---
title: 'East: Capital One'
description: 'Branches: 900 in Connecticut, D.C., Delaware, Louisiana, Maryland, New Jersey, New York, Texas, and Virginia Why it’s a winner: Comparatively high yields on no-fee accounts.…'
authors:
  - name: amassamoney
    url: https://money.com/author/amassamoney/
    at_money_since: 2014
    former_staff: true
published: '2014-10-28T15:11:41.000Z'
modified: '2014-10-28T15:11:41.000Z'
section: Family Finance
tags:
  - bbva compass
  - Capital One
  - popular community bank
  - tcf bank
canonical: https://money.com/collection-post/best-midsize-banks/
type: Article
source: structured-blocks
---

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![East: Capital One](https://money.com/img/logo-social.png)

**Branches:** 900 in Connecticut, D.C., Delaware, Louisiana, Maryland, New Jersey, New York, Texas, and Virginia

**Why it’s a winner:** Comparatively high yields on no-fee accounts. The first year is especially profitable, thanks to hearty intro rates—on savings, you’re kicked up to 0.75% once your balance tops $10,000. High-Yield Checking also has a generous ATM policy.

**Caveats:** You need a $5,000 balance across accounts or a mortgage in good standing to keep High-Yield Checking. A bank rep wouldn’t commit to post-intro rates—but said older High-Yield Checking accounts now pay 0.20% and newer Essential ­Savings will reset to a “competitive rate.”

**Standout Accounts:**

***[High-Yield Checking](https://www.capitalone.com/checking-accounts/high-yield-checking-account/zip/?dest=/checking-accounts/high-yield-checking-account&Log=1&EventType=Link&ComponentType=T&LOB=MTS%3A%3ALCTMNE8UU&SubLob=MTS%3A%3AKV0LVIE8Z&PageName=High+Yield+Checking+Overview&TargetPageName=%2Fchecking-accounts%2Fhigh-yield-checking-account%2Fzip%2F%3Fdest%3D%2Fchecking-accounts%2Fhigh-yield-checking-account&referer=https%3A%2F%2Fwww.capitalone.com%2Fchecking-accounts%2Fhigh-yield-checking-account)***

-   **Maintenance fee:** $0
-   **ATM fee:** $0, and re­imburses up to $15 in surcharges a month
-   **Interest on $2,500:** 0.40% for a year, then …?

*[**Essential Savings**](https://www.capitalone.com/bank/zip/?dest=/bank&Log=1&EventType=Link&ComponentType=T&LOB=MTS%3A%3ALCTMNE8UU&SubLob=MTS%3A%3AKV0LVIE8Z&PageName=Personal+Banking&TargetPageName=%2Fbank%2Fzip%2F%3Fdest%3D%2Fbank&referer=https%3A%2F%2Fwww.capitalone.com%2Fbank)*

-   **Maintenance fee:** $0
-   **Interest on...**  
    **$2,500**: 0.10%  
    **$10,000:** 0.10%  
    **$25,000:** 0.75% for six months, then …?

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