Free Tax Filing That’s Really Free – Chime’s Got You
You’ve probably heard stories of free-filing tax services being not-so-free. They hook you in with that promise, and then unexpected fees and costs are sprung as you go through the process. And these unexpected fees can cost hundreds of dollars.
File your taxes 100% free. Zero fees to file. No upsells. It’s that simple.
If you’re looking for an alternative that is free^, we suggest checking out filing your taxes through Chime. When you file through Chime, you can file your federal and state taxes without spending a dime—no fees to file, no upsells, no surprises.
All Chime members have access to free filing through the app (it’s free to sign up!). Simply, import your W-2s to pre-fill past information, and follow step-by-step instructions to file 7x faster than the national average.* Members can typically file in under 24 minutes.
Some other highlights that make in-app tax filing through Chime a great choice:
- Guaranteed Maximum Refund**
- Get Paid Faster: You may receive your federal tax refund up to six days early*** when you direct deposit with Chime.
- Accuracy You Can Trust: If a mathematical error from Chime’s tax partners (April or Column Tax) leads to an IRS penalty, you may be reimbursed up to $10,000.~
- Covers Most Common Tax Situations: Whether you’re filing as an employee, self-employed, or reporting stock or crypto sales, you are covered.
Sign up for Chime today and file your taxes for free in just minutes.
Sponsored by Chime Financial, Inc.
Chime’s Disclaimers & Disclosures:
These tax filing offers are not endorsed or offered by Chime partners, The Bancorp Bank, N.A. or Stride Bank, N.A. Tax e-file services provided by April Tax Solutions Inc. (“april”) or Column Tax, Inc. (“Column Tax”).
A tax refund may only be directly deposited into an account that is in your name. This means that if you file a joint return, the name of the primary filer must match the name on the account. If a tax refund is directed to an account that is not in your name, it may be rejected and returned to the IRS. No more than three electronic refunds can be deposited into a single financial account. If you exceed this limit you will receive notice from the IRS and a paper check refund.
Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Please see the back of your Card for its issuing bank.
^ There are no fees required to use this product. Chime does not require you to deposit your refund into your Chime Account to qualify for free tax filing. Certain costs may be incurred if you decide to obtain other optional financial products offered in relation to your tax filing. The Internal Revenue Service (IRS) may impose penalties or other charges depending on your personal tax situation. If the april tax preparation software makes a mathematical error that results in your payment of a penalty and/or interest to the IRS that you would otherwise not have been required to pay, april will reimburse you up to a maximum of $10,000. See april terms for details. If interest and/or a penalty is imposed by the IRS as a result of a computational error by Column Tax, you may be entitled to up to $10,000 reimbursement by Column Tax. See Column Tax terms for details.
*Based on comparison of historic filing through Chime to IRS average filing times reported for 2023 non-business taxpayers.
**Maximum refund guarantee is provided by april or Column Tax. If you use april's service to prepare and file your return and you find an error in the tax preparation that entitles you to a larger refund (or smaller liability), you may use their service to amend that return at no additional charge. To qualify, the larger refund or smaller tax liability must not be due to differences or inaccuracies in data supplied by you, your choice not to claim a deduction or credit, positions taken on your return that are contrary to law, or changes in federal or state tax laws. See here for details. If you use Column Tax’s service, Column Tax will reimburse you for up to $250 if you are able to pay less federal or state income tax or receive a larger federal or state income tax return by using another tax return preparation provider. Eligibility requirements apply. See terms for details.
***Chime does not guarantee timing of refund. Six day refund estimate is based on 2023 tax year filing data. Refund timing estimates are dependent upon timing of complete tax return submission and when the IRS submits your refund.
~ If the april tax preparation software makes a mathematical error that results in your payment of a penalty and/or interest to the IRS that you would otherwise not have been required to pay, April will reimburse you up to a maximum of $10,000. See April terms for details.
If interest and/or a penalty is imposed by the IRS as a result of a computational error by Column Tax, you may be entitled to up to $10,000 reimbursement by Column Tax. See Column Tax terms for details.