Capital One Spark Business Unlimited Checking
Best for: Established Businesses
Branches: 900 in eight states and D.C.
Account terms:
- Maintenance fee: $35
- Minimum balance to avoid fee: $25,000
- ATM fee: $2
- Free transactions: unlimited
- Cash deposit limit: $40,000
Why it’s a winner: Unlimited free transactions and a very high free cash deposit limit make this a good choice for businesses that take in and pay out a lot of money.
Caveats: The minimum balance required is high. Also, the account is meant for businesses that deposit less than $40,000 a month. If you deposit more, you’ll be moved to another account.