Originally Published: Feb 09, 2022
Originally Published: Feb 09, 2022 Last Updated: May 09, 2022 3 min read
Advertising Disclosure
This article was made possible through advertising relationships with one or more of the advertisers listed on this page whose products and services we think our readers will find valuable. This article was written by our Ads team and doesn't necessarily reflect the views of Money's editorial team. Learn more about how we make money.
Young brunette woman holding 20 dollars banknote pointing thumb up to the side smiling happy with open mouth
Young brunette woman holding 20 dollars banknote pointing thumb up to the side smiling happy with open mouth
Shutterstock

Let’s face it, these days $30 is not a lot of money.

If used properly, though, $30 can make a substantial difference.

Here are 3 ways to spend $30 the smart way that may help you reach the milestones that will solidify your financial future:

1. Invest to protect against inflation for as little as $12 a month

Investing in gold will protect you against inflation because as the dollar goes down, gold has a tendency to increase in value. This increase happens because gold's value is demand-driven.

A Gold IRA is an individual retirement account that allows you to invest in gold and other precious metals such as silver and palladium.

With Oxford Gold Group, you can roll over your current IRA without paying taxes or fees.

Simply click here and enter your information to receive a Free Investment Guide.

Ads by Money. We may be compensated if you click this ad.AdAds by Money disclaimer
Make sure your hard-earned money is protected with a Gold IRA
Gold IRAs help you protect your investments by providing the asset diversification and stability you need. Click on your state to get started.
HawaiiAlaskaFloridaSouth CarolinaGeorgiaAlabamaNorth CarolinaTennesseeRIRhode IslandCTConnecticutMAMassachusettsMaineNHNew HampshireVTVermontNew YorkNJNew JerseyDEDelawareMDMarylandWest VirginiaOhioMichiganArizonaNevadaUtahColoradoNew MexicoSouth DakotaIowaIndianaIllinoisMinnesotaWisconsinMissouriLouisianaVirginiaDCWashington DCIdahoCaliforniaNorth DakotaWashingtonOregonMontanaWyomingNebraskaKansasOklahomaPennsylvaniaKentuckyMississippiArkansasTexas
Invest in Gold

2. Protect yourself from unexpected and costly repairs for $30 a month

If you have major appliances in your home, the last thing you want is to get hit with big repair expenses. If any of those appliances are over 6 years old and still working, now is the time to buy a home warranty.

America’s 1st Choice offers warranties that pay to repair HVAC systems, refrigerators, washer/dryers, and other big-ticket appliances that have broken down or malfunctioned due to regular wear and tear.

And in case you didn’t know, home insurance does not cover these items.

Get a quote from America’s 1st Choice in just 30 seconds. Simply enter your home address here.

Ads by Money. We may be compensated if you click this ad.AdAds by Money disclaimer
The best time to protect your home is today
Get a Free Home Warranty Quote

3. Spend $20 a month to avoid high veterinarian bills

If you’re a pet parent, you know that vet bills can add up quickly.

Common procedures can total upwards of $5,000. Good thing the right pet insurance may reimburse you up to 90% of the cost of going to the vet.

Pumpkin offers easy-to-use insurance plans without add-on fees or breed/age restrictions.

To get started, visit Pumpkin and enter your pet’s name and breed to get a free quote today.