Like many other four-year colleges within the State University of New York system, SUNY Oneonta consistently receives praise for providing a quality education at an affordable price. In 2023, it joined the American Talent Initiative, an academic alliance aimed at enrolling, supporting and graduating more low-income students.

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SUNY Oneonta has about 5,500 students. The university offers dozens of majors, including dietetics, art and design, fashion and textiles, meteorology and music industry. Money estimates its net price of a degree (before capturing state or federal financial aid) totals about $110,575 — significantly lower than the average of all the schools on Money’s list.

The central New York campus is on a hill overlooking the city of Oneonta, which has about 15,000 residents. It boasts a quaint Main Street, roller rink and farmers market. A lush wooded area two miles from campus is available for recreational activities and also houses the college's weather observatory, with the state's largest optical telescope.

The city itself has a college-town vibe, thanks to SUNY Oneonta and nearby Hartwick College. Students say there are enough bars and restaurants to make for a bustling nightlife.