3 Moves To Make If You Are Retired Or Retiring In 2025

With 2025 finally here, now is the perfect time for soon-to-be or retired Americans to take more control of their finances for a richer future.

Here are three easy ways to begin saving on expenses and making safe investments.

1. Make sure you have the best car insurance rate

Car insurance rates have been steadily increasing throughout 2025, and this upward trend is expected to continue.

Now may be the perfect time to search for a better deal. According to some studies, more than half of customers who comparison shop ended up saving money.

With that in mind, just answer a few quick questions here and we’ll see if we can get you a better rate.

2. Amid Tariff Turmoil, Protect Your Investments with Gold

The U.S. is weathering a chaotic economic climate which includes slowing growth, rising inflation and overall uncertainty.

Additionally, the future of longstanding supports like Medicaid, disability benefits and Social Security is suddenly in question. In times like these, people have turned to gold as a safer investment.

If this sounds like an interesting option to you, American Hartford Gold can help you get started. Click here to receive your free guide and protect your investments against market turmoil.

3. Are you 62+ and need cash? Maybe it’s time to consider a reverse mortgage.

A reverse mortgage is a loan designed for homeowners aged 62 or older which allows them to tap into their home’s equity and turn it into cash.

Unlike other home equity products, you don’t have to repay a reverse mortgage as long as you live in the home, maintain it, and stay current on taxes and insurance.

To learn more and see whether a reverse mortgage is the right fit for you, explore Money’s list of top providers today.