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Pet Insurance

Compare Top Pet Insurance Plans for 2026

See plans from the nation's leading pet insurers side by side and find coverage that fits your pet and your budget. It's free, fast, and there's no obligation.

  • 100% free to compare
  • Top-rated insurers
  • Trusted by millions of pet parents

Compare top-rated pet insurers. Updated November 2026.

1
Trupanion
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Terms and conditions apply.

Only Provider to Pay Vet Bills in Real-time at Checkout

  • ✓ Instant checkout payment with VetDirect Pay – no out-of-pocket costs or reimbursement wait.
  • ✓ Stable coverage – won’t cancel or reduce benefits, no matter the number or cost of claims.
  • ✓ 24/7/365 support – award-winning team focused on pet care.
2
Embrace
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Terms and conditions apply.

Unlimited Reimbursement at Any Vet

  • ✓ Covers Illnesses, Conditions & Accidents
  • ✓ Add Dental & Prescription Coverage
  • ✓ Wellness Plan for Routine Check-ups, Grooming & Training
3
Healthy Paws
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Terms and conditions apply.

Customize Your Coverage to Suit Your Budget

  • ✓ Annual Policy Limits for More Flexibility & Control
  • ✓ Complimentary 24/7 Virtual Vet Care via Airvet
  • ✓ Fast Claims – Most Processed in 2 Days
4
Lemonade
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Terms and conditions apply.

🐕‍ Pet Insurance Starting as low as $10 per Month

  • ✓ Save Big on Tests, Vaccines & Essential Care
  • ✓ Coverage for Spaying, Neutering & Microchipping Available
  • ✓ Up to 10% Off with Bundle or Multi-Pet Discount
5
Nationwide
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Terms and conditions apply.

  • ✓ First and largest pet insurer in the US
  • ✓ Whole Pet & Wellness Plan covers spay/neuter
  • ✓ 24/7 vethelpline access

Offers are ranked using a combination of editorial research and compensation from our partners. Coverage, pricing, and availability vary by provider and location.