners protect their budgets by covering major appliances and home systems that standard homeowners insurance simply doesn't touch. For one predictable low monthly rate, a breakdown becomes their problem — not yours. And right now, by locking in their 2026 rates, you can take advantage of an exclusive $150 discount.

➡ This special offer won't be available much longer. Enter your zip code right now to see if your home qualifies and claim your $150 discount before this deal disappears.

8. Shield Your Retirement Savings From Inflation and Market Swings

You've spent decades building your nest egg — the last thing you want is to watch inflation and stock market turbulence quietly eat away at it. Paper investments can be unpredictable, but physical gold and silver have historically held their value through economic downturns, recessions, and periods of high inflation.

Thor Metals Group specializes in helping seniors protect their retirement by diversifying into precious metals. By rolling over a portion of your existing IRA or 401(k) into a Gold IRA, you can gain that stability without any tax penalties. They'll walk you through every step of the process with no pressure and no obligation.

➡ Request your FREE Gold IRA Guide from Thor Metals Group right now. It costs you nothing to get informed — but waiting while markets are volatile could cost you a great deal. Protect what you've worked your whole life to build.

9. Your State Seniors: Stop Overpaying on Energy Bills Because of Old Windows

Old, drafty windows aren't just an eyesore — they're quietly driving up your energy bill every single month. If you've owned your home for more than five years, there's a strong chance your windows are costing you far more than you realize.

Renewal by Andersen installs high-efficiency replacement windows that seal out the cold, block summer heat, and can dramatically lower what you pay the electric company each month. On top of that, current ENERGY STAR® tax credits can help offset the cost of your upgrade, and their seasonal promotions are designed to make it even more affordable for seniors on a fixed income.

Right now they're offering a limited-time Buy One, Get One 40% OFF deal — plus an extra $200 off your purchase when you complete their short online form.

➡ This offer won't last. Fill out the short form right now to unlock your senior savings and lock in the BOGO 40% OFF deal before it expires.

10. Stop Overpaying for ED Medication — Hims Makes It Fast and Discreet

High pharmacy prices for ED medication have kept too many men quietly suffering — but Hims is changing that. Hims offers a personalized, fast-dissolving ED treatment that's custom-compounded to your specific needs, designed to work faster than traditional pills and without the hefty price tag that comes with name-brand options.

No awkward waiting room visits, no judgment, and no hassle. Hims' licensed medical team reviews your health profile online and, if you're a good fit, ships your custom treatment directly and discreetly to your door. The whole experience is built around your comfort and privacy.

➡ You deserve to feel like yourself again — don't let cost or inconvenience stand in the way. Visit Hims today to start your personalized online consultation and get a treatment plan built specifically for you.

11. Stop Wasting Money on Pest Control That Doesn't Work

That one bug you spotted last week rarely stays just one bug. Infestations grow fast, often out of sight inside your walls, and by the time the problem becomes obvious it can mean expensive structural damage and serious health risks. Store-bought sprays mask the surface but almost never eliminate the source — which means you end up spending more money on products that don't solve the problem.

Orkin has more than 125 years of experience doing this right. Their local specialists come to your home, identify exactly what you're dealing with, create a customized treatment plan, and back their work with a 30-day money-back guarantee.

Request your free, no-obligation quote from Orkin today. It takes just a few minutes — and protecting your home now is far less expensive than dealing with a full-blown infestation next month. Don't wait.

Compare & Save on Top Insurance

Drivers who save by switching save $964 on average!

START SHOPPING RATES HERE! VISIT SITE