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This Map Shows the Average Income in Every State—and What It's Really Worth

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Geography can transform a paycheck. That is: How much your wages are actually worth depends largely on where you live.

On some level, everyone understands that—even if you don’t have a firm grasp on precisely how far a $50,000 salary would go in California, compared with, say, Ohio. Money set out to find the answer, meshing average income data with a cost of living measurement for each state.

We pulled average pay for each state, based on 2015 median household income from the Census Bureau’s American Community Survey. Then we adjusted those figures based on each state’s 2015 “regional price parity”—a calculation by the U.S. Bureau of Economic Analysis that shows how much a certain amount of cash will buy you in a given place.

The higher the price parity number for a given state, the more residents will pay for items such as housing, food, and transportation. The BEA calculates this by looking at the price of goods and services in the Consumer Price Index, as well as rents reported to the Census Bureau’s American Community Survey. A price parity figure of 118.8, like Hawaii’s, means that goods and services there cost almost 19% more than the national average. Prices in Mississippi, meanwhile, with a price parity of 86.2, are about 14% less than the national average.

NOTE: Real pay values based on the 2015 median household incomes in the Census Bureau’s American Community Survey and the 2015 regional price parity from the U.S. Bureau of Economic Analysis.
NOTE: Real pay values based on the 2015 median household incomes in the Census Bureau’s American Community Survey and the 2015 regional price parity from the U.S. Bureau of Economic Analysis.

Living expenses tend to cluster by region. The Northeast is comparatively more expensive than much of the Southeast, for example. But there are considerable differences even among states that are neighbors. In Illinois, for example, the real value of $1,000 is $1,003. In next-door Indiana and Missouri, that rises to $1,103 and $1,120, respectively, since those are lower-cost states.

In some states, such as Delaware, there’s little difference between the median household income and how much it can purchase locally. Delaware has a price parity (100.4) that’s nearly in line with the national average (which gets indexed to 100). But in other areas, such as North Dakota or Massachusetts, the price parity calculation can either add or subtract thousands from an average earner's spending power.

A few notes: Household income doesn’t count non-cash benefits and doesn’t account for property or personal income taxes, other deductions, or Social Security—so it’s not the same as take-home pay. The cost of living and average income can also vary considerably within a state, so your state’s real salary may not reflect what workers in a specific city earn or pay to live.

Here are the median household incomes, regional price comparisons, and real salary values in each U.S. state.

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

District of Columbia

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

West Virginia

Wisconsin

Wyoming

This story has been updated to clarify that household income figures for each state are median household income, and to correct an error in the map graphic and North Dakota's median household income.

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