10 Little-Known Hacks For Sam's Club Members

You're already paying for the membership, so you may as well use all of it. Sam's Club has quietly stacked a bunch of benefits behind that card, and most members never touch them.

• Never stand in a checkout line again. Scan & Go in the Sam's Club app lets you scan items with your phone as you shop, pay right there, and walk out past the registers. It works at the fuel pump too, so you never have to prepay at the kiosk.
• Skip the crowd. Plus members get early shopping hours starting at 8:00 a.m., before the club opens to everyone else. An empty club and the pick of the fresh stuff. Hard to beat.
• Get paid to shop. Plus members earn 2% back in Sam's Cash on qualifying purchases, up to $500 a year. You can spend it in club, online, or put it straight toward your membership renewal, which is how a lot of members end up renewing for close to nothing.
• Free curbside pickup. Order in the app, park in the Club Pickup spot, and someone loads it into your trunk. No fee, no browsing, no impulse buys. Plus members also get free shipping on most online orders.
• Tires that keep paying you back. Buy and install tires at Sam's Club and the package includes lifetime rotation, balancing, and flat repair, plus road hazard coverage. They also inflate with nitrogen instead of compressed air, which holds pressure better over time.
• Cheaper fuel, cheaper prescriptions. Club fuel centers run member-only prices, and Plus members get select generic prescriptions at no cost at the Sam's Club pharmacy, on top of member pricing on hundreds of other medications.
• The free second card. This one flies under the radar: your membership includes a complimentary add-on membership for another adult in your household, so two people get the perks for one price.

Before your next run, set up Scan & Go, check whether your Sam's Cash balance is sitting there unspent, and add the free second card if you never claimed it. These perks are already paid for.

Those price tags are basically telling you what to do, once you know how to read them. This is the stuff seasoned members use to time their buys.

• A price ending in 1 means now or never. Regular Sam's Club prices almost always end in .98. When a tag ends in a 1 instead, like $7.91 or $12.01, it's a clearance markdown on an item the club isn't reordering. When it's gone, it's gone, so if you love it, grab it.
• Coupons you don't have to clip. Instant Savings discounts come off automatically at the register when you scan your membership. No printing, no codes, no forgetting the booklet on the kitchen counter. The current offers are all listed in the app.
• Check the price before you're in line. Scan & Go doubles as a price checker: scan the barcode on the shelf and the app shows you the member price with any Instant Savings already applied, so you know what it actually rings up as.
• The short list is the point. A club carries a few thousand items instead of the tens of thousands a supercenter does, which is exactly how Sam's Club buys in volume and pushes prices down. SamsClub.com stocks plenty of online-only products the club never carries, so check there before assuming they don't sell it.

Learn those four and you'll stop buying things a week before they get marked down.

You're about to renew your policy without a second thought. Don't. Take five minutes first and see what else is out there. Most drivers stick with the same provider year after year and never check if they could pay less. That's not loyalty. That's money left on the table.

This free tool compares options in just a few clicks, and the results can be surprising. Drivers who switch can save up to $610 a year. That's not a rounding error. That's real money back in your pocket, every single year.

Want to know if you're overpaying too? Here's the move:

• Click the link below and enter your zip code, date of birth, and phone number.
• Answer a few quick questions about your car's make and model to get matched with top offers.
• Pick the option that works best for you, and if you find a better rate, switch your policy and start saving.

Compare your options now and see if you could pay less for the same coverage

One thing: cancel the old policy once the new one's active. Paying for two at once defeats the whole point. Most drivers who try this wish they'd done it sooner. Getting matched with providers takes about two minutes. That's it.

If the last few years taught us anything, it's that prices go up and markets don't move in a straight line. Paper investments can swing hard, while physical gold and silver have historically held their value through downturns, recessions, and stretches of high inflation.

Goldco helps people diversify a slice of retirement savings into precious metals. Rolling part of an existing IRA or 401(k) into a Gold IRA doesn't trigger tax penalties, and they walk you through every step, with no pressure and no obligation. Their free Gold IRA guide costs nothing to read, and sitting on your hands while markets swing can cost plenty.

You'll drive across town for a deal on paper towels, but the homeowners policy that auto-renews every year? Untouched since you bought the place. That's where the real money is hiding. Insurers count on you never checking, and rates creep up quietly year after year.

Shopping your rate is one of the fastest wins in your whole budget. Spend a few minutes to compare current top-rated providers side-by-side and you can often get the exact same coverage for noticeably less. Check current rates in your area today and see what you've been leaving on the table.

The lifetime tire care that comes with a Sam's Club tire install is great. It also won't do a thing for you when the transmission goes or the A/C compressor dies, and either one of those can vaporize a few thousand dollars in a single afternoon.

Endurance Car Warranties covers the major repairs and mechanical breakdowns that regular auto insurance won't go near — engine, transmission, drive axle, electrical. For one predictable monthly rate, a check engine light becomes their problem instead of yours.

Endurance is the direct provider, not a middleman reselling somebody else's contract, so there's no third party to argue with when a claim goes in. You pick the shop too: repairs can go to any ASE-certified mechanic or dealership, and plans include 24/7 roadside assistance and towing.

Tell them your vehicle to see what coverage costs. Quotes are free, and every plan comes with a 30-day money-back guarantee if you change your mind.

Buying in bulk doesn't help much when a 27% APR is quietly undoing the savings every month. If high-interest credit card debt is where your money keeps disappearing, you've got company, and you've got options. Freedom Debt Relief has helped thousands of Americans settle what they owe for less than the original balance, and you don't need perfect credit to start.

The program is built for people carrying $20,000 or more who are tired of watching interest charges swallow everything they manage to save. They hold a 4.7/5 rating on Trustpilot, and there are zero fees until your debt is actually resolved. It takes about a minute to see where you stand, and every month you wait is another month of interest.

Stop bogging yourself down with those high-interest credit card payments. It seriously limits your spending power. If your monthly interest payments are starting to creep out of control, you might need to take a look at changing things up with your current credit card by finding a card with a 0% intro APR.

Editors at FinanceBuzz have done their research, and they’ve identified some of the best options to help you take back control. These cards offer a generous 0% intro APR on purchases and balance transfers into nearly 2028, which means you could get the breathing room you need to tackle your debt or make a new purchase without being hamstrung by high interest for over the whole year.

On top of that, you can earn up to 5% cash back on everyday purchases with these cards and enjoy a $0 annual fee. It’s really a no-brainer when you consider you could save on interest and earn rewards on everyday purchases.

Get rid of your high-interest payments. Learn more about these cards today.

Bulk buying works right up until you need one thing, tonight. Sam's Club pharmacy hours are limited, there's no club on every corner, and nobody wants to burn a Saturday morning on a single prescription. Walgreens is what fills that gap.

Here's the part worth paying attention to: Walgreens routinely runs offers tied to buying online and picking up in store, and that's where the savings stack. Sam's Club for the once-a-month haul, Walgreens for the Tuesday-night run, ideally ordered ahead for pickup. Between the two you're rarely paying full price for anything. Check this week's offers before your next drugstore run. The rewards program is free to join.