Originally Published: Apr 01, 2022 Last Updated: Jun 13, 2022 4 min read
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Monthly expenses have a way of creeping up.

Unless you stop every once in a while to take stock, you may not even notice. You could literally be wasting hundreds every month!

Here are 4 simple steps you can take right now to scale back monthly costs, protect against large unexpected expenses, and better manage your savings.

Let’s take a look…

1. Letting inflation eat through your savings

There’s no denying it, inflation is here.

Typically, gold has provided protection against inflation. When inflation rises, so do gold prices. In fact, during stock market crashes when inflation is high, gold prices often thrive.

We recommend investing in a Gold IRA.

Why an IRA?

With a Gold IRA, your investment is held in a tax-deferred account, so your contributions and gains will not be taxed.

Money’s preferred partner is Oxford Gold Group. They walk you through a simple application process that takes just a few minutes.

Not ready to invest?

Receive your free Investment Guide by simply clicking here and entering your information.

2. Nearly 70% of pet owners have this — do you?

Pet Insurance helps you pay for their medical bills. Many policies reimburse up to 90% of the costs.

When you take a step back and consider that some common procedures may cost $5,000 or more, an insurance policy makes sense. The last thing you want is to choose whether your dog or cat lives based on financial considerations. With the right pet insurance policy, that’s a choice you won’t have to make.

With Pumpkin, you have access to simple insurance plans without add-on fees. Breed or age restrictions? You won’t find those here.

Visit Pumpkin today for a free quote. Simply enter your pet’s name and breed and get started right away.

3. Prices are increasing, protect your current car

Used car prices reached record highs in 2021.

As Money.com reported, “Prices are likely to keep rising [in 2022], with the average costs for used and new cars creeping closer to $30,000 and $50,000, respectively.”

The safest bet right now, it seems, is to get more years out of your current vehicle. If your car is more than 3 years old or has over 36,000 miles, you need to check out an Endurance car warranty.

Endurance offers multiple options to fit your coverage needs and has a 30-day refund policy.

Click here and enter your information to receive a free quote today.

4. Sticking with an outdated car insurance policy

Your current car insurance company is likely increasing your rates and you might not even realize it.

In fact, insurance companies work under the assumption that you won’t notice!

If you haven’t been involved in a recent accident you may be eligible for more affordable coverage. Simply re-shopping can save you hundreds this year. Already prepaid your premiums? Your insurance company is obligated to refund the prorated portion when you switch.

Request a free quote from Progressive today.

With customizable premiums, you’re bound to find a policy that works for you without breaking the bank. Click here to get a new quote in about 2 minutes!